What is Personal Injury Protection (PIP)?
Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions.
According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.
Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.
More information about Personal Injury Protection
Underinsured Motorist Coverage Pain and Suffering: Understanding Your Rights and Maximizing Your Claim
According to the Insurance Research Council, nearly 8% of Pennsylvania drivers are uninsured, putting thousands of responsible drivers at financial risk from a car accident. Thankfully, uninsured and underinsured motorist coverage includes the victim’s pain and suffering in Pennsylvania—but that’s not all you need to know.
When an uninsured driver causes a crash that leaves you injured, your uninsured or underinsured motorist coverage steps in to protect you. This protection extends beyond just medical bills and lost wages—it can provide compensation for your physical trauma, emotional distress, and reduced quality of life.
However, insurance companies often minimize or deny these claims, especially when it comes to pain and suffering damages. They may question the severity of your injuries or try to attribute them to pre-existing conditions. […]
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Emotional Distress Damages in a Personal Injury Case Explained
In Pennsylvania, when you’re injured in an accident, you may have the right to file a personal injury claim or lawsuit seeking compensation for medical bills, lost wages, and other such damages.
It’s also important to account for your emotional distress when filing a claim or lawsuit. Emotional distress damages can compensate you for the psychological toll of a traumatic event.
At Munley Law, serving the area since 1959, we’ll fight for emotional distress compensation when it’s available. Contact our Pennsylvania personal injury lawyers today to learn more about your case.
What Qualifies as Emotional Distress in Pennsylvania Law?
Emotional distress can take many forms in a personal injury case. There is no strict legal definition for emotional distress in Pennsylvania, as what qualifies as emotional distress can vary on a case-by-case basis. […]
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Scranton Pedestrian Accident Lawyer
A Scranton pedestrian accident lawyer at Munley Law can help you understand your legal options for getting the money you need to cover your accident-related expenses and losses. Unlike regular car crashes, a collision involving a pedestrian can result in catastrophic injuries even at relatively low speeds.
With over six decades of experience, our Scranton pedestrian accident lawyers can handle the complex issues of your claim as you concentrate on healing from your injuries. We offer free consultations and handle these cases on a contingency basis. This means you do not pay us anything until we recover compensation for your accident. Call us today to schedule a free case evaluation with our Scranton personal injury law firm member.
Why Hire a Pedestrian Accident Attorney in Scranton, PA
A Scranton pedestrian accident attorney can gather the evidence, negotiate with the insurance company, […]
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What Age Can a Child Ride on the Back of a Motorcycle in PA?
Is there a motorcycle passenger age limit in Pennsylvania? You may have questions about the minimum age for motorcycle passengers in the Commonwealth if you’ve been thinking about taking your child on the back of your bike.
Pennsylvania’s motorcycle laws have little to say about the minimum legal age of motorcycle passengers. However, they address other critical safety issues.
At Munley Law, serving the area since 1959, we know obeying the law can’t always prevent harm. If you or your child has been hurt in a motorcycle accident, contact our Motorcycle accident lawyer in Philadelphia, Scranton and Allentown for a free consultation.
Pennsylvania Law on Child Motorcycle Passengers
The Pennsylvania law addressing motorcycle passenger safety doesn’t establish a minimum age for passengers. This isn’t uncommon. Most states don’t have laws prohibiting motorcyclists from riding with child passengers as long as they abide by other applicable safety requirements. […]
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Driver Hospitalized Following Car Crash Near High School in Lehigh Valley
A driver was sent to the hospital after suffering serious injuries following a car accident in South Whitehall Township.
According to news reports, around midnight on December 26, the driver lost control of their vehicle on North Cedar Crest Boulevard near Parkland High School. The vehicle ended up off the road and crashed into a line of nearby trees.
There is no word as to what caused the driver to lose control of the vehicle. Police are investigating the accident.
Single-Vehicle Accidents in Pennsylvania
Single-vehicle accidents in Pennsylvania represent a significant portion of all traffic incidents in the Commonwealth, with these crashes often occurring on rural roads and highways. These accidents frequently involve vehicles leaving the roadway, particularly during adverse weather conditions like snow, ice, or heavy rain, which are common in Pennsylvania’s climate. Fatigue and distracted driving are major contributing factors, […]
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