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What happens if I get in a car accident with an Uber or Lyft?

If you were injured in an accident with an Uber or Lyft driver, contact a ridesharing accident lawyer at Munley Law for a free discussion of your case. Insurance coverage for these kinds of accidents can be complicated – we can make sure you receive the compensation you deserve for your injuries. Call, chat live, or fill out our contact form. There’s no charge for the consultation, and we never take a fee unless we win your case.

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What makes a rideshare accident different from a regular car accident?

An accident involving a rideshare vehicle presents a unique set of circumstances. It’s not the same as an accident with a regular passenger vehicle, but it’s also a bit different from a traditional commercial vehicle accident. Uber and Lyft drivers typically use their own personal vehicles to provide transportation to riders who use these online apps. Uber and Lyft drivers do not need to have a commercial driver’s license or purchase commercial auto insurance. However, the ridesharing company does provide commercial insurance coverage while the driver is on the clock. So, who is financially liable for any injuries resulting from the accident will depend on your particular circumstances.

Regardless of how the accident happened, you should report the incident to Lyft or Uber through their app as soon as possible.

If you’re hurt as a passenger in an Uber or Lyft, who is responsible?

Rideshare companies like Uber and Lyft offer $1 million in liability insurance. However, there are some limitations regarding when this coverage applies and who will be covered. Liability may change depending on your unique circumstances.

If you’re hurt in a single-vehicle accident as a ridesharing passenger, OR, if you’re hurt in an accident for which your rideshare driver was at-fault…

Your injuries will likely be covered by the company insurance policy. Even if your ridesharing driver is at fault and on duty at the time of your accident, the ridesharing company may still fight the claim and try to deny liability. This is why it’s important to have an experienced car accident lawyer who will fight on your behalf. For more than 60 years, our firm has obtained the maximum compensation for injured victims in all types of accidents.

Note: Even if an Uber driver does not have a passenger in the vehicle, they are still considered “on duty” from the time they accept a ride until they drop their passenger off. This includes the time they are “en route” to pick someone up.

If you were hit by an off-duty Uber or Lyft driver, you may have to seek compensation via the driver’s personal insurance policy, rather than the company policy. Still, an experienced attorney at Munley Law will investigate the accident and pursue every possibility to make sure you get the compensation you deserve for your medical bills, lost wages, pain and suffering, and other losses.

What caused your rideshare accident?

Although they are vetted by driving history background checks, Uber and Lyft drivers are prone to the same accident risks as anyone else on the road. However, there are some additional dangers that may affect Uber and Lyft drivers specifically.

Because rideshare drivers often work multiple jobs, they may be especially prone to driver fatigue. Drowsy driving has been shown to affect alertness and reaction time as much as driving while under the influence of alcohol.

Furthermore, ridesharing is, of course, based on smartphone apps. Drivers rely on smartphones for directions, for tracking their time on duty, and for arranging their next pick-up. This close tie to their ridesharing apps creates an environment ripe for driver distraction.

Uber and Lyft driver standards and vehicle requirements

In order to help ensure the safety of the apps’ users, rideshare services like Uber and Lyft require that their drivers meet certain standards. Both Uber and Lyft require that their drivers:

  • Meet the minimum age requirement. For Lyft, drivers must be at least 21 years of age; for Uber, drivers must meet or exceed the minimum age for the city in which they work
  • Have a valid driver’s license
  • Have at least one year of licensed driving experience (Uber requires three years if the driver is younger than 23)
  • Provide proof of insurance, vehicle registration, and valid inspection
  • Pass a safety screening and driving history background check

In addition, vehicles used for Uber and Lyft must meet certain standards. In general, they must be four-door vehicles in good condition, less than 10-15 years old. Individual cities may have their own specific requirements as well.

Call an Uber and Lyft accident lawyer at Munley Law for a free case review today.

Getting proper compensation for your injuries after an Uber or Lyft accident can be complicated. A rideshare accident attorney at Munley Law will review the details of your accident, answer your questions, and make sure the appropriate parties are held responsible. Call for a free consultation. We have offices in Philadelphia, Scranton, Wilkes-Barre, Pittsburgh and many more.

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