What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
More information about Claim
York County, PA – Man Dies Following a Dump Truck Accident
YORK COUNTY, PA (March 3, 2025) – A man died following a fatal accident with a dump truck in West York Borough on February 28.
According to news reports, the York County Coroner was dispatched to Wellspan York Hospital for a reported fatality after a two-vehicle accident in West York Borough.
Upon investigation, the coroner learned West Manchester Township Police could not stop a driver from crashing his vehicle into a dump truck on Highland Avenue at East Market Street. The man was transported from the scene to Wellspan York Hospital, where he succumbed to his injuries.
The accident is currently under investigation.
Dump Truck Accidents in York County
Dump truck accidents in York County, Pennsylvania tend to be severe due to the vehicles’ size and weight, often resulting in catastrophic injuries or fatalities when passenger vehicles are involved. These accidents commonly occur on major roadways like I-83 and Route 30, […]
Read MoreMore information about Claim
Motorcycle Accident Lawyer
When a motorcyclist is hit by a car, truck, or another large vehicle, the results can be catastrophic, and you will need an experienced motorcycle accident lawyer to get full compensation for your injuries.. With little protection from the impact, the motorcycle rider may suffer life-threatening injuries that take months or years to heal. The aftermath of a motorcycle accident can be a harrowing time, physically and financially. As the injured victim, you have the right to seek compensation.
Your choice of law firm matters. The motorcycle accident lawyers at Munley Law have 65 years of experience representing injured victims. Our award-winning motorcycle accident attorneys have recovered significant settlements and verdicts for injured motorcyclists. We have consistently been recognized as the Best Lawyers in America and are board-certified by the National Board of Trial Advocacy. Most importantly, we get results.
Contact us today to schedule a FREE consultation. […]
Read MoreMore information about Claim
Ross Township, PA – Multi-Vehicle Accident Sends Four to the Hospital
ROSS TOWNSHIP, PA (March 2, 2025) – At least five people were involved in a serious car accident in Ross Township on March 1.
According to news reports, a vehicle was driving north on McKnight Road when it made a U-turn at Mcintyre Road, causing the car to flip over. Four people, a man, a woman, and their two grandchildren, were inside the vehicle at the time of the crash.
The children and the woman were taken to the hospital for treatment.
According to officials, two other vehicles were involved in the crash. Another person was also taken to the hospital for knee pain.
Police are investigating the accident.
Multi-Vehicle Accidents in Allegheny County
After a multi-vehicle accident in Allegheny County, victims can seek compensation to cover their medical bills, lost income, vehicle repairs, and pain and suffering. […]
Read MoreMore information about Claim
How the Crumple Zone Keeps You Safe in a Car Crash
Have you ever seen a car totaled so badly that it has been crushed flat in the front/back, and yet the passengers are left uninjured? Then the crushed – or crumpled – part(s) of the car did their job!
Crumple Zones: Your Vehicle’s Life-Saving Technology
Crumple Zones are one of the key safety features in any modern car design. It is most effective in larger, heavier vehicles, where there is more material to absorb the energy of the collision. This allows the vehicle to keep its structural integrity (e.g., have the roof cave in) and not roll over. It also facilitates the symbiotic functioning of the airbags and seatbelts (successful use of which prevents 50% of injuries). Injuries are less likely to happen or to be serious when the car slows down over a longer period of time.
While it may seem like a sacrifice to total your car, […]
Read MoreMore information about Claim
West Chester Truck Accident Lawyer
Being involved in a truck accident is unlike any other accident. Occupants in passenger vehicles are subject to the impact of a vehicle that can be over 20 times the car’s weight and size. Because of that difference alone, truck accident victims face catastrophic injuries and even death.
West Chester, a historical Pennsylvanian town that sits in between Philadelphia and Wilmington, has major trucking routes that run through it. Route 202 and Highway 322 see constance commercial truck traffic mingling with local drivers. While these trucks and their truck drivers serve an essential role in Pennsylvania and the United States’ economy, their presence makes the roads inherently more dangerous for regular drivers.
At Munley Law, our West Chester truck accident attorneys understand the devastating physical, emotional, and financial impact truck accidents have on victims and their families. Our experienced attorneys have helped thousands of Pennsylvania residents rebuild their lives after truck accidents, […]
Read More