What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
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Pittsburgh Boat Accident Lawyer
With three major rivers converging in the heart of the city — the Allegheny, Monongahela, and Ohio — Pittsburgh’s waterways are busy with recreational boaters, fishing vessels, and commercial traffic year-round. When accidents occur on these waters, the physical, emotional, and financial toll can be overwhelming.
Munley Law’s experienced legal team has helped numerous boating accident victims recover compensation for medical bills, lost wages, and other damages. We work diligently to investigate every aspect of your case, from gathering evidence to consulting with maritime experts, ensuring you receive the maximum compensation you deserve.
Don’t let a boating accident derail your life. Contact Munley Law today for a free case evaluation with our experienced Pittsburgh boat accident attorneys. Our team is ready to evaluate your case and help you understand your legal options.
Common Causes of Boating Accidents in Pittsburgh
The beautiful rivers surrounding Pittsburgh provide countless opportunities for recreation, […]
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West Chester Medical Malpractice Lawyer
When your doctor or other healthcare provider makes a harmful or life-threatening mistake, a medical malpractice lawsuit can hold them accountable and make sure you receive proper compensation for your losses. At Munley Law, we understand the devastating impact that medical errors can have on patients and their families. Our experienced West Chester medical malpractice attorneys have spent decades representing Pennsylvanians who have suffered because of someone else’s negligence. We are ready to get to work for you today.
If you or a loved one has experienced injuries due to medical negligence in West Chester or elsewhere in Chester County, contact Munley Law for a free consultation. Our attorneys will review your case and help you understand your legal options for pursuing compensation.
Holding Negligent Medical Providers Accountable in West Chester, PA
Medical negligence and malpractice can happen at any hospital, clinic, or specialist’s office. […]
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West Chester Car Accident Lawyer
A West Chester car accident lawyer at Munley Law understands that a car crash can turn your life upside down in seconds. Our experienced attorneys have helped people in Chester County recover compensation for their injuries, medical bills, and lost wages. From serious collisions on West Chester Pike to rear-end accidents near West Chester University, we’ve successfully handled thousands of car accident claims in our community.
With 65 years of experience serving Chester County families, Munley Law knows what it takes to win against insurance companies. We work directly with local medical providers, handle all paperwork and negotiations, and fight to get you the maximum compensation you deserve. Our deep knowledge of Pennsylvania’s insurance laws and strong track record of multi-million dollar settlements sets us apart.
Don’t wait to get help after a car accident. Contact our West Chester office today for a free consultation, or we’ll come to you. […]
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Philadelphia, PA – Man Struck and Killed By Vehicle in South Philadelphia
PHILADELPHIA, PA (February 26, 2025) – A man was struck and killed in South Philadelphia on February 24.
According to news reports, the accident occurred at 10th Street and Packer Avenue just before 7:30 p.m. The victim was first involved in a minor crash. When he got out of his car to speak with the other driver, he fell while crossing the street. It was then another vehicle hit him.
He was later pronounced dead at the hospital.
The driver of the striking vehicle remained at the scene.
What to Do After a Car Accident in Philadelphia
Getting out of your car after an accident in Philadelphia can expose you to significant personal injury risks beyond those sustained in the initial collision. The city’s busy streets and highways create a hazardous environment for anyone standing on or near roadways, especially in areas with limited visibility or during adverse weather conditions. […]
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What to Do After a Medical Emergency Causes a Car Accident
Medical emergencies while driving can lead to devastating accidents. When another driver suffers a sudden health crisis behind the wheel, the collision can leave you with serious injuries, vehicle damage, and mounting expenses. As a victim, you deserve compensation for your losses, even when the other driver experienced a genuine medical emergency. Securing fair recovery requires a careful examination of the driver’s medical records, driving history, and the specific circumstances of the accident.
If you were injured in a car accident caused by someone else’s medical emergency, let the experienced car accident attorneys at Munley Law help you with the legal process. Our attorneys can ensure that you receive the compensation you are due. Schedule a free initial consultation today.
Medical Emergencies Behind the Wheel
Medical emergencies that cause car accidents often occur without warning to victims. A study by the National Highway Traffic and Safety Administration (NHTSA) found that while many accidents involving medical conditions are single-vehicle crashes, […]
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