What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Allentown, PA Construction Accident Lawyer
While many businesses faced serious downturns during the pandemic, the construction industry was able to survive. In fact, many economists regard the construction industry as an engine for economic growth– a promising avenue to pull the global economy out of the pandemic-related downturn. According to the Global Forecast for Construction, global construction output will grow by a staggering 42% between the years of 2020 and 2030, and rake in an additional 4.5 trillion dollars (Insurance Business Magazine). As a comparison point, this growth will outpace both the manufacturing and service industries by the end of the decade.
Construction accidents are both more common and more destructive than one might think. According to the 2020 Census of Occupational Injuries, more than 200,000 nonfatal construction injuries occurred. Between serious machinery, suspension systems, and heavy objects, construction is one of the most dangerous sectors in the country today. […]
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Workers Compensation Lawyer for Cardinal Glass Warehouse Injuries
Employees who work in the glass manufacturing industry, including a Cardinal Glass warehouse, may experience injuries like cuts, minor lacerations, and burns. However, when employers fail to properly train or remedy some of these workplace safety risks, the results can be fatal.
If you or a loved one are employed by a Cardinal Glass warehouse in Northeastern Pennsylvania and become injured on the job, the workers’ compensation lawyers at Munley Law Personal Injury Attorneys are here for you. Our team has decades of experience helping injured employees throughout Pennsylvania. Let a workers compensation lawyer for Cardinal Glass warehouse injuries ensure you get the justice you deserve.
What Is Cardinal Glass?
According to their website, Cardinal Glass Industries is one of the leading developers of residential glass for windows and doors. With more than 7,000 employees located at 37 manufacturing locations around the United States, […]
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Workers’ Compensation Lawyer for Frito-Lay Warehouse Injuries
Frito-Lay, the company that is very likely responsible for your favorite potato chip, currently employs about 55,000 people across 29 individual brands. Many of these tens of thousands of jobs exist in the state of Pennsylvania, as the state is home to many warehouses in areas like Moosic, Williamsport, Paxinos, and more.
But while it’s certainly wonderful that so many employment opportunities exist for Pennsylvania residents through this company, the reality is that Frito-Lay warehouse workers face substantial risks every time they clock in. Warehouse work is one of the most physically dangerous professions, and it’s not uncommon for the corporations behind the warehouses to try to shortchanged their own injured employees.
If you or a loved one is employed at a Frito-Lay warehouse and has experienced a workplace injury or sustained an occupational disease, you may be entitled to workers’ compensation. Overwhelmed by the prospect of navigating that system alone? […]
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Car Accident Lawyer in Ohio
The trauma of experiencing an accident doesn’t end once you leave the scene. We know that the mental, emotional, physical, and financial impact of a car accident can follow you for a very long time. It can all feel isolating and overwhelming, whether it’s you or someone you love carrying the weight and experience of your accident. In 2020 alone, Ohio saw 1,154 fatal car accidents, and 1,230 total traffic fatalities; there are, of course, thousands more accidents every year that are non-fatal but still traumatizing.
We at Munley Law Personal Injury Attorneys know how hard the aftermath of an accident can be, and we are here to help you navigate a way through it. Don’t take this on alone: allow us to help so that you can focus on your recovery. Our highly experienced and compassionate lawyers are standing by and are ready to begin fighting for you at any time. […]
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Workers’ Compensation for Adidas Warehouse Injuries
According to EHS Today, as e-commerce drives the need for products to be made and shipped faster than ever before, many warehouse employees are left handling unrealistic working conditions, all while facing an increase in warehouse injuries–all of which can be avoided.
While Adidas sales have continued to surge, this increase can include pressure to those employees responsible for moving products: warehouse workers.
If you are employed by an Adidas warehouse, or any warehouse in NEPA, and experience an injury, Munley Law Personal Injury Attorneys is here for you.
Common Warehouse Safety Issues
As the demands on warehouse workers in NEPA increase, safety hazards and concerns will also continue to grow. Below are warehouse hazards Adidas warehouse employees need to be mindful of.
Safety Education and Training
While the goal of every business is to be efficient and to bring in money, […]
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