Munley Law Blog

What Is a Pre Settlement Loan?

After a serious accident, bills can pile up quickly while income slows or stops. Medical care, rent, utilities, and transportation costs often continue long before an injury claim settles. Some people consider pre-settlement loans, also called settlement loans, lawsuit settlement loans, or personal injury loans, to help manage short-term financial stress.

These loans provide fast access to money, but they also carry real financial risks. At Munley Law, our goal is to help clients understand these risks, explore safer alternatives, and make informed decisions before borrowing.

What Is a Lawsuit Settlement Loan?

A lawsuit settlement loan is a cash advance offered to someone with an active personal injury case. Instead of looking at your credit score or income, the lender evaluates the strength of your claim. If approved, you receive money now and agree that repayment will come from your future settlement. […]

Should I Call a Car Accident Lawyer or Insurance First in Pennsylvania?

After a car accident, you’re dealing with injuries, vehicle damage, and stress, so deciding whether to call a lawyer or your insurance company first can feel overwhelming. If you were injured because of another driver’s negligence, call a car accident lawyer before giving detailed statements to any insurance company. This protects your case and helps ensure you receive the full compensation you’re entitled to under Pennsylvania law.

For more than 65 years, the board-certified attorneys at Munley Law have represented injured drivers across Pennsylvania and secured some of the state’s largest car accident settlements and verdicts.

When to Contact a Pennsylvania Car Accident Attorney

Contact a PA car accident lawyer at Munley Law before speaking with insurance companies if:

• You or your passengers sustained injuries requiring medical treatment
• Another driver’s negligence caused the crash
• You may need ongoing medical care
• Your injuries affect your ability to work
• An adjuster requests a recorded statement
• You have been offered a fast settlement

Speaking with our attorneys early prevents insurers from using your statements to weaken your case. […]

How Serious Does a Car Accident Have to Be for Airbags to Deploy?

Airbags deploy when your vehicle hits something head-on at speeds between 8 and 14 miles per hour. However, the exact speed depends on several factors, such as the angle of the collision, where the car was impacted, and your car’s sensor calibration.

If you’ve been in an accident and noticed your airbags didn’t deploy, you’re not alone. Many accident victims are confused about when airbags should activate, and this confusion can have profound implications for your personal injury claim. Insurance companies often use airbag deployment (or lack thereof) as evidence of how severe your accident was, potentially affecting the compensation you receive.

The reality is that airbag deployment is controlled by sophisticated sensors that consider multiple factors beyond just speed. Understanding these factors can help you build a stronger case if you’ve been injured in a collision.

When you are involved in a car accident and suffer significant injuries, […]

What to Do If a Truck Leaves the Scene of a Crash?

Becoming a victim of a hit and run crash with a truck is a traumatic experience. Truck crashes are increasing in frequency, and truck drivers who are “at fault” are more often guilty of leaving the scene of an accident than in the past.

Leaving the scene of an accident isn’t a wise decision. It is a crime that usually results in a more serious penalty than those usually imposed for causing an accident. A driver who flees an accident scene may lose his or her license and/or receive a prison sentence.

Yet, many drivers, in the heat of the moment, flee for various reasons. Sometimes, they may leave an accident site unintentionally, unaware that they have caused damage or injury.

Victims of hit-and-run truck accidents often suffer serious, even fatal injuries, especially if they were hit while walking or riding a bicycle. […]

Weird Laws in PA

Laws often reflect the times and values of the era in which they were written. As such, many states have outdated laws, some of which are still on the books, that may seem unusual to us today. And Pennsylvania is no exception.

Weird laws in Pennsylvania serve as a reminder that the law is complex. That means having professional legal assistance is quite valuable when you’re facing a legal situation you’re unfamiliar with. When you have been injured because of the negligence of others,  contact our Pennsylvania personal injury team at Munley Law today for a free consultation.

Bizarre Traffic Laws That Are Still on the Books

Although the following Pennsylvania laws applying to traffic and vehicles may not be all that well-known, they’re still on the books:

• No car purchases on Sundays: The prohibition on buying or selling a car on Sunday is a holdover from “Blue laws,” […]