What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Allentown Hit and Run Accident Lawyer
If you have been the victim of a hit and run in Allentown, we are here to help. The aftermath of any car accident can be difficult to navigate, but a hit and run can be incredibly challenging. How can you hold the at-fault driver accountable and get the necessary compensation? What if you can’t locate the other driver? Our Allentown hit and run accident lawyers can answer these questions and help you get the recovery you need.
What is a Hit and Run Accident?
A hit and run is a collision in which at least one party leaves the incident scene without stopping to provide their information, necessary aid, and/or to report the accident. Hit and run accidents can involve multiple vehicles or a collision between a car and a pedestrian or biker.
In a hit and run accident, […]
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Allentown Healthcare Worker Injury Lawyer
Our Allentown Workers’ Compensation Attorneys Will Fight for Your Rights
Healthcare workers are more likely than workers in other industries, such as office workers, to suffer workplace injuries. Workers’ compensation benefits exist to compensate healthcare employees suffering work-related injuries to cover medical expenses, lost wages, and other costs. An Allentown workers’ compensation attorney can help you recover maximum compensation.
If you have been injured at work in Allentown or the surrounding areas of the Lehigh Valley, Munley Law can help you understand your rights.
What Does Workers’ Comp Benefits Cover for Allentown Healthcare Workers?
In the Lehigh Valley, most employers must provide workers’ comp coverage for medical benefits and wage loss benefits needed due to job-related injuries. Under Pennsylvania law, injured workers can file a workers’ compensation claim if they were hurt while doing work-related tasks. The amount of time an injured worker can receive benefits depends on how severe the injury is and if the worker will be permanently disabled. […]
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How to File a Claim for a Lyft Crash in Bethlehem
Figuring out what to do after a Lyft accident can be overwhelming. The process is filled with complexities, from recovering from an injury to understanding the intricacies of insurance claims. For those seeking additional guidance or facing legal uncertainties, the Bethlehem Lyft accident lawyers at Munley Law are here to help. With their expertise in handling rideshare car accident cases, you can get started with a free consultation with an experienced Lyft accident lawyer.
Knowing the right actions to take can significantly impact the outcome, whether you’re a passenger, driver, or a third party affected by such an incident. Keep reading to learn how to file a claim to recover compensation.
Understanding Lyft Crashes
In Bethlehem, rideshare services such as Lyft have become a staple in daily transportation. However, with this convenience comes a notable increase in rideshare-related car accidents. […]
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What Are the Laws for Lyft Accidents in Bethlehem, PA?
The primary traffic laws are the same for accidents involving an on-duty Lyft driver and regular car accidents. However, having a rideshare company like Lyft involved makes things more complicated. Consult with a Bethlehem Lyft accident lawyer at Munley Law for a free consultation. Our legal team can explain the trickier aspects of Pennsylvania law and provide you with the best options based on the details of your car accident.
Our Lyft accident lawyers can help you through the extra complexities like figuring out insurance policies, deciding who is at fault, and dealing with legal matters, all different from a standard car accident. Working with our legal team, you can feel confident that your interests are protected while recovering from the car accident.
Immediately After a Lyft Accident
Experiencing an accident while using Lyft can be scary and stressful. […]
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How To Deal With Trucking Companies And Their Insurers in Carbondale
Truck accidents can have life-altering repercussions, often necessitating dealing with large trucking corporations and their insurance providers – entities often equipped with resources and legal teams – after an incident. Munley Law’s dedicated legal team of Carbondale truck accident lawyers strives to make sure your voice is heard as we fully compensate you for losses and suffering incurred. We help Carbondale residents effectively negotiate with these parties while upholding their rights at every turn.
Understanding Carbondale and Its Trucking Landscape
Carbondale plays a pivotal role in the trucking industry due to its strategic location as a transportation hub – numerous trucks pass through daily, adding further risk of accidents; therefore, having access to an experienced Carbondale truck accident lawyer becomes even more essential.
Carbondale’s trucking industry presents many distinct challenges and risks. Major routes through Carbondale see an overwhelming volume of heavy vehicle traffic, […]
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