What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Wayne, PA Personal Injury Lawyers
If you or your loved ones have been injured in Wayne, Pennsylvania, due to another person’s actions, you may be able to recover financial compensation for your injuries. This process is part of personal injury law. Munley Law Personal Injury Attorneys is a personal injury law firm that has been trusted by many Wayne residents to pursue their claims and get justice for their injuries.
Filing a personal injury claim or lawsuit against another person or entity can be complicated and time-consuming. When pursuing compensation, it is therefore vital to have an experienced personal injury lawyer by your side. At Munley Law Personal Injury Attorneys, our Pennsylvania personal injury attorneys know what insurance companies may try to do to get out of paying a claim. We will protect your rights and fight for what you deserve.
Munley Law Personal Injury Attorneys is a family firm, […]
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What to Do After a Car Accident
After a car crash, you need to know what to do
The nation’s leading accident lawyers explain what steps you should take after a collision
There are 6 million roadside collisions in the United States every year. However, despite the fact that we hear about car and truck accidents every day, we never think it will be us. As a result, many drivers and pedestrians find themselves unprepared when they suffer a crash. How accident victims react in the seconds, minutes, hours, days, and weeks after their crash creates lasting effects. Doing the right thing or the wrong thing can majorly impact whether and how much you can recover for your injuries. As such, our experienced car and truck crash lawyers explain exactly what to do after a roadside collision.
If you’d like to discuss the specifics of how to handle your accident case, […]
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Healthcare and Medical Workers’ Comp Lawyer
If you are an injured healthcare employee, then you need a lawyer who can maximize your workers’ comp
Pennsylvania’s #1 workers’ comp law firm is here to help
If you work in the healthcare or medical profession, you spend your time helping sick and injured patients get better. However, you are not immune from injuries and illnesses yourself. In fact, the U.S. Bureau of Labor Statistics reports that out of every industry, healthcare workers face the greatest risk of injury. In other words, medical professionals are more likely to get hurt than construction, manufacturing, or production jobs. When healthcare employees suffer on-the-job injuries, they need to cover their medical and personal costs with workers’ comp. To do so, they need experienced workers’ compensation lawyers who will fight for them. They need Munley Law Personal Injury Attorneys. Call today for a free consultation with one of our award-winning workers’ […]
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Workers’ Compensation: Types of Work Injuries
If you suffered an on-the-job injury, then you need a lawyer who will fight for you
Munley Law Personal Injury Attorneys’s workers’ comp lawyers represent workers who have suffered all kinds of injuries.
According to the United States Bureau of Labor Statistics (BLS), 2.8 million workers suffer on-the-job injuries every year. In addition, BLS reports an increase in workplace fatalities. To that end, 5,250 American laborers tragically died while working last year. Moreover, BLS announced in a recent news release that the injury and illness rate–2.8 cases per 100 workers, or 2.8% of the workforce–remain unchanged. If you suffered an injury while doing your job, then you may be entitled to workers’ compensation benefits. However, your employer and its insurer will likely fight to limit your payments. In order to get the maximum amount, you need an experienced Pennsylvania workers’ […]
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Scranton Dog Bite Lawyer
If You Were Attacked by a Dog in Scranton, Get a Free Case Review at Munley Law Personal Injury Attorneys
The City of Scranton has strict dog laws in place, such as leash laws that prevent owners and handlers from allowing the pet to run free and unsupervised.
While these laws help cut down on the number of dog bite incidents that occur in the area, every year, countless residents — often children or seniors — suffer serious injuries in dog bite attacks.
A dog bite injury lawyer in Scranton at Munley Law Personal Injury Attorneys can evaluate your situation and help you understand if you have a strong enough case to hold the dog owner or handler liable for your medical bills and other damages. We offer complimentary consultations to dog bite victims and will handle your case on a contingency basis. […]
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