Being in a car accident is one of life’s most stressful experiences. You’re dealing with injuries, medical bills, insurance adjusters calling constantly, and the overwhelming feeling that you don’t know what to do next. When you’re injured in a car accident, having an experienced Pennsylvania car accident lawyer on your side can make the difference between getting the compensation you deserve and settling for far less than your case is worth.
Choosing Munley Law means selecting a personal injury law firm committed to your cause. As the premier car accident law firm in Pennsylvania, we have decades of experience fighting for car accident victims across the Commonwealth. With a rich history and a reputation for excellence, we are committed to providing top-tier legal services for those injured in a car accident. Our team of dedicated attorneys is well-versed in Pennsylvania’s traffic laws and has a proven track record of successful outcomes.
Don’t wait to speak with a lawyer about your car accident claim. We are available 24/7, and the consultation is free. Call Munley Law today to start your car accident claim.
$32 Million Wrongful Death
$26 Million Truck Accident
$20 Million Commercial Vehicle Accident
$17.5 Million Car Accident
$12 Million Work Injury
$11 Million Truck Accident
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$7.5 Million Auto Accident
$6.9 Million Garbage Truck Accident
$6.5 Million Traumatic Brain Injury
Do I Have a Car Accident Case Worth Pursuing?
Most car accident cases worth pursuing share some common factors. If you’ve been seriously injured—meaning you’ve had to go to the emergency room, see specialists, or miss significant time from work—your case likely has value beyond what insurance companies initially offer. The same is true if the other driver was doing something dangerous, like texting while driving, running a red light, or driving under the influence.
Here’s what Munley Law sees time and again: people get hurt in motor vehicle accidents that weren’t their fault, and then get pressured into accepting settlements that barely cover their medical bills, let alone their lost wages or ongoing pain. Insurance adjusters are trained to minimize what they pay out, and they’re particularly good at making people feel like they should be grateful for whatever is offered first.
You might not need a lawyer if you walked away from a minor fender-bender with no injuries and the other driver’s insurance cooperates fully. But if you’re dealing with any complications—whether that’s disputed fault, significant injuries, or an insurance company that’s giving you the runaround—that’s when legal help becomes vital.
The most important thing to understand is that once you accept a settlement, that’s it. You can’t go back later when you realize your injuries were more serious than you thought, or when you discover that the “generous” offer barely scratched the surface of what you deserved.
That’s why we offer free consultations. We can examine the specifics of what happened to you and give you an honest assessment of whether pursuing legal action makes sense. Sometimes, we tell people they’re better off handling things independently, and sometimes, we explain why they’re leaving money on the table by not getting legal help.
Call Munley Law today if you’ve been in a car crash. We will review your case’s details, explain your rights, and offer legal solutions for your case. You do not pay a fee unless we win your case.
How Much Is My Car Accident Case Worth in Pennsylvania?
This is the question everyone wants answered, and honestly, it’s the right question to ask. While every case is different, understanding the factors that drive settlement values can help you get a realistic picture of what you might expect.
- Minor injury cases in Pennsylvania—such as soft tissue injuries, minor cuts, or injuries that heal within a few months—typically settle for between $3,000 and $15,000.
- Moderate injury cases involving broken bones, herniated discs, or injuries requiring surgery often fall in the $15,000 to $75,000 range.
- Severe injury cases where someone faces permanent disability, extensive surgery, or can’t return to their previous job can easily reach six figures or more.
Several factors significantly impact what your case is worth. The severity and permanence of your injuries matter most—insurance companies pay more when they can see clear medical evidence of serious harm. Your age and income also play a role since younger, higher-earning people have more to lose regarding future wages.
How clearly the other driver was at fault makes a huge difference, too. A drunk driver who slams into you will generate a much higher settlement than a case where fault is disputed. The insurance coverage available also sets a ceiling—you can’t get more than what’s there to collect.
It’s important to understand that initial insurance offers are almost always far below what cases are actually worth. We routinely see insurance companies start with offers that are 20-30% of what we eventually secure for our clients. They’re counting on people not knowing the true value of their claims.
