What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Third Party Claims in Workers’ Compensation Cases in Harrisburg
Workers’ Compensation Third-Party Claims: Maximizing Your Compensation in Harrisburg, PA
If you’re facing the complexities of workers’ compensation issues right here in our state’s capital, you’re not alone. Our team at Munley Law understands the unique challenges that Harrisburg workers may encounter when navigating the workers’ compensation system and dealing with third-party claims. We’re here to guide you through the process, providing you with the knowledge and expertise needed to protect your rights and secure the compensation you deserve.
Harrisburg, the vibrant capital city of Pennsylvania, is a city teeming with diverse industries, from government and healthcare to manufacturing and education. With so many workers contributing their skills and dedication to our community, workplace accidents and injuries can unfortunately happen. When they do, it’s crucial to have a trusted Harrisburg workers’ comp lawyer by your side to ensure you receive the full benefits and protections you’re entitled to under Pennsylvania law. […]
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Lancaster Pedestrian Accident Lawyer
Get the representation to get the maximum compensation you and your family deserve
Lancaster, Pennsylvania, boasts a rich history with landmarks like the Central Market and the Wheatland estate, home to the 15th U.S. President, James Buchanan. The Fulton Opera House stands as a testament to the city’s cultural heritage, while the Railroad Museum highlights its pivotal role in railway evolution. Visitors to the serene Amish farms are transported to an era of simplicity and tradition. Yet, these attractions bring a surge in pedestrian traffic.
The blend of modern and historical roads increases the risk of pedestrian accidents. Such incidents near landmarks can detract from Lancaster’s charm. Local officials prioritize safety, emphasizing the balance between preserving history and ensuring public well-being. Victims of such accidents need adept legal representation. Firms like Munley Law champion these victims, ensuring their rights amidst Lancaster’s iconic backdrop. […]
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What steps to take after a hit and run accident in Scranton
Hit and run accidents are a troubling reality in any city, and Scranton is no exception. Located at the heart of northeastern Pennsylvania, Scranton is known for its bustling downtown, historic Scranton Iron Furnaces, and vibrant community. But like many urban areas, Scranton is also not immune to the challenges of traffic accidents, specifically the occurrence of hit and run incidents.
Understanding what to do in a hit and run situation in Scranton can be overwhelming, especially when dealing with specific local laws and regulations. Whether it’s on the busy North Washington Avenue or near the scenic Nay Aug Park, knowing the right course of action to take is crucial. In such stressful circumstances, the Scranton car accident attorneys at Munley Law stand as a beacon of support for those affected, guiding them through the complex aftermath of a Scranton hit and run.
Whether you’re a local resident or just passing through the Electric City, […]
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Why Was My Philadelphia Car Accident Claim Denied?
Navigating the aftermath of a car accident in Philadelphia can be a daunting task, especially when dealing with insurance claims. As a team of seasoned Philadelphia car accident lawyers, Munley Law has seen firsthand the frustration and confusion many clients face when their car accident claims are denied. Car accident insurance claims are a important part of the recovery process, providing financial support for medical expenses, vehicle repairs, and other related costs. However, these claims are not always straightforward and can be denied for a variety of reasons. Understanding these reasons is the first step towards successfully navigating the claims process.
In the city of brotherly love, where traffic can be heavy and accidents frequent, having your claim denied can feel like a second blow. But remember, a denial is not the end of the road. With the right legal assistance, […]
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Bethlehem Lyft Accident Lawyer
We primarily think of Lyft as a convenience, a means of getting from point A to point B at a reasonable cost. It can be easy to forget that when we get into a Lyft we are trusting a stranger with our lives and safety. Would you know what to do if your Lyft driver got into an accident? What if the accident was your Lyft driver’s fault? Who should pay for your injuries? Will Lyft take any responsibility?
A Bethlehem Lyft accident lawyer at Munley Law Personal Injury Attorneys can answer these questions, and more. Since 1959, Munley has been the most trusted name in law in Pennsylvania and the Lehigh Valley. Our attorneys understand the complexities of rideshare car accidents and can help you navigate this often-confusing situation. We have decades of experience handling serious injury cases involving big transportation companies and commercial insurance policies. […]
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