5 Reasons Insurance Companies Delay Personal Injury Settlements

If your insurance claim is taking longer than expected, you’re not alone. At Munley Law, our personal injury lawyers frequently encounter clients who are frustrated by insurance settlement delays that seem unnecessary or unexplained, even when liability appears clear.

The truth is, many claims are slowed not by accident, but by systematic processes and tactics insurers use to protect their bottom line.

These delays often occur before a settlement is reached, during the period when your claim is under review and negotiation. However, understanding the most common causes of these delays makes it easier to identify when a personal injury settlement is unnecessarily delayed.

Why Insurance Settlements Take So Long

Clear liability doesn’t guarantee a quick resolution. Even when fault is obvious, like a rear-end collision with police reports and witness statements, settlements can still take months.

This is due to insurance companies utilizing complex internal systems that prioritize risk management over speed and efficiency. […]

How Much Are Most Allentown Motorcycle Accident Settlements?

The value of most Allentown motorcycle accident settlements depends on many factors, including the severity of the injury, medical needs, and how clearly fault can be proven. Motorcyclists in Allentown often share busy roads with cars and trucks that don’t always respect their right of way. That combination can lead to devastating injuries.

When motorcycle crashes happen, whether in PA or elsewhere, injured riders deserve fair compensation. At Munley Law, we have helped victims in the Lehigh Valley recover damages for their losses and rebuild their lives. Our Allentown motorcycle accident attorneys fight to recover the maximum compensation.

Over almost seven decades, we’ve helped clients recover more than $1 billion in damages. As a result, our lawyers’ deep knowledge, proven expertise, and unwavering commitment to pursuing justice for their clients continue to be recognized by illustrious institutions and organizations such as the American Association for Justice, […]

How Can I Prove My Pain and Suffering?

Documentation is the only way you can prove pain and suffering following an accident. Evidence such as medical records, photographs, witness statements, and even a personal journal can be used to show how your life has changed. No single piece of evidence is enough. You will need multiple sources that together paint a complete picture of how your injury has affected your physical and emotional well-being.

Understanding how to prove pain and suffering in a personal injury case is essential when seeking fair compensation for injuries sustained in car accidents, slip and fall incidents, medical errors, or truck crashes.

What is the Definition of Pain and Suffering?

According to Pennsylvania personal injury law, pain and suffering refers to non-economic damages, which are compensation for the physical discomfort and emotional distress caused by an injury. Pain and suffering often fall into two categories: Physical pain and emotional suffering. […]

What Happens If I Reject a Personal Injury Settlement Offer?

Rejecting a settlement offer doesn’t end your case; it advances it. Insurance companies often make low settlement offers, hoping you’ll accept less than your claim is worth, but you have every right to say no. When you reject an offer, negotiations continue, or your case may go to trial. This decision carries real consequences, both positive and negative. Understanding what happens next helps you negotiate from a position of strength and make the choice that’s right for your situation.

After rejecting a settlement offer, it’s essential to understand what comes next. Negotiations can continue, and the different laws may affect how your case progresses. Knowing these steps helps you make informed decisions about protecting your rights.

If you have questions about a personal injury settlement offer, your first step is to speak with an experienced personal injury lawyer. Munley Law has over 65 years of experience walking our clients through settlement offers. […]

9 Tips for Maximizing Your Personal Injury Compensation in Pennsylvania

The steps you take immediately after an injury can have a significant impact on the strength and value of your claim. Acting quickly and making informed decisions can help protect your rights, preserve critical evidence, and avoid mistakes that insurance companies often use to reduce payouts.

The following tips outline how to win a personal injury claim in Pennsylvania and get the maximum amount of compensation:

Hire an Experienced Personal Injury Lawyer Immediately

One of the most important steps you can take to maximize your compensation is hiring an experienced personal injury lawyer as soon as possible after your accident. Research from the Insurance Research Council shows that accident victims who work with attorneys receive settlements 3.5 times higher than those who negotiate directly with insurance companies.

