Liability

What is Liability?

Liability is the legal responsibility for one’s acts or omissions; an obligation one is bound to by law to perform, typically involving the payment of monetary damages. It is one of the most significant words in the field of law.

According to Black’s Law Dictionary, liability is defined as “the state of being legally responsible for something, such as a debt or obligation.” As such, it assumes that a person is responsible for the harm they cause another. There are several different types of liability including contractual liability, when one party breaks a contract, tort liability from civil wrongs, or strict liability where a party is held responsible for damages, regardless of fault. 

Liability is important in law because it ensures individuals are held responsible for their actions, and that injured parties receive compensation. An example of a liability is a driver who causes an accident by driving recklessly. The driver will be held liable for any resulting injuries to people and property. Understanding liability is essential for individuals, businesses, and legal professionals to navigate legal responsibilities they owe to others.

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Can I Sue My Neighbor for an Injury on Their Property?

When you’ve been injured on a neighbor’s property, you might feel confused, upset, and unsure about what to do next.
You may wonder about your options if you’ve suffered an injury while visiting next door. The short answer is yes, you can sue your neighbor for an injury on their property, but there’s more to consider before taking that step.

When an injury occurs on a neighbor’s property, the question of legal recourse often arises. The ability to sue a neighbor for such an injury depends on several factors and involves understanding premises law.  Call a premises liability lawyer at Munley Law for a free consultation to review your legal options.

Why You Might Sue Your Neighbor for an Injury on Their Property

While suing a neighbor can be a difficult decision, there are several legitimate reasons why you might need to take this step if you’re injured on their property:

  • Medical Expenses: If you’ve incurred significant medical bills due to the injury, […]

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Do Truck Drivers Really Watch TV While They Are Driving?

Understanding why truck drivers get distracted can help us tackle the issue and promote safer driving in the trucking industry. Distractions often come from long hours on the road, the repetitive nature of driving, and the ease of accessing technology. These factors put the driver and everyone else sharing the road in danger.

Reasons Behind Distracted Driving Among Truck Drivers

Truck driver driving down the road.Truck drivers often spend long hours behind the steering wheel, covering hundreds of miles each day. This can lead to monotonous conditions, particularly at night or when driving through remote areas with little variation in scenery. The mental fatigue of a trucking job can be extreme, and from these extended hours, some truck drivers seek out distractions to break up the monotony.

Hours of service regulations are designed to limit the time a truck driver can spend on the road without rest, reducing the of fatigued driving. […]

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How Serious Does a Collision Have to Be for Airbags to Deploy

Airbags are designed to protect you in severe crashes, but they don’t go off in every accident. In modern vehicles, airbag sensors measure the impact and determine whether airbags should be deployed. This decision is influenced by factors such as the speed you’re traveling, the type of crash, and where your vehicle is hit. Typically, airbags will deploy in collisions at speeds over 10 miles per hour. For example, if you hit a stationary object or are involved in a rear-end collision, the airbags may go off. However, seat belts alone may be enough to keep you safe in these crashes, and the airbags might not deploy.

How Serious Does a Collision Have to Be for Airbags to Deploy

Vehicle Safety System and Airbags

Airbags are just one part of your vehicle’s safety system. Seat belts play a critical role in keeping you secure during a crash. They hold you in place, allowing the airbags to provide maximum protection. […]

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How Long Does an Insurance Company Have to Settle a Car Accident Claim in PA?

Under the law, your company has a time limit of 15 days to notify you if your claim has been accepted orHow Long Does an Insurance Company Have to Settle a Car Accident Claim in PA? rejected upon filing. The average time to respond is usually within a few days. However, your insurance provider can request additional investigation time if you have questions regarding your claim or submitted incomplete insurance forms.

Insurance coverage can quickly become a mess when understanding what’s covered and what’s not. With the help of a Pennsylvania car accident lawyer from Munley Law, you can rest easy knowing your legal claim is handled with the care and dedication it requires.

How Do Car Accident Settlements Work?

You must take a few steps to begin a car accident settlement in Pennsylvania. The first is to seek medical treatment following your accident. You’ll also need to file a police report if officers were not called to the accident scene and submit the accident to your insurance provider. […]

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What Does it Mean When You Stack Your Auto Insurance Policies?

car crash traffic deathsUnderstanding Stacked Car Insurance

It is estimated that 12.6 percent of motorists on the road in 2019 were driving without car . That equals to approximately one in eight drivers are behind the wheel without insurance. Not only is this illegal and dangerous, but getting into an accident can be costly to all involved. 

If you get into a severe car accident in Pennsylvania with an uninsured motorist, your first concern may be how will you pay for your medical expenses. Will you be stuck with the bill? 

Fortunately, there are provisions in your insurance policy that will pay for any of the injuries you may receive. And if your underinsured and is stacked, then you won’t have to worry about paying for the large medical bills.

But what is stacked insurance? […]

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