Personal Injury Protection

What is Personal Injury Protection (PIP)?

Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions. 

According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.

Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.

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Scranton Pedestrian Accident Lawyer

A Scranton pedestrian accident lawyer at Munley Law can help you understand your legal options for getting the money you need to cover your accident-related expenses and losses. Unlike regular car crashes, a collision involving a pedestrian can result in catastrophic injuries even at relatively low speeds.

With over six decades of experience, our Scranton pedestrian accident lawyers can handle the complex issues of your as you concentrate on healing from your injuries. We offer free consultations and handle these cases on a contingency basis. This means you do not pay us anything until we recover compensation for your accident. Call us today to schedule a free case evaluation with our Scranton personal injury law firm member.

Why Hire a Pedestrian Accident Attorney in Scranton, PA

Philadelphia personal injury lawyerA Scranton pedestrian accident attorney can gather the evidence, negotiate with the company, […]

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What Age Can a Child Ride on the Back of a Motorcycle in PA?

Is there a motorcycle passenger age limit in Pennsylvania? You may have questions about the minimum age for motorcycle passengers in the Commonwealth if you’ve been thinking about taking your child on the back of your bike.

Pennsylvania’s motorcycle laws have little to say about the minimum legal age of motorcycle passengers. However, they address other critical safety issues.

At Munley Law, serving the area since 1959, we know obeying the law can’t always prevent harm. If you or your child has been hurt in a motorcycle accident, contact our Motorcycle accident lawyer in Philadelphia, Scranton and Allentown for a free consultation.

Pennsylvania Law on Child Motorcycle Passengers

What age can a child ride on the back of a motorcycleThe Pennsylvania law addressing motorcycle passenger safety doesn’t establish a minimum age for passengers. This isn’t uncommon. Most states don’t have laws prohibiting motorcyclists from riding with child passengers as long as they abide by other applicable safety requirements. […]

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Driver Hospitalized Following Car Crash Near High School in Lehigh Valley

A driver was sent to the hospital after suffering serious injuries following a car accident in South Whitehall Township.

According to news reports, around midnight on December 26, the driver lost control of their vehicle on North Cedar Crest Boulevard near Parkland High School. The vehicle ended up off the road and crashed into a line of nearby trees.

There is no word as to what caused the driver to lose control of the vehicle. Police are investigating the accident.

Single-Vehicle Accidents in Pennsylvania

Single-vehicle accidents in Pennsylvania represent a significant portion of all traffic incidents in the Commonwealth, with these crashes often occurring on rural roads and highways. These accidents frequently involve vehicles leaving the roadway, particularly during adverse weather conditions like snow, ice, or heavy rain, which are common in Pennsylvania’s climate. Fatigue and are major contributing factors, […]

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Pottsville Car Accident Lawyer

If you’ve been injured in a car accident in Pottsville, Pennsylvania, you may be facing mounting medical bills, lost wages, and stress about what to do next. At Munley Law, our experienced Pottsville car accident lawyers are here to guide you every step of the way.

With decades of combined experience in handling car accident cases in the Pottsville area, Munley Law has earned a reputation as the region’s leading personal injury law firm, providing compassionate service, expert legal guidance, and a track record of success. If a negligent or reckless driver caused you or your loved ones harm, you deserve to be compensated for your losses.

For a no-obligation, free consultation, contact our Pottsville car accident lawyer at Munley Law today.

Why You Need a Pottsville Pennsylvania Car Accident Lawyer

Pottsville Pennsylvania Car Accident LawyerCar accidents in Pottsville can present some complicated legal challenges. […]

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Police Identify Driver Involved in Hit and Run Pedestrian Accident in Franklin County

Police have recently identified a suspect involved in a hit and run car accident that sent a pedestrian to the hospital in Franklin County on December 19.

According to Waynesboro police, a vehicle had struck a person at the intersection of South Church Street and East Second Streets in Waynesboro at around 6:40 a.m. The pedestrian was taken to the hospital soon after the crash with non-life-threatening injuries.

Hit and Run Accidents Involving Pedestrians in Pennsylvania

Hit and run pedestrian accidents represent some of the most concerning car accidents in Pennsylvania, with victims often left without immediate medical attention during critical moments after impact. These accidents frequently occur in areas with high foot traffic, such as downtown districts, residential neighborhoods, and near public transit stops, particularly during evening hours when visibility is reduced.

Witnesses play a vital role in helping law enforcement identify the fleeing vehicle. […]

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