What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Third Party Claims & Workers’ Compensation Lawyer in Pittsburgh
Getting up and getting yourself to work every day can sometimes feel like a challenge even in the best of circumstances. But when you’re injured or become sick due to an incident at your workplace, that challenge can become entirely overwhelming. Unfortunately, many Americans are injured in the workplace every year. Some industries pose a greater threat to employees’ health and safety than others.
According to the Insurance Information Institute, the top private industry occupations with workplace injuries and illnesses include nursing assistants, registered nurses, truck drivers, stockers, and repair workers. That being said, anyone performing any professional role is capable of experiencing a workplace injury.
Workplace injuries and illnesses can have long-lasting damages. Whether it’s the physical effects, the financial burden, or the mental and emotional toll, it can be a lot. But if you are hurt or become sick in your workplace, you should not have to carry that burden alone. […]
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Workers’ Compensation for Core-Mark Warehouse Injuries
Core-Mark Warehouse Workers’ Compensation
Warehouse employees are essential to the supply chains that keep our society running smoothly. The fast pace of warehouse work, as well as the technical equipment, makes warehouse work particularly susceptible to workplace injuries. If you or a loved one has been injured while working at Core-Mark International’s Wilkes-Barre warehouse, you are entitled to workers’ compensation while you recover.
What is Workers’ Compensation?
Workers’ compensation is a type of insurance that nearly all Pennsylvania employers are required to carry for their employees. When an employee is injured during the course of work, he or she is able to file a compensation claim with his or her employer and receive payments to cover medical bills and lost wages for the duration of the recovery.
Workers’ compensation also protects the employer from having a personal injury suit brought against him or her. […]
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Third Party Claims & Workers’ Compensation Lawyer in Hazleton
If you have sustained an injury or occupational disease or death while at work, you are likely exhausted and overwhelmed. And you are not alone; in fact, a report from the Bureau of Labor Statistics stated that, in 2020, “there were 2.7 million nonfatal workplace injuries and illnesses reported by private industry employers.” The good news is that you are very likely eligible to receive workers’ compensation, which can relieve some of your financial burden and cover things like medical bills and lost wages.
In addition to filing for workers’ compensation, you may also be wondering if you’re able to sue a third party who played a role in your accident or injury. If you were injured in the Hazelton, PA area, and a third party (meaning anyone outside your employer and coworkers) was involved in your case, the answer is most likely yes. Did a piece of machinery malfunction? […]
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Can Both Parties be At Fault in a Car Accident?
Understanding Shared Fault in Car Accident Cases
When car accidents occur, each driver may be looking to place fault on the other. However, the reality is that both parties can be at fault in a car accident. Depending on the state you live in ultimately determines how your shared level of fault will alter the amount of compensation you can recover from the other driver in a car crash.
If you’re asking yourself “Can both parties be at fault in a car accident?” an experienced car accident attorney can help. These car accident cases can be complicated — from determining the percentage of fault across all the parties involved, to dealing with the other party’s insurance company, as well as medical bills, insurance adjusters, a police report, and more.
If you and another driver share fault in a car crash, […]
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Hazleton Uber Accident Lawyer
If You Were Hurt in an Uber Accident, Contact a Hazleton Car Accident Attorney Today for Free Consultations
Uber provides a reliable service for anyone needing a ride in thriving cities likes Hazleton, Pennsylvania, and throughout Luzerne County. It is convenient. It helps you avoid the cost of owning and maintaining your own car. And it is smart to use a ride-sharing service like Uber, especially if you have been out on the town and want to avoid driving after having a few drinks.
While Uber can be convenient and safe, there are risks when we take a ride with Uber. A recent study conducted by the University of Chicago and Rice University, shows that car accident deaths have increased significantly with the increase in use of the Uber app.
The study suggests that the increase may be caused by Uber drivers operating their vehicles when they are distracted or tired. […]
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