When selecting a lawyer, look for someone with a proven track record of increasing personal injury settlements, […]

How Long Does it Take to Receive My Personal Injury Settlement?

If you’ve won your personal injury case, your attorney can hold your settlement check for between 5 and 10 business days while it clears and funds are distributed. This holding period protects both you and the law firm from check fraud and ensures all liens, medical bills, and case expenses are paid before you receive your portion.

To help you understand more about the process, we’ve created this guide so that you can plan financially and know what to expect after your case settles. Our award-winning personal injury lawyers have over 250 years of combined experience and have secured more than $1 billion in settlements and verdicts, providing us with a deep understanding of what happens after a case is successfully resolved.

Why Do Personal Injury Lawyers Hold Settlement Checks?

When a settlement check arrives at the law firm, it must be deposited into the firm’s trust account—a specially regulated bank account used exclusively for client funds. […]

Understanding Lost Wages in Personal Injury Claims

When an accident leaves you injured, missing work while you recover can negatively impact your finances. In Pennsylvania, you have the right to be paid back for wages that you lost if someone else caused your injury. Learning what lost wages in a personal injury claim mean and how to prove them can help you get the money you deserve.

A Pennsylvania personal injury lawyer at Munley Law can help you with your personal injury lawsuit. Contact us today to schedule a free consultation.

What are Considered Lost Wages in a Personal Injury Claim?

Lost wages are the money you couldn’t earn because your injuries stopped you from working. This includes your regular paycheck, as well as any other pay you would have received if the accident had never happened. Pennsylvania law 42 Pa. C.S.A. § 7102 states that when someone else’s careless actions hurt you, […]

Questions to Ask Your Personal Injury Lawyer About Your Settlement

Securing a claim for injuries you have received in an accident can be a complex process. But it becomes even more daunting and stressful if you try to navigate it on your own. You need someone like the experienced personal injury attorneys at Munley Law to handle this process on your behalf.

During your consultation, you’ll have questions to ask your lawyer about your settlement. To help you prepare, these are some of the most common questions and their answers.

How is My Personal Injury Settlement Calculated?

Several factors go into the calculation of your personal injury settlement, and they can be categorized into two types.

• Economic damages: Any quantifiable expense, such as medical bills, property damage, and lost wages. Potential future lost wages from a debilitating injury would also fall into this category.
• Non-economic damages: Non-quantifiable damages, […]

How Personal Injury Settlement Value is Determined

Injuries from an accident can disrupt every part of your life. Even with insurance, the steady stream of medical and therapy appointments, time away from work, and the stress of recovery adds extra pressure long before your claim is resolved.

At Munley Law, our personal injury lawyers carefully evaluate the economic and non-economic, past, present, and future impact of your injuries to ensure that you receive the maximum amount of compensation to which you are entitled. By understanding how personal injury settlement value is determined, you can get a clearer sense of what to expect as you move forward.

What is a Personal Injury Settlement?

A personal injury settlement is a voluntary agreement between two parties that resolves a legal claim without the need for a trial. Essentially, the person who was injured accepts a payment from the at-fault party in exchange for not pursuing further legal action. […]

What Can I Do If Someone Makes False Allegations Against Me?

False accusations can harm your reputation, emotional well-being, and even your livelihood. When another person spreads untrue claims about your actions or character, it’s not only unfair but also potentially unlawful. If you’re wondering, “What can I do if someone makes false allegations against me?” know that there are clear legal steps you can take to protect yourself. 

As an Allentown Personal Injury Lawyer, Munley Law understands how damaging false statements can be, especially when they relate to your professional or personal integrity. Our firm helps clients throughout Allentown, Pennsylvania, hold individuals accountable for defamatory statements that cause serious harm.

How to Take Legal Action Against Someone Making False Statements?

