What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Can You Work While on Workers Compensation?
If you’re getting workers’ compensation benefits, you might be curious whether you can work while healing from your injury. The answer depends on what kind of injury you have and what your doctor says. Workers’ comp is meant to help you financially while you recover, but there are some work limitations to remember.
Some people can do lighter or modified jobs, while others may need to concentrate on getting better. Sticking to the guidelines given to you will help you avoid losing your benefits.
Workers’ Compensation and Work Restrictions
When you’re receiving workers’ compensation benefits, it’s essential to understand the legal guidelines surrounding work restrictions. Workers’ compensation is designed to provide financial support while you recover from an injury, but it also comes with specific rules about what type of work you’re allowed to do during your recovery. […]
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Forklift Accident Lawyer
Forklift accidents can cause devastating injuries, from broken bones and crushing injuries to traumatic brain injuries. At Munley Law, we understand the complex factors involved when these accidents occur at construction sites and industrial facilities. Whether you were injured as an operator or bystander, multiple parties may be responsible, from equipment operators and site managers to contractors and manufacturers.
Our experienced team of forklift accident attorneys will investigate every aspect of your case, from equipment maintenance and operator training records to potential OSHA violations. Through thorough investigation, we identify all responsible parties and hold them accountable for their role in causing your injuries. With Munley Law on your side, you don’t have to face this challenging time alone.
Contact us today for a free consultation about your forklift accident case.
Proven Results in Forklift Accident Cases
When you choose Munley Law, […]
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Does Uninsured Motorist Cover Pain and Suffering?
According to the Insurance Research Council, nearly 8% of Pennsylvania drivers are uninsured, putting thousands of responsible drivers at financial risk from a car accident. Thankfully, uninsured and underinsured motorist coverage includes the victim’s pain and suffering in Pennsylvania—but that’s not all you need to know.
When an uninsured driver causes a crash that leaves you injured, your uninsured or underinsured motorist coverage steps in to protect you. This protection extends beyond just medical bills and lost wages—it can provide compensation for your physical pain, emotional distress, and reduced quality of life.
However, insurance companies often minimize or deny these claims, especially when it comes to pain and suffering damages. They may question the severity of your injuries or try to attribute them to pre-existing conditions. […]
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Bethlehem Nursing Home Abuse Lawyer
Abuse at nursing home facilities is a common issue throughout the US. If you’ve trusted a Bethlehem, Pennsylvania, nursing home to care for your loved one, it’s essential to check for signs of abuse or neglect vigilantly.
You may file a personal injury claim or lawsuit seeking compensation on your loved one’s behalf if they experience mistreatment. At Munley Law, a Bethlehem nursing home abuse lawyer is available to offer the assistance you and your loved one deserve now. Contact us today to discuss your case.
Recognizing Warning Signs in Bethlehem Facilities
When visiting your loved one, it’s important to watch for signs that they receive proper care and attention. Look for changes in their physical condition, emotional state, and living environment. Pay attention to their hygiene, nutrition, mobility, and whether they seem comfortable and well-supported by their caregivers. […]
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Wilkes-Barre Workers Compensation Lawyer
The Wilkes-Barre workers compensation lawyers at Munley Law have protected the rights of injured workers throughout Wilkes-Barre for almost 65 years. Our attorneys have been recognized by some of the most prestigious legal organizations for their work in workers’ compensation, including Best Lawyers in America, LawDragon, SuperLawyers, and Best Law Firms. We hold board certifications and have the knowledge and resources to fight the insurance company. We do not collect a fee until you receive the compensation you deserve.
Don’t wait too long after a workplace accident to contact an experienced work injury attorney in Wilkes-Barre. Contact us today to schedule a free case evaluation.
When to Hire a Workers Comp Attorney in Wilkes-Barre, PA
When work-related accidents happen, workers compensation is meant to cover the medical expenses and compensate for your lost wages while you’re out of work. […]
