Understanding What to Do After an Uber Accident in Bensalem, PA
Uber offers a convenient solution for both residents and visitors wanting to explore Bensalem, but accidents can happen. When navigating the complex legal landscape following an Uber accident, you want a Bensalem Uber accident lawyer who is not only familiar with our community but also deeply versed in the intricacies of personal injury law.
Our Munley Law personal injury team is a leading force in the Bensalem and Philadelphia Uber accident realm, standing out as a prominent advocate for those injured in rideshare collisions. With our vast experience in personal injury law and deep understanding of the specific regulations and complexities involved in rideshare accidents. We provide top-notch legal representation that is both aggressive and compassionate.
Our attorneys at Munley Law are committed to holding responsible parties accountable and securing the maximum compensation for our clients. Our success in this field has not only made us a go-to firm for Uber accident victims in Bensalem and Philadelphia but has also established them as significant player in the legal community, championing the rights of those injured in rideshare accidents. With a Bensalem Uber accident attorney at Munley Law, you can be confident that you are in capable hands, and we will be with you every step of the way on your journey to recovery. Contact Munley Law for your free Uber accident case assessment today.
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What Are the Common Causes of Uber Accidents in Bensalem?
Distracted driving is one of the leading causes of road accidents, and car accidents involving Uber are no exception. Distractions can come in many forms, such as texting or talking on the phone, adjusting the GPS or radio, and conversing with passengers. Even a few seconds of distraction can lead to a serious accident, especially when driving in busy areas or at high speeds.
Drunk driving under the influence of alcohol or drugs is illegal and extremely dangerous. For Uber drivers, the risks are even higher because they are responsible for the safety of their passengers. Drunk driving can impair a driver’s judgment, reflexes, and ability to react to road conditions and other drivers, leading to catastrophic accidents.
Speeding is another common cause of accidents involving Uber vehicles. An Uber driver may exceed speed limits in an attempt to complete more rides and increase their earnings. However, speeding reduces the driver’s ability to control the vehicle and increases the severity of any accidents that occur. It also reduces the amount of time an Uber driver has to react to potential hazards on the road.
What Are the Legal Rights of Uber Passengers and Other Drivers?
Knowing your rights and the necessary steps to take after an Uber accident can help protect your interests and ensure that you receive the compensation you deserve. As a passenger or driver who got into the an accident with an Uber driver you have the right to:
- Compensation: If you are not at fault, you have the right to seek compensation for medical expenses, lost wages, and pain and suffering.
- Legal representation: You have the right to hire an attorney to represent your interests during the claims process or any legal proceedings.
- Refuse a settlement: If the insurance carrier offers a settlement that you feel is inadequate, you have the right to negotiate for a fair amount or take legal action if necessary.
Contact the Uber accident lawyers at Munley Law for a free consultation.
What To Do After an Accident With an Uber Driver
The first priority should be to ensure the safety and well-being of all involved parties. If there are any injuries, call 911 immediately.
Report the accident to the police so that they can create an official accident report, which can be crucial for insurance claims and legal purposes.
Collect the names, contact information, and insurance details of all involved parties, as well as any witnesses. Take photos of the accident scene, vehicle damage, and any injuries.
Seek medical attention: Even if injuries seem minor, it is essential to get a medical evaluation to document any potential injuries related to the accident.
How to file an Uber accident claim
- Notify Uber: Report the auto vehicle accident through the Uber app or contact Uber’s support team.
- Contact your insurance carrier: Notify your own insurance company about the accident, even if you are not at fault.
- Collect evidence: Gather all necessary documentation, including the police report, medical records, and photos of the accident scene.
- Consult an attorney: Consider seeking the assistance of an Uber accident attorney to help navigate the complex claims process.
Dealing with Uber’s Insurance
Dealing with Uber’s insurers can be a complex and often frustrating process, especially in the aftermath of an accident. Understanding the steps involved can help you navigate this process more effectively, and an experienced Uber accident attorney can help to make the process efficient and effective:
The first step in seeking compensation for damages or injuries sustained in an Uber accident is to file a claim with the insurance carrier. Multiple insurance carriers may be involved: Uber crashes can involve multiple insurance companies, which can complicate the claims process. In a typical Uber accident, there could be up to three insurance companies involved:
Uber’s insurance plans for its drivers and passengers, but the extent of this coverage can vary depending on the circumstances of the ride. Uber’s coverage includes liability, uninsured/underinsured motorist coverage, and contingent comprehensive and collision coverage.
The personal insurance of the Uber driver may be involved, particularly if the Uber app is off or the driver is available for rides but doesn’t have a passenger.