The only way to know what your specific case is worth is to have someone with experience evaluate all the factors involved. That’s why we offer free case evaluations—we can look at your medical records, accident details, and insurance situation to give you a realistic assessment of what you should expect.
Speak with a Pennsylvania car accident lawyer near me.
Why Choose Munley Law As Your Pennsylvania Car Accident Attorneys?
Choosing the right legal representation can make all the difference in your car accident claim. Munley Law stands out as a top choice for several compelling reasons:
- Award-Winning Team: Our legal team has earned national recognition with multiple board certifications from the National Board of Trial Advocacy, honors from Best Lawyers, Super Lawyers, Lawdragon, and an AV Preeminent rating from Martindale-Hubbell—the highest possible peer and client review rating in the legal industry.
- Record-Setting Verdicts and Settlements: Our lawyers have achieved numerous multi-million dollar settlements and verdicts for our clients. We fight tirelessly to ensure you receive the maximum compensation for your injuries.
- Decades of Experience: Munley Law has served individuals and families in Pennsylvania since 1959. All our partners have decades of experience handling complex personal injury matters, establishing us as experts in the legal industry.
- Client Satisfaction: We pride ourselves on providing the individual attention of a small law firm with the resources of a big firm. Our clients attest to the care, compassion, and dedication they received from our entire staff.
- No Fee Unless We Win: We understand the financial vulnerability that a serious injury can cause. That’s why we never collect a fee for our services unless we win your case. You won’t pay anything out of pocket or any upfront fees.
Munley Law is more than just a law firm—we are a team of Pennsylvania car accident lawyers dedicated to fighting for your rights. We have the experience, resources, and knowledge to get you the compensation you deserve.
Pennsylvania Car Accident Laws That Affect Your Case
Pennsylvania is one of only three states in the United States that is a “choice no-fault” insurance state. When you get into an auto accident, your insurance company will be responsible for paying your expenses if you are found not at fault for the collision. What you can sue for depends on the insurance coverage you choose—limited or full tort.
Limited Tort: If you have limited tort coverage, you limit your right to sue for pain and suffering. You can still sue for economic damages like medical bills and lost wages, but not for non-economic damages unless you meet the “serious injury” threshold.
Full Tort: If you choose full tort coverage, you retain the unrestricted right to sue the at-fault driver for economic and non-economic damages, including pain and suffering.
These laws can significantly impact your car accident case and the compensation you may receive.
What is the “Serious Injury” Threshold?
According to 75 PA CSA §1702, a serious injury is defined as either a severe impairment to a bodily function, a permanent disfigurement, or death. If your injury fits into one of these descriptions and you have limited tort insurance, you can sue for non-economic damages, which include pain and suffering, loss of enjoyment in daily activities, loss of companionship, and mental anguish.
What Does a Car Accident Lawyer Do for Your Case?
A Pennsylvania car accident attorney can examine your case, determine its worth, gather evidence, negotiate with the insurance carrier, and represent you at trial if necessary.
- In-depth Case Assessment: We conduct a comprehensive evaluation of your case, examining the circumstances of the accident, the severity of your injuries, the impact on your life, and the potential for compensation. This assessment allows us to develop a robust legal strategy tailored to your situation.
- Investigation: Our attorneys conduct a thorough investigation into your accident. We gather evidence, interview witnesses, and work with experts to reconstruct the accident scene if necessary.
- Insurance Claim Management: We have extensive experience dealing with insurance companies. We’ll handle all communications, submit the necessary paperwork, and advocate for your rights, ensuring you receive the compensation you’re entitled to.
- Expert Negotiations: Our attorneys are skilled negotiators who will work tirelessly to secure a fair settlement on your behalf. We understand insurance companies’ tactics to minimize payouts and are prepared to counter them. If the insurance company refuses to offer a reasonable settlement, we won’t hesitate to take your case to court.
- Court Representation: If your injury case goes to trial, you can count on our experienced trial lawyers to represent you effectively. We have a strong track record of successful verdicts and are well-versed in the strategies needed to present a compelling case in court.
