Munley Law Blog

What Is Non-Trucking Liability Insurance and Does It Affect Accident Claims?

If you drive a commercial truck, chances are you’ve heard about non-trucking liability insurance. But what exactly does it cover — and how does it affect your accident claim if something goes wrong when you’re not on the job?

Whether you’re an independent owner-operator or leased to a motor carrier, understanding non-trucking liability can make a big difference in how an insurance claim is handled. Below, we’ll break it down in plain language.

What Is Non-Trucking Liability Insurance?

Non-trucking liability insurance (sometimes called NTL insurance) covers a commercial truck when it’s being used for non-business purposes. This type of policy is for drivers who use their truck outside of work hours — such as driving to the store or heading home after a delivery.

It does not cover:

• Hauling cargo
• Driving under dispatch
• Any trip related to work for a carrier

In short, […]

Intrastate vs. Interstate Trucking: What Pennsylvania Drivers Need to Know

If you’ve been in a truck crash, knowing whether the truck was traveling intrastate or interstate matters. These two types of trucking may sound similar, but they’re treated very differently under the law. Whether you were hurt on a local road or a busy interstate, talk to a Scranton truck accident lawyer at Munley Law to understand your rights.

We’ve been representing victims of commercial truck crashes for more than 60 years. Our attorneys are nationally recognized for handling high-stakes trucking cases — including multi-million-dollar verdicts for clients in Pennsylvania and beyond.

Here’s how intrastate vs. interstate trucking can affect your case.

What’s the Difference Between Intrastate and Interstate Trucking?

Intrastate trucking refers to shipments that begin and end within the same state. The trucks and intrastate drivers involved in these deliveries never cross state lines, […]

What Was the Worst Truck Accident in History?

When a 40-ton commercial truck collides with another vehicle or structure, the consequences can be devastating. Throughout American history, truck accidents have claimed thousands of lives, caused billions in property damage, and forever changed safety regulations. For Pennsylvania residents who share highways with over 30,000 commercial vehicles daily, understanding these historical incidents offers more than just a sobering reminder of danger—it provides context for current safety measures and highlights the ongoing need for vigilance.

The term “worst” truck accident extends beyond simply counting casualties. While fatalities certainly factor into this classification, the environmental impact, property damage, long-term health effects, and regulatory changes that follow also contribute to an accident’s historical significance. Some crashes have led to wholesale revisions of commercial transportation laws, while others have spurred technological innovations that now protect countless lives.

Pennsylvania: A High-Risk Transportation Hub

Pennsylvania sits at a crossroads of major interstate highways, […]

Is it Safe to Ride a Motorcycle in Rain?

Is it safe to ride a motorcycle in the rain? The short answer: it depends on your preparation, skills, and decision-making. The Pennsylvania Department of Transportation reports that inclement weather contributes to a 35% increase in motorcycle accidents.

Riding in rain doesn’t just mean getting wet—it’s about managing different physics and visibility conditions. Understanding the risks of rain riding could prevent your next ride from becoming your last.

Contact Munley Law if you’ve been injured in a motorcycle accident caused by another driver’s negligence while riding in rain, such as when a car driver rear-ended you because they didn’t maintain proper following distance in wet conditions, or if another vehicle caused an accident by speeding in wet conditions. Our motorcycle accident attorneys understand the challenges these cases present.

Essential Preparation: Gear and Motorcycle Readiness

Proper gear does more than keep you dry—it maintains comfort and concentration in wet conditions. […]

What Happens If You’re Injured at an Airbnb?

Over 150 million people use Airbnb annually, seeking unique accommodations and memorable travel experiences. But what happens when your dream vacation turns into a nightmare? Unlike traditional hospitality businesses, Airbnb injury cases involve multiple parties, complicated insurance coverage, and varying state laws that can significantly impact your ability to recover compensation.

Understanding your rights as an Airbnb guest is essential, especially when dealing with serious injuries that result in substantial medical bills and lost income. The stakes are high, and the legal process differs dramatically from standard premises liability cases.

It may be best to speak with an experienced premises liability lawyer at Munley Law to learn your legal options and how we can help you with your case. Contact us today to schedule a free consultation.

Most Common Types of Accidents at an Airbnb

Slip and fall accidents represent the most frequent injury claim at an Airbnb. […]