What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Where Can I Find a Lyft Accident Lawyer Near Me in Allentown, PA?
If you have been involved in a Lyft accident in Allentown, PA, you may wonder where to find a reliable and experienced lawyer to help you with your case. Look no further than Munley Law. Our team of Allentown Lyft accident attorneys has extensive experience handling Lyft accident cases and will fight to ensure you receive the compensation you deserve. Read on to learn more about our services and how we can assist you with your needs.
Why Do I Need a Lyft Accident Lawyer?
If you’ve been involved in a Lyft accident in Allentown, PA, you may wonder if you need a Lyft accident lawyer to help with your case. The short answer is yes, and here’s why.
Navigating the legal process after a Lyft accident can be complex and overwhelming. From dealing with insurance companies to gathering evidence, it’s crucial to have an experienced professional who knows the ins and outs of these types of cases. […]
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Scranton Construction Accident Lawyer
When faced with the fallout of being injured in a construction accident, finding the right Scranton construction accident lawyer is vital. This resource is designed to tackle your queries about legal representation directly, explain the importance of local expertise, and outline your options for compensation. Our goal is to empower you with the information you need, without the fluff, to take the next step in your recovery.
Why Choose a Scranton Construction Accident Lawyer?
When dealing with the aftermath of a construction accident, the right legal representation can make all the difference. What makes a Scranton construction accident lawyer the right choice for you? The answer is their local expertise, personalized approach, and impressive track record.
Construction accident lawyers in Scranton offer the following benefits:
- Extensive knowledge of local laws and regulations about construction accidents
- Established connections within the local legal system, […]
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Allentown Urgent Care Clinics Near Me
Urgent care clinics offer a valuable and suitable option for non-life-threatening medical needs when your primary physician is unavailable or an ER visit is inconvenient. These accessible clinics with knowledgeable staff, extended hours, and seven days a week service make them valuable to the medical community. Our Allentown personal injury attorneys offer the best urgent care clinics in the city.
American Family Care Allentown
622 Union Blvd.
Allentown, PA 18109
717-524-4343
A locally owned and operated walk-in clinic and urgent care center offering services for children, family care, physicals, vaccinations, x-rays, and on-site labs. Open 7 days a week with an on-site physician.
Online pre-registration simplifies the process and reduces the wait time. On average, most patients receive care and return home within one hour.
Reviewers have raved about the quality of care, clean facility, knowledgeable staff, […]
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How Much is the Average Workers’ Compensation Settlement?
Determining how much compensation the average workers’ compensation settlement is can be a rather loaded question. In general, there is no average settlement regarding Pennsylvania workers’ compensation as it will largely depend on the severity of the injuries incurred in the workplace. However, there are ways we can estimate how much workers’ compensation you may be entitled to. The workers’ comp lawyers of Munley Law Personal Injury Attorneys explain.
How to Determine the Average Workers’ Compensation Settlement
To determine the average workers’ compensation settlement amount, you need to consider the various benefits you may receive after a workplace injury. The benefits include the following:
Medical Costs
After a workplace injury, you will likely amass some expenses related to the injury. Part of your workers’ comp settlement will include coverage for medical costs, meaning any medical expense related to the injury. […]
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Carbondale Nursing Home Abuse Lawyer
Carbondale nursing home abuse lawyers are legal professionals specializing in safeguarding the rights of elderly individuals who are residents of nursing homes in Carbondale and surrounding areas. Their expertise lies in recognizing and taking action against any form of abuse, negligence, or misconduct experienced by these seniors.
This could range from physical or emotional mistreatment, and financial exploitation, to neglect in providing essential care. Through their deep understanding of local and federal elder laws, these attorneys strive to hold accountable those who breach the trust and responsibilities they have towards our elderly population.
Armed with compassion, tenacity, and strategic legal knowledge, our Carbondale nursing home abuse lawyers dedicate their practice to ensuring the dignity, rights, and safety of the elderly are upheld, and justice is served where they have been compromised.
Understanding What Constitutes Nursing Home Abuse
Nursing home abuse is an appalling yet disturbingly common violation of elderly rights. […]
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