Over the past few years, ridesharing companies like Uber and Lyft have become the go-to form of transportation for many people. Instead of calling a cab or hopping on a bus, all you need to do is whip out your cell phone and request a ride. Once the ride is over, your fare is charged to your account. It’s perfect for the technology age.
However, ridesharing programs do come with a risk – what happens if you get into an accident while a passenger in one? Who will be paying your bills? Are your injuries covered by the ridesharing company? What you need is legal advice.
For more than five decades the Scranton ridesharing accident lawyers at Munley Law have been fighting for the rights of their clients across the tri-state region. We keep up-to-date with the current personal injury laws and know the difficulties it can be to recover from an accident in a ridesharing vehicle. That’s why we work hard to make sure you get the compensation that you deserve.
Insurance Issues After Ridesharing Accidents
When you take a taxi or a bus, there is a specific insurance that these vehicles and their drivers protects you in case of an accident. However, a ridesharing driver doesn’t need to have separate insurance policy which means you may not be covered by the driver’s insurance if you get into an accident. Although both Uber and Lyft do provide some insurance coverage to passengers, but what about the driver? Or any other drivers involved in the accidents?
Another troubling fact is ridesharing drivers may have issues with their own insurance company when submitting a claim. There are some insurance policies have a loophole where if you are using your personal vehicle for business purposes, your insurance carrier can deny your claim. And the policies that Uber and Lyft provide do not extend to drivers injured. And since ridesharing drivers are considered independent contractors instead of employees for these companies, there is also a problem if you try to apply for workers’ compensation.
How Likely is it You’ll Get into an Accident?
Ridesharing companies have said that their programs helped decrease drunk driving. Yet, a study published in the American Journal of Epidemiology found that despite what ridesharing companies claim, there has been “no association with the number of subsequent traffic fatalities.” With traffic fatalities continuing to rise each year, it’s very possible an accident can occur. Unlike a taxi cab or a car service, drivers do not need any special licenses in order to drive for a ridesharing company — just insurance, a vehicle, and a regular driver’s license. This means the possibility of you getting into an accident in an Uber or Lyft vehicle is just great as you getting into an accident in your own vehicle.
Our Scranton Ridesharing Accident Lawyer is Ready to Help
At Munley Law we help all types of car accident victims recover compensation for medical bills, rehabilitation expenses, lost wages, vehicle damage or the cost to rent or replace a car, or other motor vehicle. We help families pursue wrongful death claims against at-fault drivers to recover money for their losses, particularly in the wrongful death of a family’s breadwinner.
If you or someone you love has been injured in a car accident with an Uber or Lyft driver, an experienced Scranton ridesharing accident lawyer at Munley Law is ready to fight for you today. Our services do not cost you a penny unless we recover for you. Call today at 844-485-6232 or use our online form to schedule your free consultation.