What is No-Fault Insurance?
No-fault insurance is auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without determining fault. This means one does not need to prove who was at fault or negligent to receive benefits or damages.
According to the Insurance Information Institute (III), no-fault insurance is defined as “a type of auto insurance coverage that provides compensation to the policyholder for medical expenses, lost income, and other damages regardless of who is at fault in an accident.” As such, this system aims to streamline the claims process, reduce litigation, and ensure prompt payment of medical bills and other expenses related to injuries sustained in a car accident. Typically, No-fault insurance includes Personal Injury Protection(PIP) to pay for any medical expenses, lost wages or related costs, and limitations on lawsuits that can be brought before the court.
No-fault insurance policies varies by state. However, it is particularly beneficial because it provides faster claims, coverage regardless of fault, and reduced litigation. Understanding no-fault insurance is essential for drivers to navigate auto insurance requirements and coverage options effectively, ensuring they have the necessary protection in place in the event of a car accident.
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Upper Darby Workers’ Compensation Lawyer
Workers’ compensation protects employees in Upper Darby who suffer injuries or illnesses on the job. Pennsylvania law requires most employers to carry workers’ comp insurance, but securing benefits in a successful claim is not always straightforward. At Munley Law, we’ve spent over 60 years helping injured workers get the compensation they need after workplace accidents.
If you suffered an injury performing your job duties, don’t let insurance companies minimize your claim or deny your benefits. Contact Munley Law today for a free consultation with our Upper Darby workers’ compensation attorneys. Our experienced legal team has recovered millions in benefits for injured workers throughout Pennsylvania, and we can help you file your claim or appeal.
What Does Workers’ Compensation Cover in Upper Darby?
Pennsylvania’s workers’ compensation system protects Upper Darby employees injured on the job. The Pennsylvania Workers’ Compensation Act established this no-fault insurance system, […]
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Bucks County, PA – Person Rescued From Three-Car Crash
QUAKERTOWN, PA (March 6, 2025) — A crash between three cars in Bucks County occurred around 8:20 a.m., according to firefighters who were dispatched to the scene.
One person was trapped in their vehicle, requiring a side removal. Responders quickly stabilized the vehicle and freed the person before transferring them to EMS.
Hazard crews cleared the scene at the intersection of Park Avenue and South Main Street within an hour. The school bus involved in the crash reportedly did not have any children on it.
Officials continue to investigate.
Multi Car Accidents in the Philadelphia Area
Unlike simple two-car collisions, determining fault in multi-vehicle accidents often involves difficult investigations. Multiple parties may share varying degrees of responsibility, making these cases particularly challenging.
Pennsylvania’s comparative negligence laws add another layer of difficulty, as your percentage of fault can reduce compensation in causing the accident. […]
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Northampton County, PA – Car Crash in Easton Leads to Hospitalization
NORTHAMPTON COUNTY, PA (March 5, 2025) —— A car crash in Easton occurred on March 2, leading to the hospitalization of one person.
Northampton Communications confirmed to local media that the crash occurred around 2 a.m. on the 900 block of Butler Street.
A community member’s Facebook video of the scene shows damaged cars, including one car that appears to have been pushed on top of another vehicle.
Officials continue to investigate.
Car Accidents in Northampton County, PA
Pennsylvania’s no-fault insurance system is unique. When purchasing auto insurance, Pennsylvania drivers must choose between “full tort” and “limited tort.”
Pennsylvania also follows a modified comparative negligence standard, meaning compensation can be reduced based on your percentage of fault in causing the accident. However, you can only recover damages if you’re found to be less than 51% responsible for the crash. […]
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Upper Darby Car Accident Lawyer
When catastrophic car accidents leave passengers seriously injured, every single aspect of their lives is affected. Life-altering physical injuries can leave a victim unable to return to work or their normal activities. The burden of immense physical pain and the post traumatic stress of the accident itself can be emotionally crippling. Finally, a major car accident can financially devastate even the wealthiest individuals or families.
If you’ve been involved in a car accident in Upper Darby, PA the last thing on your mind is a personal injury lawsuit. However, filing a car accident claim against the negligent parties who caused the crash isn’t about getting revenge. It’s about securing the financial compensation that you wouldn’t have needed had you not been involved in the accident. It’s as simple as that.
The Munley car accident lawyers have recovered millions for our clients in Upper Darby, Pennsylvania. While we can’t change what happened to you, […]
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Pittsburgh, PA – Car Splits In Half After Crashing Into Pole
PITTSBURGH, PA (February 27, 2025) – One person was taken to the hospital after their car was split in half in Pittsburgh on February 25.
According to news reports, emergency crews were called to the 7200 block of Penn Avenue in Pittsburgh’s Point Breeze neighborhood at 11:23 a.m.
Witnesses say the driver was speeding and appeared to lose control of the car before hitting a pole, splitting the car in half.
The driver was taken to the hospital and remains in critical condition. Police are investigating the car accident.
Speeding Car Accidents in Pittsburgh
From a legal standpoint, speeding-related car accidents in Pittsburgh involve complex considerations under Pennsylvania law. When a driver exceeds posted speed limits or drives too fast for conditions, they breach their duty of care to others on the road, potentially establishing negligence in civil claims. Pennsylvania follows a modified comparative negligence rule, […]
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