What are Specific Loss Benefits?
Specific Loss Benefits are a kind of worker’s compensation benefit. As outlined in the Pennsylvania Workers’ Compensation Act, they are considered when a worker loses a particular bodily function or body part from a work-related injury or disease. These benefits compensate for both the loss itself and any other disability benefits that the worker may receive.
Specific loss benefits are considered only under extreme circumstances. The loss of the bodily function or part must be permanent in nature, and can even include amputation. When a claim for specific loss benefits is filed, the injured party must only have proof that they have suffered a permanent loss. They do not need to prove any monetary loss. In Pennsylvania, the level of benefits a person may be eligible for is calculated based on a predetermined number of weeks of compensation for each specific loss. For instance, loss of a thumb constitutes two-thirds of wages during one hundred weeks, loss of a hand constitutes two-thirds of wages over three hundred thirty-five weeks, and loss of vision in one eye constitutes two-thirds of wages over two hundred seventy-five weeks.
Because proof of monetary loss is not necessary to receive specific loss benefits, it is important that an injured party collects the proper medical information to prove the permanence and severity of their injuries. In certain circumstances, an injured party can receive both specific loss benefits and wage loss benefits. They are both ways that the legal system tries long-term health and well-being of injured parties.
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Reading Factory Worker Injury Lawyer
Reading is the historical home of the famous Reading Railroad, the county seat for Berks County, and one of PA’s biggest cities. Industry is still an economic lynchpin in Reading and the city’s manufacturing employers are among some of the area’s largest. Reading’s versatile workforce is one of the reasons factories choose Reading as their base of operations. And Reading’s factory workers are essential to the success of local factories.
However, factory work is notoriously dangerous. If you or a loved one has been injured or killed while at work at a factory in Reading, West Reading, or anywhere in Berks County, you want to make sure you hire the most experienced, competent Reading factory worker injury attorneys to fight for the financial compensation you deserve. For six decades, Munley Law has been helping injured factory workers throughout Pennsylvania after a terrible accident. Our Reading workers’ compensation lawyers work hard to make sure your rights are protected. […]
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Is Workers’ Compensation for Independent Contractors Available?
When you are an independent contractor you have more flexibility and the potential to earn more than workers who make a straight salary working for a single employer. And while there are obvious benefits, you know from experience that with the flexibility and extra earning capacity that comes with working for yourself, there are added anxieties and responsibilities.
When you work for yourself, you have a lot of freedom but also a lot to think about, prepare for and worry about.
When you work for yourself and you sustain a work-related injury or illness, you may wonder how you can afford your medical bills or how you’ll get paid for missed time from work. Fortunately, if you have Pennsylvania workers’ compensation insurance, those benefits can provide necessary financial support while you recover.
Independent contractors work in every US business sector
According to an article by Business New Daily, […]
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Philadelphia Workers’ Compensation: Specific Loss Benefits
What Are Specific Loss Injuries?
Workers’ compensation coverage is PA state-mandated insurance for employees created by the Pennsylvania Workers Compensation Act. This insurance is a safety net for workers who become injured or sick as a result of job-related duties. Workers’ compensation benefits cover medical expenses due to the injury or illness and lost wages from work missed due to the injury and recovery.
While workers comp covers lost wages due to missed work, if you have suffered an injury that results in the loss of a body part or loss of function of that body part or permanent disfigurement, you may be entitled to collect a special kind of Pennsylvania workers compensation insurance known as Specific Loss insurance and this compensation is available to injured workers even if you are able to return immediately to work.
If you are a worker in Philadelphia and you have suffered serious and permanent disfigurement, […]
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Pittsburgh Workers’ Compensation: Specific Loss Benefits
Disfigurement and Specific Loss Benefits
If you have suffered a catastrophic injury at work resulting in permanent disfigurement, scarring, or loss of the use of a limb or body part, you need to know that you may be entitled to compensation.
The Pennsylvania Workers’ Compensation Act mandates employers carry workers’ compensation insurance. Workers’ compensation benefits cover medical treatment costs incurred due to a work-related injury. Workers’ compensation insurance also provides some financial relief in the form of wage loss benefits for work that is missed due to the injury and recovery.
Specific loss benefits are less common but just as important. If you are a worker in Pittsburgh and you have lost a limb, or another body part, amputation, loss of most of or all of the use of a body part including permanent vision and hearing loss you may be entitled to specific loss payments. […]
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Hazleton Workers’ Compensation: Specific Loss Benefits
What is Workers’ Compensation?
The Pennsylvania Workers Compensation Act mandates that almost all workers in PA are covered by workers’ compensation insurance.
When you are injured in a work-related incident in Pennsylvania, you may qualify for workers’ compensation benefits to cover:
- Lost wages. When you experience a work injury, you may be forced to miss time from work for recovery, hospitalization, and medical visits. Workers’ compensation insurance provides some financial relief for wages lost for missed time.
- Medical expenses. Workers’ compensation law also mandates that your employer’s workers’ compensation insurance company provide compensation payable for medical treatment directly related to your work injury.
However, if you are an injured worker in Hazleton, and you have suffered a permanently disfiguring, scarring injury or you have lost a limb or body function, you might be entitled to special financial compensation known as Specific Loss Benefits. […]
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