What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
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18 Wheeler Accident Lawyers
Every 16 minutes, someone is killed or injured by an 18-wheeler, which is why you need an 18-wheeler accident lawyer who understands the devastating impact these massive trucks have on victims’ lives. With over 90,000 people injured annually by 18-wheelers and a staggering 5,078 deaths in 2023 alone, these deadly accidents continue to rise while the trucking industry lobbies for fewer safety regulations.
Don’t face the powerful trucking companies alone. Call Munley Law today for a FREE case review with one of the nation’s top-rated truck accident attorneys. Our elite legal team has a proven track record of winning millions for truck accident victims just like you. We’ve spent years battling trucking companies and their insurance providers, securing the maximum compensation our clients deserve. With Munley Law, you pay NOTHING unless we win your case. Our experienced 18-wheeler accident lawyers have the resources, knowledge, and aggressive approach needed to hold negligent trucking companies accountable. […]
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Ross Township, PA – Multi-Vehicle Accident Sends Four to the Hospital
ROSS TOWNSHIP, PA (March 2, 2025) – At least five people were involved in a serious car accident in Ross Township on March 1.
According to news reports, a vehicle was driving north on McKnight Road when it made a U-turn at Mcintyre Road, causing the car to flip over. Four people, a man, a woman, and their two grandchildren, were inside the vehicle at the time of the crash.
The children and the woman were taken to the hospital for treatment.
According to officials, two other vehicles were involved in the crash. Another person was also taken to the hospital for knee pain.
Police are investigating the accident.
Multi-Vehicle Accidents in Allegheny County
After a multi-vehicle accident in Allegheny County, victims can seek compensation to cover their medical bills, lost income, vehicle repairs, and pain and suffering. […]
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How the Crumple Zone Keeps You Safe in a Car Crash
Have you ever seen a car totaled so badly that it has been crushed flat in the front/back, and yet the passengers are left uninjured? Then the crushed – or crumpled – part(s) of the car did their job!
Crumple Zones: Your Vehicle’s Life-Saving Technology
Crumple Zones are one of the key safety features in any modern car design. It is most effective in larger, heavier vehicles, where there is more material to absorb the energy of the collision. This allows the vehicle to keep its structural integrity (e.g., have the roof cave in) and not roll over. It also facilitates the symbiotic functioning of the airbags and seatbelts (successful use of which prevents 50% of injuries). Injuries are less likely to happen or to be serious when the car slows down over a longer period of time.
While it may seem like a sacrifice to total your car, […]
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West Chester Truck Accident Lawyer
Being involved in a truck accident is unlike any other accident. Occupants in passenger vehicles are subject to the impact of a vehicle that can be over 20 times the car’s weight and size. Because of that difference alone, truck accident victims face catastrophic injuries and even death.
West Chester, a historical Pennsylvanian town that sits in between Philadelphia and Wilmington, has major trucking routes that run through it. Route 202 and Highway 322 see constance commercial truck traffic mingling with local drivers. While these trucks and their truck drivers serve an essential role in Pennsylvania and the United States’ economy, their presence makes the roads inherently more dangerous for regular drivers.
At Munley Law, our West Chester truck accident attorneys understand the devastating physical, emotional, and financial impact truck accidents have on victims and their families. Our experienced attorneys have helped thousands of Pennsylvania residents rebuild their lives after truck accidents, […]
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York Lyft Accident Lawyer
Here in York County, the rising popularity of rideshare services has unfortunately led to more car accidents on busy routes like I-83, Route 30, and downtown Market Street. After a Lyft accident, you may face mounting medical bills, lost wages, and complicated insurance claims.
Rideshare accidents differ from typical car crashes. Multiple insurance policies often apply, and your compensation might depend on whether the Lyft driver was actively transporting a passenger, heading to pick up a ride, or simply logged into the app. Pennsylvania’s insurance laws create additional challenges, making local legal expertise necessary for your case.
Experienced Lyft auto accident attorneys provide valuable support when you’re injured in a rideshare crash. Our York legal team understands the local area and the specific challenges of such cases. We’ve helped passengers and other victims handle claims involving Lyft’s insurance policy, personal insurance carriers, and third-party coverage.
Whether you were a passenger in the Lyft, […]
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