What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
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Pennsylvania Crosswalk Accident Lawyer
With Pennsylvania seeing a concerning rise in pedestrian accidents at marked crosswalks, particularly in urban areas like Philadelphia and Pittsburgh, experienced legal representation is more needed than ever before. If you’ve been injured crossing the street, a Pennsylvania crosswalk accident lawyer at Munley Law can help you secure the compensation you deserve.
Our legal team has spent decades representing pedestrians struck by vehicles while legally crossing the street. We understand how devastating these accidents can be — from severe injuries that require extensive medical care to lost wages that put financial strain on your family.
Our attorneys work closely with accident reconstruction experts, gather surveillance footage, interview witnesses, and build strong cases against negligent drivers and their insurance companies.
Contact Munley Law today for a free consultation with our crosswalk accident attorneys. We’ll review your case, explain your legal options, and fight to protect your rights while you tend to your recovery. […]
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West Chester Workers’ Compensation Lawyer
If you’ve been injured at work in Chester County, a West Chester workers’ compensation lawyer at Munley Law can help protect your rights and secure the benefits you deserve. For 65 years, our legal team has fought for injured workers throughout Southeastern Pennsylvania, helping them secure fair benefits while they focus on recovery.
We understand the physical, emotional, and financial toll workplace injuries take on individuals and their families. Our experienced attorneys have secured millions in compensation for workers across diverse industries, from construction and manufacturing to healthcare and office environments. Whether you’re dealing with a denied claim, insufficient benefits, or employer retaliation, we have the expertise to advocate effectively.
Don’t let a workplace injury derail your future. Contact Munley Law today for a free consultation with our West Chester workers’ compensation attorneys.
Protecting the Rights of Injured Workers in West Chester
At Munley Law, […]
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York Premises Liability Lawyer
Property owners are legally obligated to maintain safe conditions for visitors and workers. If you’ve been injured on someone else’s property—whether you slipped on an icy walkway at a shopping center, fell down poorly maintained stairs at an apartment complex, or were hurt at a construction site—a York premises liability lawyer from Munley Law can help. For 65 years, our legal team has represented York County residents who’ve suffered injuries due to negligent property maintenance and inadequate security.
Contact Munley Law for a free consultation to discuss your case. Our experienced attorneys will evaluate your situation, explain your legal options, and fight to hold negligent property owners accountable.
How Our York Premises Liability Lawyers Can Help
When you work with Munley Law, our premises liability attorneys handle every aspect of your case. Our team thoroughly investigates your accident, gathering security footage, maintenance records, […]
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West Chester Uber Accident Lawyer
If you’ve been injured in an Uber accident, a West Chester Uber accident lawyer at Munley Law can help you recover compensation. Our attorneys regularly handle rideshare accidents throughout the Borough’s historic district. We understand the specific challenges of accidents near West Chester University, during First Friday events, and in the busy restaurant district along the Gay Street corridor.
Pennsylvania law gives you two years to file an injury claim after a rideshare accident. During this time, you’ll need to deal with multiple insurance policies: the driver’s personal coverage, Uber’s corporate policy, and potentially other drivers’ insurance. Having handled numerous West Chester Uber accident cases, we know how to document your injuries properly, work effectively with the local police, and, if necessary, present your case successfully in court.
Call a West Chester personal injury lawyer at Munley Law today for a free consultation regarding your West Chester Uber accident. […]
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West Chester Lyft Accident Lawyer
When you’re involved in a Lyft accident, determining liability and securing fair compensation can be challenging due to the multiple insurance policies and parties involved. The experienced West Chester Lyft accident attorneys at Munley Law understand the unique aspects of rideshare accident cases and have a proven track record of helping victims in West Chester, PA pursue compensation for their losses.
Don’t let the stress of medical bills, lost wages, and insurance negotiations overwhelm you during this difficult time. Contact the Munley Law today for a free consultation. We will tirelessly fight to protect your rights and secure maximum compensation for your injuries.
Common Causes of Lyft Accidents in West Chester, PA
Distracted driving puts all drivers at risk and it’s, unfortunately, very common to see accidents caused by negligent distraction. Lyft drivers have a heightened risk of driving distracted. They often split their attention between the road and their app, […]
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