What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Workers Compensation Lawyer for McLane Warehouse Injuries
Warehouse injuries remain one of the most commonly listed reasons for an employee seeking workers’ compensation benefits. With accidents involving dangerous machinery that can lead to crushed limbs, hands or fingers and even amputation, broken bones, lacerations, electrical burns, and wrongful death, these employees need all the protection they can get.
If you are employed by a McLane Warehouse and have been hurt at work, let Munley Law Personal Injury Attorneys assist you in the workers’ compensation process.
About McLane Warehouses
McLane Company, Inc. is one of the largest supply chain services in the United States, providing grocery and foodservice solutions for a number of stores and chain restaurants. McLane operates more than 80 distribution centers and buys, sells and delivers more than 50,000 consumer products to nearly 110,000 locations across the U.S. Further, McLane employs over 20,000 employees. […]
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How Do I Get Workers’ Compensation in Pennsylvania?
It is estimated that for every 100 full-time employees, 3.1 will file a workers compensation claim in a given year. But when you’re that injured employee at work, you may be wondering, how to get workers’ compensation benefits in Pennsylvania.
At Munley Law Personal Injury Attorneys, our workers’ compensation attorneys will guide you through the process to help make your workers compensation claim a smooth transition from work to recovery.
How to File A Pennsylvania Workers’ Compensation Claim
Before you begin the process of filing a workers’ compensation claim, you need to know if you even have a case.
In Pennsylvania, almost all workers’ are entitled to workers compensation benefits from their employers with some exceptions. So, if you are a Pennsylvnia employee who meets the employee status criteria, that’s one step closer to filing a successful claim. […]
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Workers’ Compensation for Joint Injuries
When your job requires constant movement like lifting, reaching, twisting, or squatting, your joints will likely take a beating. Whether it is a repetitive motion injury that results in joint damage or a sudden movement that causes injury, these acts can result in long-term health complications. While these workplace injuries sometimes just require some rest and short-term recovery, they can oftentimes result in chronic illness. If this happened to you, you are entitled to receive workers’ compensation for joint injuries.
If you have suffered from joint injuries because of your occupation, the workers’ compensation attorneys of Munley Law Personal Injury Attorneys are here to help.
Common Joint Injuries From Occupational Risks
Musculoskeletal disorders, ergonomic injuries, or simply, joint injuries, occur from the use of muscles, tendons, and ligaments to perform frequent tasks. These motions can cause pain and eventually injury. […]
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What to Do If You’re Hurt at Work
Workplace accidents happen–in fact, they impact roughly 2.8 million workers yearly. However, when an accident occurs, you may be wondering what to do if you’re hurt at work. At Munley Law Personal Injury Attorneys, we support Pennsylvania workers who are in need of legal assistance when it comes to workplace accidents and illnesses and we can do the same for you.
Pennsylvania Workers’ Compensation Process
If you’re hurt at work, the first thing you should do is seek medical attention. This is important because your medical files will serve as important documentation for the injury or illness and allow you to receive workers’ compensation benefits.
Upon receiving medical attention, injured workers will need to inform their workplace supervisor. This begins the formal process of filing for workers’ compensation. While taking time of off work or missing out on wages may be the last thing on your mind, […]
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Workers Compensation Lawyer for Greiner Packaging Warehouse Injuries
Are you or a loved one employed by a Greiner Packaging warehouse and have recently suffered injuries while on the job? At Munley Law Personal Injury Attorneys, our workers’ compensation lawyers help protect those who have suffered from Greiner Packaging warehouse injuries to move forward with recovery.
About Greiner Packaging
For more than 60 years, Greiner Packaging has served the public as a plastic fabrication company with over 30 locations in 19 countries around the world. Employing more than 11,500 employees, Greiner Packaging warehouses produce a wide range of products from yogurt containers to detergents and everything in between.
How Injured Greiner Packaging Warehouse Employees Can Seek Workers’ Comp
According to the Centers for Disease Control and Prevention, workers’ compensation was created to provide partial medical and income protection to employees who became ill or injured in their line of work. […]
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