Chester Lyft Accident Lawyer

If you were hurt in a Lyft accident, it’s important to understand your rights as a passenger or driver. At Munley Law, our Chester Lyft accident lawyers know how rideshare companies handle accident claims. We can determine which insurance coverage applies to your case and work to get you full compensation for your medical expenses, lost wages, and pain and suffering.

Insurance companies may pressure you to accept a quick settlement after a Lyft accident. However, early offers rarely account for future medical care or lost income. Our Chester accident attorneys will calculate the true cost of your injuries before negotiating with insurers. If necessary, we are prepared to take your case to court.

At Munley Law, our experienced car accident lawyers help accident victims in Chester seek compensation for their injuries. We offer free consultations and only get paid if we win your case. Call or fill out our contact form to schedule your free case review today.

Understanding Liability in a Chester Lyft Accident Case

Lyft drivers must follow Pennsylvania traffic laws and drive safely. When they drive distracted, speed, or break traffic rules, they can be held responsible for accidents. Our law firm investigates driver behavior, including phone use, road hours, and driving history, to prove fault.

Insurance coverage in Lyft accidents depends on what the driver was doing when the crash happened. When a Lyft driver isn’t using the app, their personal car insurance applies to any accidents. When the driver waits for rides, Lyft provides limited coverage: $50,000 per person for injuries, $100,000 total per accident, and $25,000 for property damage. During active rides, Lyft’s $1 million insurance policy covers accidents from ride acceptance through dropoff, including injured passengers, other drivers, and pedestrians.

Sometimes, other drivers cause Lyft accidents. For example, if another car runs a red light and hits your Lyft, that driver’s insurance should pay for your injuries. But if they don’t have enough coverage, Lyft’s uninsured/underinsured motorist policy may apply.

How a Chester Lyft Accident Attorney Can Help You

A Lyft accident can leave you with serious injuries, medical bills, and lost wages. The claims process becomes more complex when multiple parties and insurance policies are involved. Our Chester Lyft accident lawyers provide comprehensive support through each step of your case:

• Thorough Investigation: We collect and analyze evidence to establish liability by obtaining police reports, interviewing witnesses, reviewing scene photos/videos, and securing additional evidence like traffic camera footage and Lyft’s driver data.
• Damage Assessment: We document all your damages by working with medical experts to understand your long-term care needs and calculating all financial losses, including future medical expenses and lost earning potential.
• Insurance Negotiation: We handle all communication with insurance adjusters, leveraging our knowledge of Lyft accident case values to prevent companies from undervaluing your claim and negotiating aggressively for fair compensation.
• Litigation When Necessary: While most cases settle outside court, our experienced trial lawyers are prepared to take your case before a jury if insurance companies refuse fair compensation.

Contact Munley Law today for a free consultation regarding your Chester Lyft accident claim. We only get paid if we win money for you.

How to File a Claim After a Lyft Accident in Chester

Getting compensation after a Lyft accident means working with multiple insurance companies and meeting specific deadlines. When you report an accident through the Lyft app, Lyft’s insurance company will assign an adjuster to review your claim. The adjuster’s job is to investigate the accident and determine how much money to offer you. They will want to see the police report, photos from the accident scene, and any medical records related to your injuries. The adjuster may also ask to take your recorded statement about what happened.

Pennsylvania law requires drivers to carry Personal Injury Protection (PIP) coverage. This insurance can help pay your medical bills while you wait for your Lyft claim to settle. Contact your insurance company to open a PIP claim. Your insurance company might also step in if the at-fault driver doesn’t have enough coverage to pay for all your damages.

Remember that insurance adjusters work for the insurance company, not for you. They often use specific tactics to pay less on claims. An adjuster might push you to give a recorded statement before you understand your full injuries. Some offer quick settlements, hoping you’ll accept less money than your case is worth.

Sometimes, insurance companies refuse to offer fair compensation. In these cases, you may need to file a lawsuit to recover money for your medical bills, lost wages, and other damages. Pennsylvania gives you two years from your accident date to file a lawsuit. Missing this deadline means losing your right to compensation.

Common Causes of Lyft Accidents in Chester, PA

Rideshare accidents in Chester happen for many reasons, and identifying the cause helps determine who should pay for injuries and damages. Our law firm has handled numerous Lyft and Uber accident cases in Chester and we often see the same dangerous behaviors and conditions leading to crashes. When investigating your case, we look at driver actions, road conditions, and other factors contributing to the accident. Here are the most common causes of Lyft accidents we see in Chester:

• Lyft drivers often check their phones for new rides, use GPS navigation, or adjust the app while driving, taking their eyes off the road and their hands off the wheel. Any time spent looking at a phone instead of watching traffic increases accident risk.
• Lyft drivers may speed or drive aggressively to complete more rides. Common dangerous behaviors include stopping suddenly to pick up passengers, making illegal U-turns, merging without signaling, and following too closely in traffic.
• Lyft requires drivers to maintain their vehicles, but some skip repairs to save money. Bad brakes, worn tires, and faulty lights can lead to accidents. While Lyft checks vehicles during signup, they don’t inspect cars regularly afterward.
• Chester’s weather creates hazardous driving conditions. Rain, snow, and ice make roads slippery. Construction zones, potholes, and poorly lit streets add to accident risks. Lyft drivers must adjust their driving for these conditions.

Understanding what caused your accident helps prove who should pay for your injuries. Contact Munley Law to discuss your Lyft accident case.

Steps to Take After a Lyft Accident in Chester, PA

After a Lyft accident in Chester, your steps can affect your ability to get compensation. Here’s what you should do:

First, prioritize your safety. If possible, move vehicles out of traffic and check for anyone who needs immediate medical help. Turn on hazard lights and set up emergency flares or reflectors if you have them. Don’t move someone with severe injuries unless they’re in immediate danger.

A police report provides an official accident record. Call the police and tell the responding officers exactly what happened. Get the police report number and ask how to obtain a copy. This report will help prove your insurance claim or lawsuit.

Take photos of all vehicle damage and the accident location. Get pictures of skid marks, debris, traffic signs, and weather conditions. Screenshot your Lyft ride details, including your driver’s name and trip information. Write down the names and phone numbers of witnesses who saw what happened.

See a doctor even if you think your injuries are minor. Some injuries like whiplash or internal damage don’t show symptoms right away. Follow all treatment instructions and keep records of your medical care. Missing appointments or gaps in treatment can hurt your case.

Report the crash through the Lyft app. Your Lyft driver must also report it to Lyft. Contact your own car insurance company to inform them about the accident. Don’t give recorded statements or accept quick settlement offers without talking to a lawyer first.

Contact a Lyft Accident Lawyer at Munley Law Today

The right legal representation matters. After a Lyft accident in Chester, you need a law firm that understands rideshare cases and how to get results. At Munley Law, we help accident victims recover money for their injuries, lost wages, and other damages. Our track record includes numerous settlements and verdicts for people with personal injury claims throughout Pennsylvania.

Don’t let insurance companies pressure you into accepting less than you deserve. Our Chester Lyft accident lawyers will investigate your case, deal with the insurance companies, and fight for fair compensation. We handle all Lyft accident cases on a contingency fee basis: you pay nothing unless we win money for you.

Call, chat, or fill out our online contact form for a free consultation. We’ll answer your questions and explain your options. The sooner you contact us after a Lyft accident, the better we can protect your rights.

Munley Law Personal Injury Attorneys

1617 John F Kennedy Blvd
Suite 1690,
Philadelphia, PA 19103
(215) 515-7747