What is Full Tort Insurance?
Full tort insurance is an auto insurance option in Pennsylvania that allows the injured party to file a personal injury lawsuit against the at-fault party for pain and suffering damages.
According to the Pennsylvania Insurance Department, full tort insurance “Provides unrestricted rights to bring a lawsuit against a negligent party and seek full compensation for all damages, including pain and suffering, without limitation.” Full tort insurance coverage is comprehensive in nature, granting policyholders extensive legal rights in the event of an accident. Unlike limited tort insurance, which restricts the ability to recover non-economic damages unless the injuries meet a certain severity threshold, full tort insurance provides broader legal recourse for the insured to include non-economic harms that may not be covered under limited tort insurance, such as emotional or psychological distress.
For example, if a driver with full tort coverage is involved in a collision caused by another driver’s negligence, they can sue for all damages, including those for emotional and psychological impact, not just medical expenses and lost wages. The benefits of full tort insurance include the ability to seek complete compensation for all damages suffered, which can be important for individuals facing significant pain and suffering or emotional distress after an accident. However, there are potential detriments, such as higher insurance premiums compared to limited tort coverage and the possibility of lengthy and complex legal processes when pursuing a lawsuit.
More information about Full tort insurance
Can a Passenger Sue Both Drivers After a Car Accident?
You can file an insurance claim or lawsuit to pursue compensation for medical bills, lost wages, and related losses when you’re hurt in a car accident while driving in Pennsylvania. The exact type of claim you file depends on your insurance coverage.
However, you don’t have to be driving to be hurt in an auto wreck. Maybe you’ve been injured as a passenger in a car accident.
This can already complicate matters, as you might not know whose insurance company (if any) is responsible for compensating you now. The case may be even more complex if multiple drivers contributed to the accident.
Determining liability is very important in these cases. For a passenger to receive the full amount of compensation available, they may need to file claims with multiple insurance companies or liable parties. […]
Read MoreMore information about Full tort insurance
Hazleton Car Accident Lawyer
If you or someone you love suffered a serious injury in a car crash in Hazleton, don’t settle with the insurance company before speaking with a Hazleton car accident attorney at Munley Law. At Munley Law, we understand your concerns when you’ve been involved in a car crash. You may face unpaid medical bills, physical pain, emotional trauma, and an inability to work. Since 1959, we have represented hundreds of auto accident victims throughout Luzerne County. We have won multimillion-dollar settlements for injured car accident victims across our area.
If you were hurt in a car wreck and are unsure what to do next, call our Hazleton office for a free consultation with a car crash attorney. We will answer your questions free of charge and help you decide what to do next. We are available to speak with you any time of the day or night. […]
Read MoreMore information about Full tort insurance
Personal Injury Glossary Terms
This glossary provides a quick-access resource for looking up definitions of terms you will likely encounter while seeking compensation.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W
A
Accident Report — A detailed official record of an incident created on-site by an authority figure such as a police officer or hospital staff member.
Act of God — An unforeseen event caused by natural forces without human involvement that couldn’t have been prevented with reasonable care, […]
Read MoreMore information about Full tort insurance
Pennsylvania Pedestrian Accident Lawyer
Pedestrian accidents can occur unexpectedly, leaving victims with severe injuries and mounting medical bills. In bustling cities like Philadelphia and Pittsburgh and quieter towns like Scranton and Wilkes-Barre, the risk of pedestrian accidents is ever-present so you may need a Pennsylvania pedestrian accident lawyer.
The aftermath of a pedestrian accident can be overwhelming. That’s where we come in. At Munley Law, we understand the challenges you face, and we are dedicated to providing compassionate support and expert legal guidance to accident victims for pedestrian accident claims throughout Pennsylvania.
If you’ve been injured in a pedestrian accident, don’t wait to seek help. Contact an experienced pedestrian accident lawyer at Munley Law today to discuss your case and start your journey toward justice and recovery.
What Are a Pedestrian’s Rights in Pennsylvania?
Under Pennsylvania law, pedestrians have certain rights and protections. A pedestrian hit by a car or truck automatically assumes the benefits of full tort insurance, […]
More information about Full tort insurance
How to ensure that you get a fair uninsured motorist settlement in Philadelphia
Leveraging the expertise of your Philadelphia car accident lawyer
Navigating the aftermath of an accident with an uninsured motorist in Philadelphia can be overwhelming. While the City of Brotherly Love has its unique charm, the intricacies of its legal system require specific understanding and strategy. Ensuring a fair settlement involves a combination of knowledge about local laws, meticulous documentation, and proactive advocacy. Navigating claims after an accident can be challenging, especially with uncooperative insurance companies. With over six decades of experience, Munley Law Personal Injury Attorneys advocate fiercely for clients, ensuring rightful compensation and accountability from at-fault drivers; contact us today for a free case evaluation.
Understand Pennsylvania’s Uninsured Motorist Laws
In Pennsylvania, auto insurance is a legal requirement to ensure that every driver can cover the costs if they cause harm to others on the road. Yet, despite these mandates, some drivers remain uninsured. […]
Read More
