What Is Non-Trucking Liability Insurance and Does It Affect Accident Claims?

If you drive a commercial truck, chances are you’ve heard about non-trucking liability insurance. But what exactly does it cover — and how does it affect your accident claim if something goes wrong when you’re not on the job?

Whether you’re an independent owner-operator or leased to a motor carrier, understanding non-trucking liability can make a big difference in how an insurance claim is handled. Below, we’ll break it down in plain language.

What Is Non-Trucking Liability Insurance?

Non-trucking liability insurance (sometimes called NTL insurance) covers a commercial truck when it’s being used for non-business purposes. This type of policy is for drivers who use their truck outside of work hours — such as driving to the store or heading home after a delivery.

It does not cover:

• Hauling cargo
• Driving under dispatch
• Any trip related to work for a carrier

In short, […]

Intrastate vs. Interstate Trucking: What Pennsylvania Drivers Need to Know

If you’ve been in a truck crash, knowing whether the truck was traveling intrastate or interstate matters. These two types of trucking may sound similar, but they’re treated very differently under the law. Whether you were hurt on a local road or a busy interstate, talk to a Scranton truck accident lawyer at Munley Law to understand your rights.

We’ve been representing victims of commercial truck crashes for more than 60 years. Our attorneys are nationally recognized for handling high-stakes trucking cases — including multi-million-dollar verdicts for clients in Pennsylvania and beyond.

Here’s how intrastate vs. interstate trucking can affect your case.

What’s the Difference Between Intrastate and Interstate Trucking?

Intrastate trucking refers to shipments that begin and end within the same state. The trucks and intrastate drivers involved in these deliveries never cross state lines, […]

What Was the Worst Truck Accident in History?

When a 40-ton commercial truck collides with another vehicle or structure, the consequences can be devastating. Throughout American history, truck accidents have claimed thousands of lives, caused billions in property damage, and forever changed safety regulations. For Pennsylvania residents who share highways with over 30,000 commercial vehicles daily, understanding these historical incidents offers more than just a sobering reminder of danger—it provides context for current safety measures and highlights the ongoing need for vigilance.

The term “worst” truck accident extends beyond simply counting casualties. While fatalities certainly factor into this classification, the environmental impact, property damage, long-term health effects, and regulatory changes that follow also contribute to an accident’s historical significance. Some crashes have led to wholesale revisions of commercial transportation laws, while others have spurred technological innovations that now protect countless lives.

Pennsylvania: A High-Risk Transportation Hub

Pennsylvania sits at a crossroads of major interstate highways, […]

When a Trailer Breaks Loose: Your Rights After a Runaway Truck Accident

A runaway truck, a detached trailer, or a dropped load can cause devastating accidents. These crashes often happen without warning and can leave drivers and passengers with life-changing injuries. Yet these can also be complicated cases for victims looking for justice, and plaintiffs require formal legal advice from expert truck accident attorneys.

According to the Federal Motor Carrier Safety Administration (FMCSA), over 168,000 injury crashes involving large trucks were reported in 2022. In one study, trailer detachment or cargo issues were cited in 6% of truck crashes. If you or someone you love was hurt in a runaway truck or trailer detachment accident, you may be able to seek compensation. At Munley Law, our trailer detachment accident lawyers help crash victims in Pennsylvania and beyond. 

Can I File a Personal Injury Claim for a Trailer Accident?

If you were injured because a trailer detached or a trucker lost control, […]

What to Do If You’re in a Truck Accident in Allentown, PA

Being involved in a truck accident in Allentown can be overwhelming and frightening. Over 150 commercial vehicle accidents occur yearly on major highways throughout the Lehigh Valley, including busy corridors like Interstate 78 and Route 22. Unlike typical car accidents, truck crashes involve significantly more complex legal and insurance issues due to federal trucking regulations, commercial insurance policies, and the potential for catastrophic injuries.

Understanding what steps to take immediately after a truck accident in Allentown can protect your health, preserve crucial evidence, and safeguard your legal rights. Your actions in the first hours and days following your accident will significantly impact your ability to recover fair compensation for your injuries and damages.

The experienced truck accident lawyers at Munley Law have been helping Allentown truck accident victims navigate these challenging situations for over 65 years. We understand the unique aspects of truck accident cases in Pennsylvania. […]