What is Full Tort Insurance?
Full tort insurance is an auto insurance option in Pennsylvania that allows the injured party to file a personal injury lawsuit against the at-fault party for pain and suffering damages.
According to the Pennsylvania Insurance Department, full tort insurance “Provides unrestricted rights to bring a lawsuit against a negligent party and seek full compensation for all damages, including pain and suffering, without limitation.” Full tort insurance coverage is comprehensive in nature, granting policyholders extensive legal rights in the event of an accident. Unlike limited tort insurance, which restricts the ability to recover non-economic damages unless the injuries meet a certain severity threshold, full tort insurance provides broader legal recourse for the insured to include non-economic harms that may not be covered under limited tort insurance, such as emotional or psychological distress.
For example, if a driver with full tort coverage is involved in a collision caused by another driver’s negligence, they can sue for all damages, including those for emotional and psychological impact, not just medical expenses and lost wages. The benefits of full tort insurance include the ability to seek complete compensation for all damages suffered, which can be important for individuals facing significant pain and suffering or emotional distress after an accident. However, there are potential detriments, such as higher insurance premiums compared to limited tort coverage and the possibility of lengthy and complex legal processes when pursuing a lawsuit.
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Chester Motorcycle Accident Lawyer
If you’ve been injured in a motorcycle accident in Chester, Pennsylvania, an experienced Chester motorcycle accident lawyer from Munley Law can help you navigate your legal options. Our firm understands Pennsylvania state laws and the unique challenges motorcycle riders face following an accident.
Since 1959, Munley Law has provided exceptional legal representation to motorcycle accident victims throughout Chester and Delaware County. We represent motorcyclists injured due to other drivers’ negligence, unsafe road conditions, or defective equipment.
Our team has helped hundreds of injured riders secure compensation for medical costs, lost wages, property damage, and suffering. Understanding that motorcycle accidents cause severe injuries requiring extensive treatment and time off work, we combat insurance companies that try to minimize payouts to motorcyclists. We build strong cases by working with investigators, medical experts, and insurance specialists. Call Munley Law for a free 24/7 consultation with our Chester personal injury attorneys—you pay nothing unless we win. […]
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Hazleton Car Accident Lawyer
If you or someone you love suffered a serious injury in a car crash in Hazleton, don’t settle with the insurance company before speaking with a Hazleton car accident attorney at Munley Law. At Munley Law, we understand your concerns when you’ve been involved in a car crash. You may face unpaid medical bills, physical pain, emotional trauma, and an inability to work. Since 1959, we have represented hundreds of auto accident victims throughout Luzerne County. We have won multimillion-dollar settlements for injured car accident victims across our area.
If you were hurt in a car wreck and are unsure what to do next, call our Hazleton office for a free consultation with a car crash attorney. We will answer your questions free of charge and help you decide what to do next. We are available to speak with you any time of the day or night. […]
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Cranberry Township Personal Injury Lawyer
If you’ve suffered a personal injury and you live in Cranberry Township, the experienced attorneys at Munley Law are here to help. We’ve spent decades assisting people in Butler County and the surrounding areas get the compensation they deserve after serious injuries.
You shouldn’t have to handle medical bills, insurance paperwork, and lost wages on your own after an injury. The Cranberry Township personal injury attorneys at Munley Law manage every aspect of your case so you can focus on getting better. Our success record includes millions in settlements and verdicts for Butler County residents who’ve been the victims of serious accidents, and we’re ready to put that experience to work for you.
Why Choose a Personal Injury Attorney at Munley Law
The attorneys at Munley Law bring deep Butler County knowledge to your personal injury case. Our local experience matters — from understanding how specific intersections along Route 19 impact car accident cases to knowing which insurance adjusters handle claims in our region. […]
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Can a Passenger Sue Both Drivers After a Car Accident?
You can file an insurance claim or lawsuit to pursue compensation for medical bills, lost wages, and related losses when you’re hurt in a car accident while driving in Pennsylvania. The exact type of claim you file depends on your insurance coverage.
However, you don’t have to be driving to be hurt in an auto wreck. Maybe you’ve been injured as a passenger in a car accident.
This can already complicate matters, as you might not know whose insurance company (if any) is responsible for compensating you now. The case may be even more complex if multiple drivers contributed to the accident.
Determining liability is very important in these cases. For a passenger to receive the full amount of compensation available, they may need to file claims with multiple insurance companies or liable parties. […]
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Personal Injury Glossary Terms
This glossary provides a quick-access resource for looking up definitions of terms you will likely encounter while seeking compensation.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W
A
Accident Report — A detailed official record of an incident created on-site by an authority figure such as a police officer or hospital staff member.
Act of God — An unforeseen event caused by natural forces without human involvement that couldn’t have been prevented with reasonable care, […]
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