What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Norristown Pedestrian Accident Lawyer
If you’ve been injured as a pedestrian in an accident due to someone else’s negligence, a Norristown pedestrian accident lawyer can help protect your rights and fight for the compensation you deserve. Pedestrian accidents can result in severe injuries, overwhelming medical expenses, lost wages, and emotional trauma. You need legal representation that delivers results. Our attorneys combine proven expertise with personal attention, methodically pursuing your rightful compensation while ensuring your needs remain the priority throughout the process..
At Munley Law, our attorneys have a proven track record of successfully handling pedestrian accident claims in Norristown and throughout Pennsylvania. We understand injured pedestrians’ struggles and are committed to providing personalized attention and aggressive representation to every client.
Contact Munley Law today for a free, no-obligation consultation with a skilled Norristown personal injury lawyer. For 65 years, we’ve been helping accident victims in Pennsylvania with their personal injury cases. […]
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Montgomery County, PA – Bike Accident Leads to Hospitalization
MONTGOMERY COUNTY, PA (March 3, 2025) —— A man on a bike was injured in an accident with a car in Montgomery County on March 2.
According to news reports, the incident occurred around 8:45 p.m. on West High Street in West Pottsgrove Township.
Police informed a photojournalist on the scene that the biker was reportedly going the wrong way when he hit a car turning onto Center Street.
The biker was taken to a local trauma center, and the driver of the impacted car was not injured.
Bike Accidents in Pennsylvania
Pennsylvania sees thousands of bicycle-motor vehicle collisions annually, with particularly high concentrations in Philadelphia, Pittsburgh, and other urban centers where cycling commuters are more common. Due to their vulnerable position compared to motorists, cyclists often suffer more severe injuries.
Pennsylvania follows a comparative negligence rule, which means compensation can be reduced by the percentage of fault attributed to each party. […]
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Norristown Medical Malpractice Lawyer
Medical mistakes in Norristown healthcare facilities can lead to severe injuries, mounting medical expenses, and lost wages. When medical negligence upends your life, the Norristown medical malpractice lawyers at Munley Law fight to protect your rights and secure the compensation you deserve. Our experienced attorneys have represented Montgomery County clients 
against major healthcare providers throughout Pennsylvania for 65 years.
Medical malpractice victims often feel powerless against large healthcare institutions and their insurance companies. Munley Law levels the playing field. Our legal team handles the legal process, from gathering medical records to consulting with specialists, while you focus on recovery.
We work with leading medical experts to investigate your case and prove negligence. Our board-certified trial attorneys have secured millions in verdicts and settlements for victims of medical malpractice in Montgomery County.
If medical negligence has harmed you or a loved one, contact our Norristown personal injury law firm for a free consultation. […]
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Norristown Truck Accident Lawyer
The Norristown truck accident lawyers at Munley Law are ready to protect your rights after a devastating collision on our local roads. Every day, commercial trucks thunder through Norristown’s major arteries, from the busy Pennsylvania Turnpike to Ridge Pike’s commercial corridor, where these massive vehicles routinely cross paths with local traffic. When 80,000-pound tractor-trailers collide with passenger vehicles, the results often prove catastrophic, leaving families to face devastating injuries, mounting medical bills, and complex legal battles against powerful trucking companies.
When a crash like this upsets your life, it takes a specific type of lawyer to make things right again. Most personal injury lawyers handle car crashes, but few have the experience or the resources to successfully handle commercial truck cases. At Munley Law, our truck accident attorneys have spent decades representing Pennsylvania residents in heavy truck and tractor trailer accident cases, securing the compensation families need to rebuild their lives. […]
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Norristown Car Accident Lawyer
Car accidents in Montgomery County can turn a routine day into a devastating experience marked by physical injuries, emotional trauma, mounting medical expenses, and extended periods of lost income. The Norristown car accident attorneys assist local residents following vehicle collisions, focusing on obtaining the compensation necessary for you to rebuild and move forward with your life.
Injuries from car accidents can create financial and emotional challenges that extend far beyond the moment of impact. Whether you’re dealing with minor injuries or facing long-term rehabilitation, our attorneys have the skill and dedication to investigate your case thoroughly and negotiate successfully. We examine every detail, from police reports to medical records, to build a strong claim that addresses your specific circumstances.
At Munley Law, our Norristown personal injury lawyers work on a contingency fee basis, which means you pay nothing unless we win your case. If you’ve been injured in a car accident in Norristown, […]
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