The other driver’s insurance may also be part of the claims process, especially if they are found to be at fault.
Navigating the claims process with multiple insurance companies can be complex and time-consuming. Each insurance carrier will conduct its own investigation and may have different requirements for filing a claim. Additionally, the insurance companies may dispute liability or the extent of the damages, further complicating the process. It’s recommended to consult with an experienced Uber accident attorney who can help you understand your rights, guide you through the claims process, and advocate on your behalf to ensure that you receive the compensation you deserve.
Once the claim has been filed, the insurer will conduct its own investigation to determine the validity of the claim and assess the extent of the damages. The company will then typically offer a settlement. It’s important to remember that insurance companies are in the business of making money, and their initial offer may be lower than what you are entitled to. Negotiating a fair settlement can be a complex process and may require the assistance of an attorney.
If the insurance provider refuses to offer a fair settlement, it may be necessary to take legal action. This will involve filing a lawsuit against the at-fault party or the insurance carrier and presenting your case in court. Taking legal action can be a time-consuming and expensive process, but it may be the only way to receive the compensation you deserve. An experienced personal injury attorney can help you understand the legal process, assess the strengths and weaknesses of your case, and represent your interests in court.
Uber’s insurance coverage for its drivers and passengers
According to the New York Times, Uber’s 2020 safety report revealed that Uber traffic deaths increased. Uber’s insurer coverage can vary depending on the specific circumstances of the ride:
- Off-duty: When the Uber app is off, the driver’s personal car insurance is the primary coverage.
- App on, no passenger: When the Uber app is on, and the Uber driver is available for rides but doesn’t have a passenger, Uber provides liability coverage if the driver’s personal insurance does not apply. This coverage includes $50,000 per person and $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
- On trip: From the time an Uber driver accepts a ride request until the ride is completed, Uber provides a $1,000,000 third-party liability insurance, uninsured/underinsured motorist bodily injury coverage, and contingent comprehensive and collision coverage with a $1,000 deductible.
Insurance regulations and policies can change over time, so it’s recommended to check Uber’s website or contact their support for the most up-to-date information. Contact an Uber accident lawyer at Munley Law to ensure you know your options.
Common Injury Types in a Bethlehem Uber Accident
Common injuries sustained in rideshare car accidents, such as those involving Uber or Lyft, can range from minor to serious injuries and may include:
- Whiplash and Neck Injuries: These injuries are common in rear-end collisions and result from the sudden jerking of the head. Symptoms can include neck pain, stiffness, and headaches.
- Broken Bones: Fractures can occur in any type of car accident and may affect any bone in the body, including the arms, legs, ribs, or skull.
- Traumatic Brain Injuries (TBI): TBIs can result from a blow to the head or a sudden jolt that causes the brain to move within the skull. Symptoms can range from mild, such as headaches and dizziness, to serious injuries, such as seizures, unconsciousness, and long-term cognitive impairments.
- Soft Tissue Injuries: These injuries can include sprains, strains, and tears of muscles, ligaments, and tendons. They can result in pain, swelling, and reduced mobility.
- Spinal Cord Injuries: Injuries to the spinal cord can result in partial or complete paralysis, as well as other neurological impairments.
- Internal Injuries: These can include damage to internal organs such as the lungs, liver, or kidneys, as well as internal bleeding.
- Cuts and Lacerations: Sharp objects or broken glass in a car accident can cause cuts and lacerations, which can range from minor to severe.
- Burns: Burns can occur if there is a fire or explosion after a car accident or from contact with hot surfaces or chemicals.
- Psychological Injuries: Accidents can also have a psychological impact, resulting in conditions such as post-traumatic stress disorder (PTSD), anxiety, or depression.
If you have sustained any of these injuries in a rideshare accident, it’s important to seek medical attention promptly and consult with one of the Uber accident attorneys at Munley Law to understand your legal rights and options and to begin an Uber injury claim.
Injured in an Uber Accident in Bethlehem, PA? Call Munley Law
When it comes to navigating the complexities of rideshare accidents, the right legal representation can make all the difference. At Munley Law, we have the experience and expertise to guide you through the process, ensuring that your rights are protected every step. From assisting you with checking the driver’s credentials, monitoring the route, and reporting any issues or concerns, we’ve got you covered.
Understanding how Uber’s insurance works and whether you should hire a Bensalem Uber accident attorney can be overwhelming, but we are here to provide you with the answers and support you need. By consulting with a Bensalem Uber accident attorney at Munley Law, you can feel confident that you are taking the right steps to secure the compensation you deserve while prioritizing your safety and well-being.