You have the right to file a civil lawsuit when false statements harm your reputation or career. In Pennsylvania, this type of claim is known as defamation, which encompasses libel when the statement is written and slander when it is spoken. […]

Weird Laws in PA

Laws often reflect the times and values of the era in which they were written. As such, many states have outdated laws, some of which are still on the books, that may seem unusual to us today. And Pennsylvania is no exception.

Weird laws in Pennsylvania serve as a reminder that the law is complex. That means having professional legal assistance is quite valuable when you’re facing a legal situation you’re unfamiliar with. When you have been injured because of the negligence of others,  contact our Pennsylvania personal injury team at Munley Law today for a free consultation.

Bizarre Traffic Laws That Are Still on the Books

Although the following Pennsylvania laws applying to traffic and vehicles may not be all that well-known, they’re still on the books:

• No car purchases on Sundays: The prohibition on buying or selling a car on Sunday is a holdover from “Blue laws,” […]

Scranton Uber Sexual Assault Attorney

When you open the Uber app, you expect a safe, convenient ride, whether you are headed to dinner in downtown Scranton, a class at the University of Scranton, or a visit with friends in Northeastern Pennsylvania. Unfortunately, ridesharing is not without risk. Survivors of sexual assault have reported life-changing incidents during Uber rides, and these cases demand accountability.

If you or someone you love has been sexually assaulted during an Uber ride, a Scranton Uber sexual assault attorney at Munley Law can guide you through the legal process and fight for justice. Our team also represents victims of rideshare crashes, so if your case involves a collision, a Scranton Uber accident lawyer from our firm can help secure compensation for your injuries.

Why Choose Munley Law After an Uber Sexual Assault?

Choosing a law firm is one of the most important decisions you will make after an assault. […]

Guide to Georgia’s Modified Comparative Negligence Law

You stop at the red light and see the crash coming in your rearview mirror before you feel the jolt from the rear-end impact. In most rear-end accident cases, fault lies with the driver who failed to stop in time to avoid the crash, but in this case, you had a broken taillight. Can you still seek damages? An Atlanta personal injury lawyer can answer your questions and fight for compensation.

Georgia is one of 12 states operating under a modified comparative negligence system for personal injury claims and follows a 50% bar rule. Under this rule, victims can only pursue damages if they are less than 50% to blame for the accident. This guide explains modified comparative negligence, how it is applied in Georgia compared to other states, and how it affects potential settlements and trial awards.

What Negligence Laws in Georgia and Other States Mean for Personal Injury Claims

Except for South Dakota, […]

Why Board Certification Matters in Truck Accident Cases

Why Board Certification Matters in Truck Accident Cases

Truck accidents can be multifaceted cases, involving multiple parties, intricate federal regulations, and insurance companies that spare no expense defending their clients. To succeed, a lawyer must have more than general experience. They must possess extensive knowledge of trucking law and the skill to uncover the truth behind catastrophic crashes.

That is why board certification matters in truck accident cases. At Munley Law, our nation’s top-rated truck accident lawyers hold the distinction of being among the few in the country certified with the National Board of Trial Advocacy. This certification represents a higher level of skill, preparation, and commitment to victims of trucking collisions in Pennsylvania and nationwide.

What Does Board Certification Mean and Why Does It Matter?

Board certification is not an ordinary credential. It is a rigorous, peer-reviewed process that recognizes attorneys who have demonstrated advanced knowledge, […]

What Qualifies as a Spinal Cord Injury?

Suffering a spinal cord injury can create a lifetime of complications, including limitations to mobility, quality of life, and overall length of life. These are some of the most devastating accidents, and you may not know if you will recover. If someone else caused your accident, you may be eligible for a significant amount of compensation. But what qualifies as a spinal cord injury?

Before you seek compensation, consider spinal cord injury qualifications. At Munley Law, our legal team will provide you with insight and clarity on whether your injury qualifies and what steps you can take to recover damages if it does. Contact us today to speak to a spinal cord injury lawyer before you talk to the insurance company.

What Is the Medical Definition of a Spinal Cord Injury?

