Does Uninsured Motorist Cover Pain and Suffering?
According to the Insurance Research Council, nearly 8% of Pennsylvania drivers are uninsured, putting thousands of responsible drivers at financial risk from a car accident. Thankfully, uninsured and underinsured motorist coverage includes the victim’s pain and suffering in Pennsylvania—but that’s not all you need to know.
When an uninsured driver causes a crash that leaves you injured, your uninsured or underinsured motorist coverage steps in to protect you. This protection extends beyond just medical bills and lost wages—it can provide compensation for your physical pain, emotional distress, and reduced quality of life.
However, insurance companies often minimize or deny these claims, especially when it comes to pain and suffering damages. They may question the severity of your injuries or try to attribute them to pre-existing conditions. At Munley Law, […]
What Happens If You Fail to Report a Car Accident in Pennsylvania?
If you’re a driver in Pennsylvania, you’re required by law to report a car accident, no matter how minor the accident, and no matter whether you caused it or not. Failing to report a car accident can lead to serious legal and financial consequences: license suspension, fines up to $2,500, and potential criminal charges.
Your insurance company could use the lack of report as the basis for denying your claim, leaving you responsible for medical and repair costs.
Our seasoned Pennsylvania vehicle accident attorneys at Munley Law can help ensure you meet all reporting requirements and follow the law for the best outcome. Contact our legal team for a free consultation about your case.
Pennsylvania’s Accident Reporting Laws
What do you need to know if you’re a driver involved in a vehicle accident? […]
Read MoreThe Dangers of Driving Too Slowly
It’s no secret that driving above the posted speed limit is dangerous. That said, driving too slowly can also lead to crashes.
Sometimes, a slow driver will cause a minor rear-end accident. In more severe cases, slow driving can result in traffic fatalities.
Have you been hurt in a wreck because someone was driving slowly? Compensation may be available if so. Learn more about your legal options by contacting our car accident team today for a free consultation.
Why Slow Driving Creates Serious Road Hazards
Slow drivers may assume that driving slowly always results in improved safety. However, excessively slow driving blocks traffic and can result in hazards due to the following:
- Disrupting the flow of traffic: Other drivers may be traveling according to the flow of traffic, a flow that can be disrupted when someone is driving too slowly, […]
Posted in Car Accidents.
Tagged Duty of Care Hazard Liability Negligence Reasonable Care
A Comprehensive Guide to Pennsylvania Child Seat Laws
Every parent’s top priority is keeping their children safe on our roadways. Understanding and complying with Pennsylvania car seat laws is vital to protecting your children and avoiding legal penalties.
Over the past few years, Pennsylvania has changed the laws on using child seats to protect our children. In June 2016, legislation was signed into law requiring all children under the age of 8, less than 57 inches tall, or less than 80 pounds, are required to be placed in a car or booster seat as approved by the U.S. Department of Transportation‘s standards. When a child is between the ages of 8 and 13, they do not need to ride in a car seat; however, they are required to sit in the back seat and wear a seat belt across their shoulders, chest, and upper thighs.
At Munley Law, we want everyone to stay safe. […]
Read MorePosted in Car Accidents, Personal Injury.
Tagged Damages Department of Transportation Loss Pain and Suffering
What Are the Chances of Dying in a Car Crash?
It is common knowledge that when you climb into a motor vehicle, there is a certain level of risk. Car accidents are, in fact, one of the leading causes of death in the United States. But what exactly are the chances of dying in a car crash?
The Statistical Reality of Fatal Car Accidents
Motor vehicle crashes are a leading cause of death in the United States, taking the lives of over 100 people every day. There are critical factors that increase or decrease the risk of fatality in a car accident, such as the type of car crash, the kind of roadway and road conditions, the type of motor vehicle, the characteristics of the driver, and other factors. The statistical reality of fatal car accidents in the United States is as follows:
- Current fatality rates: In 2023, […]