What is Underinsured Motorist Coverage?
Underinsured Motorist Coverage (UIM) is a provision in auto insurance policies that extends coverage to include property and bodily damage caused by a motorist with insufficient insurance coverage. It is relevant in cases in which an individual who is not at fault gets into an accident that incurs greater costs than can be covered by the at-fault driver. UIM typically covers both bodily injury coverage and property damage coverage, depending on state regulations.
UIM may cover a range of costs incurred as a result of an accident, such as medical costs and lost wages among others. For example, if a person has $50,000 in medical bills as a result of a motor accident, and the at-fault driver’s insurance only covers up to $30,000, UIM coverage can cover the remaining $20,000. UIM coverage also extends to any passengers in the vehicle of the motorist who is not at fault, even if they do not share an insurance policy.
UIM serves as a way to protect blameless motorists from accidents that are not their fault. It compensates them beyond simply the limits of an insurance policy. However, it does also protect at-fault motorists by making them not need to pay extensive out-of-pocket fees when their insurance coverage is not enough.
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Can I still pursue a claim if the hit and run driver is never found?
In Pennsylvania, hit and run accidents are an unsettling concern for drivers and pedestrians alike. The prevalence of hit and run accidents makes Pennsylvania residents question the safety of our roads. Every year, numerous individuals become victims of these incidents, and beyond the immediate trauma, they are left grappling with overwhelming emotional distress and mounting financial burdens.
These accidents don’t just leave physical scars; they imprint deep emotional wounds. This is magnified when the victim does not know who the culprit is and cannot bring them to justice. For many, medical bills pile up, wages are lost, and car repairs become an unforeseen expense, creating a spiraling impact on personal finances. As you are going through this storm, an urgent question lingers: Can you still pursue a claim if the at-fault driver remains unidentified?
Legal Perspective on Hit and Runs in Pennsylvania
In Pennsylvania, […]
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What Happens If My Lyft is in an Accident in Philadelphia?
If your Lyft is involved in an accident in Philadelphia, several necessary steps must be taken to ensure your safety and handle the situation correctly. These steps include assessing injuries, contacting emergency services if required, exchanging information with the other parties involved, notifying Lyft, and contacting a Philadelphia Lyft accident attorney.
Understanding the process for protecting yourself and receiving assistance following a rideshare accident in Philadelphia is vital.
What Steps Should I Take if I’m Injured in an Accident Involving My Lyft Ride?
Being injured in a Lyft accident can be shocking and painful. You may feel disoriented and anxious, but try to keep in mind the following helpful steps:
Get Medical Help
Your health comes first. If you’re injured, get medical help right away. Call 911 or go to the nearest hospital or clinic. […]
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How to Deal with Insurance Claims Involving Lyft in Philadelphia
Handling insurance claims involving Lyft accidents in Philadelphia requires clear steps and attention to detail. Initially, there may be a sense of uncertainty and frustration, as car accident victims may feel unsure about the process and which steps to take, not knowing where to begin or how to navigate the process effectively, which is why it’s important to speak with a Philadelphia Lyft accident lawyer to learn what your next steps.
Whether you were a Lyft passenger, driver, pedestrian, or third-party vehicle involved in the Lyft accident, gathering all relevant information, including accident details and medical records, is important. And if things get complicated, talking to a lawyer who knows about Lyft accidents can help. They can guide you through everything and ensure things get sorted out fairly.
Should I Report the Accident to Lyft?
If you’re involved in a Philadelphia Lyft accident, […]
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Can Lyft Be Held At Fault For an Accident in Philadelphia?
Lyft may be held at fault for an accident in Philadelphia if it can be proven that the driver’s negligence or Lyft’s operational policies played a part in the collision. Determining liability in car accidents can be complicated, and each case is unique. Seeking legal advice from a qualified Philadelphia Lyft accident attorney who can help you understand your rights and options is advisable.
How is Fault Determined in a Lyft Car Accident in Philadelphia?
Determining fault in a car accident involving a Lyft vehicle in Philadelphia depends on various factors, such as the specific circumstances of the accident, applicable traffic laws, and the actions of all parties involved.
In general, Lyft may be held responsible for an accident if it can be proven that the driver was negligent or reckless while driving under the Lyft platform. […]
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What Kind of Compensation Can You Receive For a Lyft Accident in Easton?
Car accidents can be traumatizing experiences, leaving accident victims with both serious physical injuries and immense emotional distress. They can also be expensive: medical expenses, lost wages, property damage, and more can pile up after a car accident, adding a financial burden to an already stressful situation.
The situation takes on another layer of complexity if you have been in a Lyft car accident. When a large company like Lyft is involved, what does the legal process look like? How can you receive compensation for your losses? And when you do, what kind of compensation will it be? It’s important to speak with an Easton Lyft accident lawyer to learn what compensation is available following a Lyft accident in Easton.
How Much Compensation Could I Receive in a Lyft Accident?
There is no way to provide an accurate compensation estimate without knowing the case details, […]