The spinal cord is a pathway of communication that allows nerves to send and receive signals from the brain through the spinal column. […]

Comparative and Contributory Negligence: Pennsylvania vs. Maryland Laws

What happens if you are in an accident right on the PA-MD border? If you have been involved in a serious car accident on Route 15, one of the first things you might look for is which side of the Welcome to Maryland and Welcome to Pennsylvania signs you are on. For drivers along this busy corridor, you need to understand which state’s laws apply to your personal injury claim.

The law of the state where the accident occurred will govern the case and can dramatically impact the compensation you receive. If you are pursuing a personal injury claim, you need to understand the difference between comparative negligence vs. contributory negligence and how Pennsylvania vs. Maryland laws change how fault and damages will apply to your claim. If your accident occurred in Pennsylvania, learn how our car accident lawyers can help.

What’s the Difference: Comparative Negligence vs. […]

What to Do If You’re Injured as a Subcontractor Employee in Pennsylvania

Construction work is one of the most physically demanding and dangerous professions in Pennsylvania. For subcontractors, injuries on the job can lead to serious medical expenses, time away from work, permanent disability, and legal confusion about how to get help.

Unlike full-time employees, subcontractors and independent contractors often fall into gray areas of the law—where liability and insurance coverage are not always straightforward. At Munley Law, our experienced workers’ compensation and construction accident attorneys can help you understand your options, assert your rights, and secure the compensation you deserve.

Who Is Liable for Injured Subcontractors in Pennsylvania?

Liability for subcontractor injuries depends on multiple factors, including the subcontractor’s classification, the cause of the accident, and whether workers’ compensation coverage exists.

In many cases, the parties who may be held liable include:

• The subcontractor’s employer (if one exists)

• The general contractor or construction manager

• The property owner

• A third party, […]

What is the burden of proof in a civil case?

What Is the Burden of Proof in a Civil Case?

Civil lawsuits often revolve around the question “What is the burden of proof in a civil case, who carries it, and what level of evidence plaintiffs need to satisfy that burden?” This standard is especially significant in personal injury matters, where injured individuals must establish that someone else’s negligence caused their harm. At Munley Law, our personal injury lawyers guide clients through every step of proving their cases, explaining how the burden of proof applies and what it takes to prevail.

The Burden of Proof in a Civil Case is a Preponderance of the Evidence

The burden of proof in a civil case refers to which party must prove their claims and the level of evidence required to do so. In most civil matters, including personal injury lawsuits, the party bringing the case, […]

What Are Punitive Damages?

When you are in an accident caused by someone else’s negligence, you have the right to demand compensatory damages to recover your losses. Injuries cause you pain and disrupt your life. They also incur serious financial hardship. The at-fault party needs to compensate you for your losses, covering the financial damage they have caused and paying you back for your suffering.

Cases involving extreme negligence may warrant punitive damages along with compensatory damages. The personal injury lawyers from Munley Law can answer your questions, such as what are punitive damages? How are they different from compensatory damages, and what types of claims allow for punitive damages? If you are entitled to punitive damages, we will fight hard to secure them.

Differences Between Compensatory vs. Punitive Damages

There are two main categories of damages in a personal injury case: compensatory and punitive. […]

What Are the Exceptions to Limited Tort in PA?

If you have been involved in an accident and have limited tort coverage insurance, you may wonder: Can you sue with limited tort in PA? State law provides seven instances where injured drivers can sue for pain and suffering damages for their losses. A Pennsylvania car accident lawyer from Munley Law can provide clarity, direction, and representation when you find yourself in this situation.

What Constitutes Limited Tort Coverage in Pennsylvania and Its Applicable Exceptions

Drivers in Pennsylvania have two options when securing insurance, and this choice impacts what they can recover after an accident. As a choice no-fault state, individuals can choose from limited tort vs. full tort coverage. Limited tort prohibits drivers from pursuing pain and suffering compensation from the other driver, while full tort allows full recovery of damages.

While individuals with limited tort insurance may pay lower premiums, […]