What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Easton Workers’ Compensation FAQs
What Type of Workforce Exists in Easton?
A central player in the American Industrial Revolution, Easton has always been a key figure in the life and commerce of the Lehigh Valley. You can still witness Easton’s historical canals that connected the area’s vibrant coal, steel, and iron industries. Easton’s commercial history is undeniable and today, Easton still boasts a vital and adaptable workforce.
If you have been hurt at work in Easton or have an injury aggravated by working conditions, you might have many questions about workers’ compensation benefits and workers’ compensation law in PA. You should know that you have a right to collect workers’ compensation benefits to cover your medical bills and lost wages for work missed while you recover from your work-related injury or illness.
Our Easton workers’ compensation lawyers have more than six decades of experience navigating workplace injuries including healthcare worker accidents, […]
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Philadelphia Lyft Accident Lawyer
If You Were Injured in a Lyft Accident, Contact a Philadelphia Lyft Accident Lawyer Today
Lyft provides a reliable service for anyone needing a ride in bustling cities likes Philadelphia, Pennsylvania. It is convenient. It helps you avoid the cost of owning and maintaining your own car. It can also keep you safe when you use ridesharing services like Uber or Lyft if you have had a few drinks or are too tired to drive safely.
While Lyft can be convenient and safe, there are risks when we take a ride with Lyft. A recent study conducted by the University of Chicago and Rice University shows that car accident deaths have increased significantly with the increase in the use of the Lyft app and other ridesharing services apps. The study states that the increase may be caused by a Lyft driver operating his vehicle when he is distracted or tired. […]
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Bethlehem Workers’ Compensation FAQs
What Happens When You’re Injured at Work in Bethlehem?
If you are an injured worker, you can receive help with your medical expenses and lost wages through PA workers’ compensation insurance. If you or a loved one suffers from a work-related injury, call the experienced Bethlehem workers’ compensation attorneys at Munley Law. We will help you file your paperwork, answer your questions, and fight for you to receive the workers’ comp benefits you are entitled to.
Call us today at our Lehigh Valley offices or complete our online form for your free case evaluation. An attorney with worker’s compensation law expertise will help guide you to your next steps.
What is Workers’ Compensation Insurance?
Workers’ compensation is a state-mandated insurance program (also known as workman’s comp or workers comp) that provides workers with financial relief for job-related injuries and illnesses. […]
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Stroudsburg Workers’ Compensation FAQs
Do I Need a Workers’ Compensation Lawyer in Stroudsburg?
If you have been hurt on the job or become sick, you want to notify your employer immediately, seek appropriate medical treatment from a licensed medical provider, and start applying for your workers’ compensation benefits as soon as possible. If you have experienced an injury or illness on the job and are unsure what your next steps should be, you want an experienced Stroudsburg workers’ compensation attorney fighting for your just compensation for your work-related injury or illness.
Below, you will find frequently asked questions we receive from our workers’ comp clients in Stroudsburg about their injuries and their claims. If you are injured while on the job, call the Stroudsburg workers’ compensation law firm with six decades of building a national reputation as a leader in personal injury law. Munley Law workers’ comp lawyers have earned the highest possible client and peer review ratings, […]
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Allentown Hit and Run Accident Lawyer
If you have been the victim of a hit and run in Allentown, we are here to help. The aftermath of any car accident can be difficult to navigate, but a hit and run can be incredibly challenging. How can you hold the at-fault driver accountable and get the necessary compensation? What if you can’t locate the other driver? Our Allentown hit and run accident lawyers can answer these questions and help you get the recovery you need.
What is a Hit and Run Accident?
A hit and run is a collision in which at least one party leaves the incident scene without stopping to provide their information, necessary aid, and/or to report the accident. Hit and run accidents can involve multiple vehicles or a collision between a car and a pedestrian or biker.
In a hit and run accident, […]
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