What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Scranton Workers’ Compensation FAQs
Frequently Asked Questions About Workers’ Comp in Scranton, PA
Scranton has always been an industrious city. A hub of manufacturing and industry since 1840, modern-day Scranton is the cultural, financial, and geographic center of the Lackawanna River Valley. Unparalleled access to a national transportation network enhances Scranton’s proximity to Northeast Corridor markets.
Scranton’s businesses have quick access to a busy international airport and accessibility to five major US highways. Scranton is just a short drive to major market hubs such as Philadelphia and Manhattan. Include Scranton’s rail access to Norfolk Southern and the Canadian Pacific Railway, and we can see why Scranton is the perfect home for busy manufacturing, retail, and warehouse operations.
Scranton’s historical beauty, location, and architecture and its proximity to the Poconos also mean that Scranton draws its share of tourism traffic.
According to the Department of Labor and Industry, […]
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North Dakota Truck Accident Lawyer
North Dakota is a state of unique and diverse landscapes. Despite its middle ranking among American states for
accident fatalities, certain highways and roads in North Dakota present significant dangers leading to commercial vehicle accidents.
If you or a loved one has been in a big rig accident in Fargo, Bismarck, Minot, Grand Forks, or beyond, Munley Law’s North Dakota truck accident attorneys are here to help.
Why North Dakota Tractor Trailer Accidents Need a Truck Accident Lawyer
Due to their size and weight, trucking accidents can cause serious injuries and damages. A truck accident attorney understands the complex rules and regulations that trucking companies and drivers must follow. Their legal experience helps them identify who is at fault, deal with insurance companies to get fair compensation, gather important evidence, and ensure you receive the money you’re entitled to for medical bills, […]
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Pennsylvania Truck Accident Lawyer
If you or a family member were injured or killed in an accident involving a tractor-trailer, contact our award-winning Pennsylvania truck accident lawyers at Munley Law Personal Injury Attorneys for a free consultation. For 65 years, our PA truck accident attorneys have been fighting and winning big for truck accident victims. We are the only law firm in Pennsylvania that has three truck accident attorneys with board certification from the National Board of Trial Advocacy. Our knowledge and success with truck cases has made Munley Law Personal Injury Attorneys a recognized leader in truck accident litigation all over the United States. No other truck accident lawyer in Pennsylvania can match our level of truck expertise.
If you are unsure what happens next after a truck accident, let us put your mind at ease. Get started on recovery with a free consultation with one of our Pennsylvania semi-truck accident lawyers. […]
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What is Workers’ Comp Mediation?
What is Workers’ Compensation Mediation?
If you’re injured on the job in Pennsylvania, your workers’ comp lawyer will discuss with you the role a workers’ compensation mediation plays in your litigation process. Even if you are familiar with the Pennsylvania workers’ compensation mediation process, you might not understand how the settlement conference affects your claim, or the compensation you need for your injuries. Learning the basics of a workers’ comp mediation beforehand can give you the advantage you need, so you can obtain the outcome you want.
Your workman’s comp attorney will prepare you for your mediation conference and answer any questions you may have ahead of time. However, the following information will guide you through a Pennsylvania workers’ compensation mediation from beginning to end, giving you an expert’s view on the proceeding. You’ll learn about the attendees at a workers’ […]
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Bad Faith Insurance Lawyers
When you pay your insurance premiums month after month, you expect your provider to uphold their end of the bargain if you ever need to file a claim. Unfortunately, some insurers prioritize protecting their profits over treating policyholders
fairly. That’s when you need an experienced bad faith insurance lawyer in your corner.
A bad faith insurance attorney knows the unfair tactics insurers use, like delaying or denying valid insurance claims and refusing to pay reasonable settlements. When an insurer violates its obligations, bad faith insurance claim lawyers fight to hold them accountable.
If you believe you have a bad faith insurance claim, contact the insurance lawyers at Munley Law to schedule a free consultation.
What Constitutes Bad Faith?
Bad faith refers to an insurance carrier acting unreasonably or breaking their contractual duties and obligations to you. […]
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