After a Car Accident: How to Obtain a Police Report

Getting into a motor vehicle accident can be a very traumatic experience. Not only do you have to recover from the shock and begin the recovery process, but you have to deal with the insurance company. And one of the first things it will ask for is a police report.

If you have never been in a serious car accident or truck accident before, you may not know how to go about getting the incident report. After all, you’re busy fielding calls from the insurance companies, making doctor’s appointments, and maybe arranging to take time off of work. Who has time to fetch a police report?

What you may not realize is the police report will have vital information that you need in order to receive fair compensation for your injuries. It answers two of the most important questions you will face after a car crash — […]

Teenage Traffic Fatalities Increase Dramatically During Prom-Graduation Season

Prom and graduation season is here again, and although it is a time for celebration, it is also the most dangerous time for teens in regards to traffic fatalities. The biggest danger teens face on prom or graduation night is auto accidents, either because the driver has been drinking, is tired, or is simply distracted by a carload of friends.

How Likely is a Teen Driver to Get into a Fatal Car Accident?

In the United States, although teenagers drive less than their parents, the number of crash deaths involving teens is disproportionately high. According to the Insurance Institute of Highway Safety, in the U.S., the fatal crash rate per mile driven for 16-19-year-olds is nearly 3 times the rate for drivers ages 20 and over. The fatal crash rate per mile drove is nearly twice as high for 16-17-year-olds as it is for 18-19-year-olds. […]

What Does it Mean When You Stack Your Auto Insurance Policies?

Understanding Stacked Car Insurance

It is estimated that 12.6 percent of motorists on the road in 2019 were driving without car insurance. That equals to approximately one in eight drivers are behind the wheel without insurance. Not only is this illegal and dangerous, but getting into an accident can be costly to all involved. 

If you get into a severe car accident in Pennsylvania with an uninsured motorist, your first concern may be how will you pay for your medical expenses. Will you be stuck with the bill? 

Fortunately, there are provisions in your insurance policy that will pay for any of the injuries you may receive. And if your underinsured and uninsured motorist coverage is stacked, then you won’t have to worry about paying for the large medical bills.

But what is stacked insurance? […]

What Happens If You Hit a Cyclist with Your Car?

Hit a Cyclist, or Injured in a Bicycle Accident? We Can Help.

Car accidents involving an injured cyclist can be the worst experience anyone can have. If you’re asking yourself “What happens if you hit a cyclist with your car?” an experienced bicycle accident lawyer can help.

You may feel guilty, upset, and anxious about what happens afterward. Can the cyclist sue you for the accident? What will happen to your insurance rates? What happens next?

These are all valid concerns to have before, during, and after your time on the accident scene. Even if you were injured in the bicycle accident as well, you may be stressing over what can happen. That’s why it’s important to know what your next steps should be to protect yourself and your claim.

For over 60 years, Munley Law has been helping bicycle accident and car accident victims alike with their personal injury claims. […]

Can I Sue After a Car Accident If I Was Not Hurt?

Can You Sue Someone for A Car Accident If You Are Not Hurt?

Yes, you can absolutely sue after a car accident even if you are not injured. Most likely, your course of action after this kind of collision will be to file a property damage suit. Your vehicle can still be severely damaged even if you thankfully were able to avoid getting hurt, and the cost of repairing that damage can be immense. Whether your car is beyond repair and you have to purchase a new vehicle altogether, or if it has been impacted such that the cost of repair is overwhelming, you have the right to pursue legal action.

Even if you suffered no physical injuries during an accident caused by the negligence of another driver, you could still recover property damages. You may also have to file a lawsuit seeking compensation for your lost property value but without legal fees. […]