What are Out-of-Pocket Expenses?
Out-of-Pocket Expenses are expenses that are incurred before any benefits are received by an injured party in a legal dispute. According to Cornell Law School’s Legal Information Institute, they are “those paid from an individual’s own funds.” It is from an individual’s own funds as opposed to from insurance, benefits, or other financial assistance. They only concern the costs actually related to the injury, such as hospital and medical expenses, travel, and costs incurred from the investigation of the crime that caused their injury.
Insurance policies can cover some out-of-pocket expenses, but not necessarily all. For example, if a person needs to take a prescription as a result of injuries incurred, and their insurance covers 80% of costs, the remaining 20% is considered an out-of-pocket expense.
In some areas such as contract disputes, an injured party may be entitled to damages for out-of-pocket expenses incurred. However, there are sometimes limitations to what expenses can qualify as out-of-pocket expenses and be reclaimed. Some cases such as Reilly v. Marin Housing Authority resulted in rulings that declared that an amount charged or paid might actually be incurred. It is important for the consumer to understand the regulations where they live and keep track of what out-of-pocket expenses they can afford to pay before pursuing legal action.
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Workers’ Compensation and Head Injuries
Workplace head injuries can turn your life upside down in an instant. Between 2003 and 2008, head injuries accounted for 22% of all work-related injury fatalities and 46% of work-related fatal falls. Head injuries are particularly serious because they can affect your brain function, personality, and ability to work — sometimes temporarily, sometimes permanently.
At Munley Law, we understand the challenges you and your family face after suffering a workplace head injury. Medical bills pile up while you’re unable to work, and navigating the workers’ compensation system can feel overwhelming.
In this article, we are going to guide you through understanding head injury workers’ compensation in Pennsylvania, the benefits you’re entitled to receive, typical settlement amounts, and how to ensure you get the maximum compensation for your injury. For more questions, call 844-792-2582 to speak to an experienced workers’ comp head injury lawyer during a free consultation. […]
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Understanding damages in a personal injury case
How are damages determined in a personal injury case? What kinds of damages can I be compensated for?
Victims who were hurt by car crashes, truck collisions, workplace accidents, medical malpractice, asbestos exposure, or defective products can file lawsuits to recover for damages. The term “damages” refers to the amount of money that those victims are awarded to compensate for the financial losses, pain, and suffering that their injuries caused.
What Is the Difference Between Economic and Non-economic Damages?
They are two main types of damages in personal injury cases: economic damages and noneconomic damages.
Economic Damages can be thought of as the concrete financial costs caused by an injury. Examples of economic damages include the costs of medical treatments, procedures, medications, surgeries, and hospital stays, wage losses, loss of earning capacity, […]
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Hazleton Catastrophic Injury Lawyer
If you or a loved one experienced a catastrophic injury as the result of a traumatic accident, it is critical that you get the right legal representation. Our attorneys have decades of experience representing accident victims in Hazleton and throughout Pennsylvania.
A catastrophic injury can impact your life in more ways than most people can comprehend. From chronic pain and limited mobility to physical disabilities and emotional trauma that interfere with your ability to work and enjoy life, suffering a catastrophic injury can truly mean that life will never be the same.
If you or a close family member has been diagnosed with a catastrophic injury as a result of an accident in which another person or company was to blame, you deserve compensation for your injury-related losses. While no amount of money can truly restore what you have lost, asserting your legal rights can be critical to your recovery and your family’s long-term financial stability. […]
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