If the insurance company is telling you that you are at fault for a truck accident — or that you share responsibility — do not accept that position before speaking with a truck accident attorney. In this video, our truck accident legal team explains why insurance companies blame victims, what tactics they use, and what you can do about it.
What You’ll Learn
- How Pennsylvania’s modified comparative negligence rules affect your compensation
- What insurance adjusters are specifically trained to do after a crash
- Why giving a recorded statement without a lawyer can hurt your case
- How an independent investigation by your attorney builds the actual factual record
Insurance companies are businesses. Their financial interest is in paying out as little as possible on every claim. When a commercial truck accident results in serious injuries and significant damages, the carrier has a strong incentive to reduce its liability — and one of the most effective ways to do that is to shift some or all of the blame onto you.
Pennsylvania follows a modified comparative negligence rule. This means that if you are found to be partially at fault for an accident, your compensation is reduced by the percentage of fault attributed to you. If you are found to be more than 50 percent at fault, you recover nothing. Insurance adjusters understand this law well, and their goal is often to establish that you share enough fault to significantly reduce or eliminate your claim.
Common tactics include pressuring you to give a recorded statement immediately after the crash, using anything you say as evidence against you, and conducting their own investigation with adjusters and experts whose job is to find evidence that supports the company’s position.
What you need is an independent investigation conducted by your own legal team — one with no financial interest in minimizing your injuries. A truck accident attorney will examine the physical evidence, review the driver’s logs and black box data, interview witnesses, and work with accident reconstruction experts to establish what actually happened. Triple board-certified attorneys Marion Munley and Daniel Munley have recovered hundreds of millions of dollars for clients whose claims were initially contested.
Contact Munley Law for a free consultation. There is no fee unless we win.
