What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Wilkes-Barre Workers Compensation Lawyer
The Wilkes-Barre workers compensation lawyers at Munley Law have protected the rights of injured workers throughout Wilkes-Barre for almost 65 years. Our attorneys have been recognized by some of the most prestigious legal organizations for their work in workers’ compensation, including Best Lawyers in America, LawDragon, SuperLawyers, and Best Law Firms. We hold board certifications and have the knowledge and resources to fight the insurance company. We do not collect a fee until you receive the compensation you deserve.
Don’t wait too long after a workplace accident to contact an experienced work injury attorney in Wilkes-Barre. Contact us today to schedule a free case evaluation.
When to Hire a Workers Comp Attorney in Wilkes-Barre, PA
When work-related accidents happen, workers compensation is meant to cover the medical expenses and compensate for your lost wages while you’re out of work. […]
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Cancer Misdiagnosis Claims in Stroudsburg, PA
If you or a loved one has suffered harm due to a cancer misdiagnosis or delayed cancer diagnosis in Stroudsburg, you might be facing serious, life-changing, even life-threatening consequences.
You might be enduring severe pain, missed work due to medical appointments or illness, or you may even be grieving the loss of a loved one due to a missed or delayed diagnosis.
If a case of cancer misdiagnosis has caused suffering to you or a loved one, you may be entitled to financial compensation for medical malpractice.
Medical malpractice cases in Pennsylvania are governed by specific time constraints, requiring claims to be filed within a certain period. Generally, you must initiate legal action within two years from the date of the injury or when the injury was reasonably discovered. Missing this deadline could result in losing your right to seek compensation for injuries or wrongful death caused by medical negligence. […]
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Can I Still Pursue Compensation If I Was Partially At-Fault for My Injuries?
The insurance system can be overwhelming after a car accident, especially when you are healing from injuries. As a no-fault state, Pennsylvania insurance policies generally make it a little easier to get your medical bills covered quickly regardless of who may have been at fault.
However, seeking compensation from another driver for injuries and damages can be complicated, depending on your insurance policy and the percentage of negligence you are responsible for. Partnering with an experienced car accident attorney will help you manage your claim and recover the most compensation available for you.
When Can I Seek Compensation from Another Driver?
When you can seek compensation from another driver depends on what kind of compensation you are seeking. In general, Pennsylvania’s no-fault system means that the average insurance policy does not allow you to seek compensation for medical bills or personal injuries sustained in an accident. […]
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Stroudsburg Lyft Accident Lawyer
The Stroudsburg Lyft accident lawyers at Munley Law will review the specifics of your accident, answer your questions, and make sure the right people are held responsible. We can help you understand whether you are entitled to compensation for your injuries and how much you might receive. Obtaining the compensation you deserve for your injuries and losses after a Lyft or Uber accident can be complicated.
Contact our Stroudsburg rideshare accident lawyer as soon as possible for a free, no-obligation consultation to discuss the circumstances of the accident and your rights.
How Are Accidents Involving Lyft Drivers Different Than Other Car Accidents?
Because Lyft drivers are independent contractors and use their personal vehicles, Lyft accident lawsuits are different than those involving commercial vehicles such as buses or taxi services.
A Lyft accident case presents unique challenges in showing who is required to pay accident victims for their injuries. […]
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Stroudsburg Uber Accident Lawyer
The Stroudsburg Uber accident lawyers at Munley Law Personal Injury Attorneys represent Uber passengers as well as other motorists, cyclists, and pedestrians hit by negligent Uber drivers. If you or a loved one were injured in an Uber car accident, or if a family member was killed, contact an experienced Stroudsburg car accident lawyer at Munley Law Personal Injury Attorneys or via our online form for a free, no-obligation consultation as soon as possible. We are ready to discuss the circumstances of the accident and help you understand your legal options.
Accidents with Uber and Uber Eats Drivers in Stroudsburg
While Uber can be convenient and safe, there are risks inherent in taking a ride with Uber. A recent study conducted jointly by the University of Chicago and Rice University, shows that US traffic deaths have increased sharply with the increase in Uber drivers and use of the Uber app. […]
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