Insurer

What is an Insurer?

An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.

Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms. 

Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.

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Stroudsburg Workers’ Compensation FAQs

Do I Need a Workers’ Compensation Lawyer in Stroudsburg?

If you have been hurt on the job or become sick, you want to notify your employer immediately, seek appropriate medical treatment from a licensed medical provider, and start applying for your workers’ compensation benefits as soon as possible. If you have experienced an injury or illness on the job and are unsure what your next steps should be, you want an experienced Stroudsburg workers’ compensation attorney fighting for your just compensation for your work-related injury or illness.

Below, you will find frequently asked questions we receive from our workers’ comp clients in Stroudsburg about their injuries and their claims. If you are injured while on the job, call the Stroudsburg workers’ compensation law firm with six decades of building a national reputation as a leader in personal injury law. Munley Law workers’ comp lawyers have earned the highest possible client and peer review ratings, […]

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How to File a Claim for a Lyft Crash in Bethlehem

Figuring out what to do after a Lyft accident can be overwhelming. The process is filled with complexities, from recovering from an injury to understanding the intricacies of insurance claims. For those seeking additional guidance or facing legal uncertainties, the Bethlehem Lyft accident lawyers at Munley Law are here to help. With their expertise in handling rideshare car accident cases, you can get started with a free consultation with an experienced Lyft accident lawyer.

Knowing the right actions to take can significantly impact the outcome, whether you’re a passenger, driver, or a third party affected by such an incident. Keep reading to learn how to file a claim to recover compensation.

Understanding Lyft Crashes

How to File a Claim for a Lyft Crash in Bethlehem

In Bethlehem, rideshare services such as Lyft have become a staple in daily transportation. However, with this convenience comes a notable increase in rideshare-related car accidents. […]

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What Are the Laws for Lyft Accidents in Bethlehem, PA?

The primary traffic laws are the same for accidents involving an on-duty Lyft driver and regular car accidents. However, having a rideshare company like Lyft involved makes things more complicated. Consult with a Bethlehem Lyft accident lawyer at Munley Law for a free consultation. Our legal team can explain the trickier aspects of Pennsylvania law and provide you with the best options based on the details of your car accident.

Our Lyft accident lawyers can help you through the extra complexities like figuring out insurance policies, deciding who is at fault, and dealing with legal matters, all different from a standard car accident. Working with our legal team, you can feel confident that your interests are protected while recovering from the car accident.

Immediately After a Lyft Accident

Experiencing an accident while using Lyft can be scary and stressful. […]

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Bloomsburg Uber Accident Lawyer

After an Uber accident in Bloomsburg, PA, you may have a mound of medical expenses, lost pay, and emotional turmoil. You may feel lost and overwhelmed. Fortunately, you have legal options. A Bloomsburg Uber accident lawyer can help you navigate the legal system and get compensation.

You have the right to claim compensation for injuries you suffered in a Uber collision or while walking or cycling. Do not let insurers exploit you. Meet with a Bloomsburg Uber accident attorney at Munley Law now for a free consultation.

Who is Responsible for an Uber Accident in Bloomsburg?

Bloomsburg Uber accident lawyerLiability for an Uber accident can often involve multiple parties, such as:

  • Uber Drivers: In cases where an accident happens while an Uber driver is actively taking rides or transporting passengers, and their negligence leads to an accident, then they could bear responsibility. This includes situations when accepting rides from passengers. […]

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What To Do If Workers’ Comp Stops Paying Benefits in Bloomsburg

Why You Need an Experienced Bloomsburg Workers’ Comp Lawyer

What To Do If Workers' Comp Stops Paying Benefits in BloomsburgWorkers’ compensation in Bloomsburg provides vital assistance for employees injured on the job, providing medical treatment as well as wage replacement benefits. Navigating the complex world of workers’ comp claims can be tricky, particularly if benefits are suddenly suspended or challenged. An experienced Bloomsburg workers’ compensation lawyer is essential in such circumstances, with knowledge of Pennsylvania workers’ compensation law as well as specific procedural details related to Bloomsburg. Munley Law attorneys provide powerful advocacy on your behalf, from filing claims and attending hearings and appeals to representing your interests in hearings or appeals. Their knowledge is indispensable in getting the benefits you are due, while professional representation guarantees your case remains focused and effectively presented before courts of law.

Understanding Workers’ Compensation Laws in Bloomsburg

Understanding workers’ compensation laws in Bloomsburg requires familiarizing oneself with Pennsylvania’s regulations and processes governing such claims. […]

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