People buy insurance to protect themselves and their families against catastrophic and life changing events such as fires, auto accidents, or disabling injuries. When these events happen, we feel safe in knowing that insurance policy will protect us financially. However, in too many cases the insurer denies the claim, agrees to pay only a portion of the claim, or delays payment for months or even years. These actions can increase the severity of your problems and lead to financial instability. These types of actions is called “bad faith,” and you will need a top bad faith insurance lawyer by your side to get the compensation that you deserve.
The Pennsylvania bad faith insurance lawyers at Munley Law represent those whose insurance companies failed to provide the coverage specified in their insurance policies. If you believe your insurance company has acted in bad faith towards your personal injury claim, our insurance bad faith attorneys are ready to fight for you today. Our services will not cost you a penny unless we recover for you what you deserve. Call (855) 866-5529 or use our online form to speak to our experienced staff right now.
In this video, Attorney John Mulcahey explains what constitutes a bad faith insurance claim:
How Do I Know if I Should File a Bad Faith Insurance Claim?
An insurance policy is a contract between the insured and the insurer. Bad faith insurance occurs when the insurer refuses to pay a legitimate claim. Acts of bad faith insurance claims include:
- Denying that a valid claim is covered under the customer’s insurance policy
- Delaying investigation or payment of a claim without a reasonable basis
- Paying only partial benefits
Unfortunately, bad faith insurance is not clearly defined under Pennsylvania law. However, the Supreme Court has established a two-pronged test to determine an act of bad faith: It must be proven through clear and convincing evidence that the insurer did not have a reasonable basis for denying benefits, and that the insurer knew or disregarded its lack of reasonable basis in denying the claim.
Why You Need to Hire An Experienced Bad Faith Insurance Lawyer
Our insurance bad faith lawyers are fierce courtroom advocates when insurance companies act in bad faith. We know all the tactics that insurance companies may use to influence you to settle quickly for less compensation than you deserve, and we know how to counter them and protect your rights. We are the top experts in our field, often providing advice to other insurance bad faith lawyers and providing assistance on large, complex cases. We are proud of our national reputation for excellence and our record of success.
We want to talk to you today to discuss your bad faith insurance case. There is no obligation, and our consultation is absolutely free. We do not get paid unless we recover benefits for you. It is important that you choose an experienced law firm — one that knows how to win your bad faith insurance case for you. We have the resources, the reputation, and the experience to get you the compensation you deserve. When selecting an attorney to represent you, it is important that you choose carefully. Choose the Pennsylvania bad faith insurance attorneys at Munley Law. Contact us today for a free evaluation.