Pennsylvania law requires every employer to carry workers’ compensation insurance, regardless of the industry or how unlikely a workplace injury might seem. In this short video, Munley Law workers’ compensation attorney Caroline Munley explains the rule and why it matters for injured workers.
In Pennsylvania, every employer is required by law to carry workers’ compensation insurance — even low-risk workplaces like offices and law firms.
That’s the short answer from Caroline Munley, and it matters more than most injured workers realize. Whether you work in construction, healthcare, retail, or a professional office setting, your employer must carry workers’ comp coverage under Pennsylvania law. Company size doesn’t factor in. The likelihood of injury on the job doesn’t factor in. The requirement applies across the board.
Why This Matters If You’ve Been Hurt at Work
Some employers tell injured workers they aren’t covered, or that the injury doesn’t qualify under their policy. That’s not a determination the employer gets to make on their own. If you’ve been injured on the job, you have the right to file a claim and have it properly reviewed.
If your employer has failed to carry the required coverage, Pennsylvania’s Uninsured Employers Guaranty Fund exists as a backup. A workers’ comp attorney can help you file a claim against that fund and recover the benefits you’re owed.
The most common mistake injured workers make is assuming they won’t be covered and never pursuing a claim. If you were hurt on the job in Pennsylvania, the law is on your side.
Injured at work in Pennsylvania? Call Munley Law for a free workers’ compensation consultation with Caroline Munley, a certified workers’ comp specialist. No fee unless we win.
Related Videos
- Why You Need a Workers’ Comp Lawyer in PA
- Workers’ Comp in PA: Report Your Injury Immediately
- What Workers’ Compensation Benefits Can You Receive in Pennsylvania?
