7 Ways to Fast-Track Your Sandy Insurance Claim

Claim your insurance protection for damage done by Hurricane Sandy

In the wake of Hurricane Sandy, thousands of Pennsylvanians are filing insurance claims under homeowners, auto, health and even life insurance policies.

Many will face long waits and daunting paperwork.

Some insurance slowdowns are inevitable following a disaster of Sandy’s proportions. Damage estimates range from $7 billion to $50 billion, according to the Wall Street Journal.

But by taking a few simple steps Pennsylvania residents can improve the odds of their claims getting fast-tracked for approval:

• Do your homework. Take pictures or video of the damage. Before-and-after photographs, purchase records and contractor estimates for repairs are especially valuable.
• Hurry up and file your claim. “Experts say that many homeowners hesitate because they aren’t really sure if they have enough damage to merit a claim—or at least a claim that is more than the value of the policy’s deductible,” the Wall Street Journal reported. […]

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Sandy Death Toll in PA Reaches 12

At least 12 people in Pennsylvania have died as a result of Superstorm Sandy, while two other deaths have been unofficially linked to the storm.

The variety of causes – falls, fires, poisoning, even suicide – is a stark reminder that tragedy can strike in different ways.

Following are summaries from the Philadelphia Inquirer of the fatalities:

• Four people died, including a 90-year-old woman in Upper Merion Township, from carbon-monoxide poisoning from portable generators.
• An eight-year-old child died when a tree limb struck him outside his family home.
• A Berks County man was killed when a tree crashed onto his house.
• Two Lehigh County residents died from exposure to the cold.
• Two people were killed in vehicle accidents related to the storm.
• An 88-year-old Wayne County woman fractured her neck and died when she fell down the stairs in her home, […]

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Tips for Preparing for Disasters

Here at Munley, Munley & Cartwright, our prayers and best wishes are extended to the victims of the storm Sandy and their families.

Meanwhile, Pennsylvanians are doing their best to return to work, school and normal routines.

According to the Associated Press:

The storm that did so much damage along the coast before it drenched Pennsylvania was blamed for at least nine deaths in the state. It was more than a mild inconvenience for the million-plus who lost power and the countless others whose homes were damaged by blowing rain and falling trees, but it was not the disaster for the state that some had feared.

Gov. Tom Corbett said there were no reports of major flooding as the center of the weather system drifted west and its winds diminished to 10 mph or so.

Power outages were the storm’s most damaging byproduct, […]

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Boy Scouts Sex Scandal Includes Pennsylvania Men

Several men from northeastern and central PA convicted regarding Boy Scouts sex scandal

Several Pennsylvania men were named in files released by the Boy Scouts of America detailing how the organization dealt with allegations of child sex abuse.

The documents – made public after an Oregon judge ordered their disclosure in a lawsuit involving a man who said he was molested by a scoutmaster and that the BSA did nothing about it – have caused a national furor. They identify more than 1,000 leaders and volunteers banned from the group after being accused of sexual or inappropriate conduct with boys.

Included are the names of several men from Northeastern and Central Pennsylvania associated with the BSA who have been convicted of child sex abuse or investigated by police, according to PAHomePage.com:

Marcel Cinquina who heads up the Boy Scouts of Northeastern Pennsylvania says the organization has increased safety measures to protect children. […]

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Accidental Shooting of Costumed Girl Is Grim Call For Halloween Safety

Scare reminds us to be extra careful on Halloween

It sounded too bizarre to be true, but the outcome was terribly real.

A nine-year-old girl was shot outside her western Pennsylvania home during a Halloween party by a relative who thought she was a skunk.

According to the Scranton Times-Tribune:

New Sewickley Township police say the girl was over a hillside and wearing a black costume and a black hat with a white tassel. Chief Ronald Leindecker says a male relative mistook her for a skunk and fired a shotgun, hitting her in the shoulder Saturday night.

Leindecker tells the Beaver County Times that the girl was alert and talking when she was flown to a hospital in Pittsburgh, about 30 miles away. Her condition was unavailable.

Leindecker says the man hadn’t been drinking and he doesn’t know whether charges will be filed. […]

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