What is No-Fault Insurance?
No-fault insurance is auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without determining fault. This means one does not need to prove who was at fault or negligent to receive benefits or damages.
According to the Insurance Information Institute (III), no-fault insurance is defined as “a type of auto insurance coverage that provides compensation to the policyholder for medical expenses, lost income, and other damages regardless of who is at fault in an accident.” As such, this system aims to streamline the claims process, reduce litigation, and ensure prompt payment of medical bills and other expenses related to injuries sustained in a car accident. Typically, No-fault insurance includes Personal Injury Protection(PIP) to pay for any medical expenses, lost wages or related costs, and limitations on lawsuits that can be brought before the court.
No-fault insurance policies varies by state. However, it is particularly beneficial because it provides faster claims, coverage regardless of fault, and reduced litigation. Understanding no-fault insurance is essential for drivers to navigate auto insurance requirements and coverage options effectively, ensuring they have the necessary protection in place in the event of a car accident.
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What Causes Most Car Accidents To Happen in Wilkes-Barre?
Wilkes-Barre is located near several heavily traveled roads, such as I-81, the Pennsylvania Turnpike, Route 11, and the Cross Valley. Unsurprisingly, the number of car accidents in Wilkes-Barre has steadily increased in recent years. Knowing where most car accidents occur in Wilkes-Barre can you be more alert when traveling in these areas.
If you or your loved one were a victim of a car accident in Wilkes-Barre, Pennsylvania, you may have the right to compensation. The Wilkes-Barre car accident lawyers at Munley Law have extensive knowledge of Pennsylvania law, various insurance policies, and the Pennsylvania court system. Call today for a free consultation with one of our expert car accident lawyers. We will guide you through the claims process and do everything in our power to ensure you receive the maximum compensation for your injuries.
The Common Causes of Car Accidents in Wilkes-Barre, […]
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Fatal Truck Accidents in Allentown, PA
If someone in your life has been involved in a fatal truck accident, an Allentown fatal truck accident lawyer is here to help. Our experienced team will work around the clock, fighting on your behalf and ensuring you never feel alone. When a fatal truck crash occurs, everyone involved is affected, but no one more so than the victim and their family and loved ones. We cannot change this course of events, though we wish we could, but we can offer support and legal guidance as you seek justice.
You may wish to file a truck accident lawsuit, which we can explore together. When you work with an experienced truck accident lawyer in Allentown, you set yourself and your family up for success in achieving the justice and compensation you so very much deserve.
The Causes of Fatal Truck Crashes in Allentown, […]
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Allentown Workers Compensation Lawyer
Choosing an Allentown workers compensation lawyer is an important decision. You need a legal professional who is well-versed in workers compensation law and familiar with Allentown and its workforce. Munley Law combines these attributes, offering a local perspective backed by extensive legal expertise.
For a free consultation with a workers’ compensation attorney, fill out our contact form, chat live, or call us today. We do not charge a fee unless we secure your benefits.
Why Choose Munley Law?
A workplace injury can turn your life upside down – affecting not just your health, but your family’s financial security and your peace of mind. Since 1959, Munley Law has stood alongside injured workers in Allentown, helping them rebuild their lives and secure their futures.
Our commitment to you goes beyond the courtroom.
- Proven Results: We’ve recovered millions for injured workers across the Lehigh County. […]
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Personal Injury Glossary Terms
This glossary provides a quick-access resource for looking up definitions of terms you will likely encounter while seeking compensation.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W
A
Accident Report — A detailed official record of an incident created on-site by an authority figure such as a police officer or hospital staff member.
Act of God — An unforeseen event caused by natural forces without human involvement that couldn’t have been prevented with reasonable care, […]
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What Is Full Tort vs. Limited Tort in Pennsylvania?
Full Tort vs. Limited Tort in Pennsylvania
Some states, including Pennsylvania, give two coverage options when choosing car insurance policies. This ensures a person chooses a policy that best fits their needs. The two coverage options given in Pennsylvania are limited tort — which restricts the compensation a person can get from a case — and full tort — which puts no restrictions on the compensation.
When choosing limited tort vs. full tort coverage, knowing the difference between the two is essential to make sure you choose the best fit. Here are the differences between full tort and limited tort coverage in Pennsylvania.
What Is Pennsylvania’s Tort Insurance?
Simply put, Pennsylvania’s tort insurance allows the injury victim to be compensated following a car accident in Pennsylvania. Pennsylvania is a “choice no-fault” […]
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