- Post-Trial Follow-Up: Our commitment to you continues even after reaching a verdict. We’ll assist with post-trial matters, such as collecting your settlement and addressing any lingering legal issues.
Throughout the entire process, our attorneys will provide ongoing support and keep you informed about the progress of your case. We maintain open lines of communication and will always be available to answer your questions and address your concerns.
Call us for a free consultation.
How Much Do Car Accident Lawyers Cost in Pennsylvania?
At Munley Law, we work on a contingency fee basis, meaning we will only charge you for our legal services if we secure compensation. This way, you can focus on your recovery without worrying about the added financial burden of legal fees.
We take on all the risks of the car injury case, so you can rest assured that we will do everything possible to secure the compensation you deserve. If we are successful, our fee will be a percentage of the amount recovered, which we will discuss with you upfront.
Our contingency fee model allows us to fight for justice without adding financial stress to our clients. The case evaluation is free, allowing you to ask questions about your claim without worrying about entering into a legal agreement.
Frequently Asked Questions About Car Accidents in Pennsylvania
When Should I Hire a PA Auto Accident Attorney?
If you’ve been in an auto accident in Pennsylvania, it’s highly recommended to seek the assistance of an experienced auto accident lawyer as soon as possible. The process of filing a compensation claim can be complicated and overwhelming, which is why having a legal professional on your side can make a significant difference in the outcome of your case.
How Long Do I Have to File a Lawsuit?
If you’ve been involved in a vehicle crash in Pennsylvania, you have a two-year window from the accident date to file a lawsuit. However, it’s always recommended to seek the advice of a knowledgeable lawyer familiar with Pennsylvania law to ensure that you fully understand your legal rights and options.
How Can I Protect My Car Accident Case After the Accident?
- Seek Medical Attention: Your health is the top priority. Seek immediate medical attention, even if you feel fine. Some injuries may not be immediately apparent, and a medical report will substantiate your claim.
- Report the Accident: Notify the police immediately. They will document the scene and create a police report, which can be vital evidence for your claim.
- Document the Scene: If possible, take photos or videos of the accident scene, your injuries, and any property damage. Note down the accident details while they are still fresh in your mind.
- Gather Information: Collect the contact and insurance information of all parties involved in the accident. If there are witnesses, get their contact information as well.
- Avoid Admitting Fault: Be careful with your words at the accident scene. Do not admit fault or make statements that could be used against you later.
- Notify Your Insurance Company: Report the accident immediately to your auto insurance company. However, be cautious about what you say, and do not agree to a recorded statement without speaking to a lawyer.
- Keep Records: Track all medical bills, repair costs, and other expenses related to the accident. Also, document any missed work days and lost wages.
- Consult a Pennsylvania Car Accident Lawyer: An experienced lawyer can guide you through the legal process, protect your rights, and help maximize your compensation.
If I Am an Out-of-State Driver Injured in a Car Accident in PA, Can I Sue the At-Fault Driver?
Yes. In most cases, out-of-state drivers injured in Pennsylvania car accidents can sue the at-fault driver, even for pain and suffering. Pennsylvania’s limited tort rules typically apply only to Pennsylvania residents who chose that option in their insurance policy. If your insurance is from another state, those restrictions usually don’t apply. That means you may have the right to pursue a personal injury claim, including compensation for medical bills, lost wages, and pain and suffering.
Because insurance laws vary by state and policy, you must speak with a car accident attorney to understand your rights and next steps.
Free Car Accident Case Review – Contact Munley Law Today
If you or a loved one has been injured in a car accident, don’t hesitate to contact the experienced attorneys at Munley Law. Our team of Pennsylvania car accident lawyers is ready to provide the legal support you need during this challenging time. We invite you to schedule a free consultation to discuss your case and explore your legal options.
Your initial consultation is entirely free, and you are not obligated to proceed. Our attorneys have decades of experience handling car accident injury claims and a proven track record of securing maximum compensation for our clients. We are committed to fighting for your rights and ensuring you receive the justice you deserve.
Reviewed by Bernadine Munley, Esq., Personal Injury Attorney at Munley Law, on June 19, 2025.