What is Personal Injury Protection (PIP)?
Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions.
According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.
Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.
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COLUMBIA, PA — Three Hospitalized in Car Accident
BLOOMSBURG, PA (April 1, 2025) —— Three drivers were hospitalized in Columbia County crash on Saturday, March 28 on the 900 block of Main Street, or Route 11,
The Bloomsburg Fire Department and Bloomsburg Township Police Department were dispatched shortly after 11:30 a.m.
The Bloomsburg Fire Department found a sedan in the Southbound Lane of Route 11, which was reportedly attempting to pass another turning vehicle. The sedan then slid into the Northbound lane of traffic.
The passenger of the sedan was entrapped, and Bloomsburg crews were able to free them.
Three people were injured and transported to Gesinger Danville.
Bloomsburg Police continue to investigate.
Multi-Vehicle Accidents in Bloomsburg
Accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, […]
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ERIE, PA — At Least One Injured in Multi-Car & Truck Accident
ERIE COUNTY (March 24, 2025) —— Two cars and a tractor-trailer crashed in Erie, Pennsylvania on Monday, March 24.
One of the car drivers was transported to the hospital from the scene, after suffering leg injuries in the crash. At this time there are no reports on the status of the truck driver.
The crash occurred at the West 26th and Rudolph Ave intersection near I-87 at approximately 8 A.M.
Police continue to investigate.
Multi-Vehicle Accidents With Trucks in Pennsylvania
Truck accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, can lead to catastrophic consequences, including severe injuries, fatalities, and extensive property damage. Unlike in simple two-car collisions, determining fault in multi-vehicle accidents with a truck often involves difficult investigations. […]
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Hazleton Car Accident Lawyer
If you or someone you love suffered a serious injury in a car crash in Hazleton, don’t settle with the insurance company before speaking with a Hazleton car accident attorney at Munley Law. At Munley Law, we understand your concerns when you’ve been involved in a car crash. You may face unpaid medical bills, physical pain, emotional trauma, and an inability to work. Since 1959, we have represented hundreds of auto accident victims throughout Luzerne County. We have won multimillion-dollar settlements for injured car accident victims across our area.
If you were hurt in a car wreck and are unsure what to do next, call our Hazleton office for a free consultation with a car crash attorney. We will answer your questions free of charge and help you decide what to do next. We are available to speak with you any time of the day or night. We do not charge a fee for our legal services unless we win your case. […]
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Philadelphia, PA – Truck Crash Causes Traffic on I-76
PHILADELPHIA, PA (March 11, 2025) —— A three-car crash on I-76 Westbound caused major traffic delays in Philadelphia.
A tractor trailer, a Mazda and a Chevrolet Cruise collided. Officials shared that the crash was likely caused by one of the drivers having a medical emergency.
The lane was blocked by the tractor trailer, contributing to the backup. Traffic has now cleared.
Officials continue to investigate.
Multi-Vehicle Accidents With Trucks in the Philadelphia Area
Truck accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, can lead to catastrophic consequences, including severe injuries, fatalities, and extensive property damage. Unlike in simple two-car collisions, determining fault in multi-vehicle accidents with a truck often involves difficult investigations. Multiple parties may share varying degrees of responsibility, […]
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Cranberry Township Pedestrian Accident Lawyer
If you’ve been hit by a car or truck in Cranberry Township, our experienced Cranberry Township pedestrian accident lawyers can help you get the compensation you deserve. Walking in our busy suburban community comes with risks – from distracted drivers to heavy traffic near the shopping centers on Route 19. When drivers fail to yield or watch for pedestrians, the injuries can be severe and life-changing.
Our legal team at Munley Law understands Pennsylvania’s insurance laws and how they affect your pedestrian accident claim. Over the past 65 years, we’ve helped injured Pennsylvania’s recover millions in compensation for medical bills, lost wages, and pain and suffering. We handle all communication with insurance companies, gather evidence to build your case, and fight for maximum compensation while you focus on recovery.
Don’t wait to get help after a pedestrian accident. Call the Cranberry Township personal injury lawyers at Munley Law today for a free consultation with our Cranberry Township pedestrian accident lawyers. […]
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