Munley Law Blog

What Does it Mean When You Stack Your Auto Insurance Policies?

Understanding Stacked Car Insurance

It is estimated that 12.6 percent of motorists on the road in 2019 were driving without car insurance. That equals to approximately one in eight drivers are behind the wheel without insurance. Not only is this illegal and dangerous, but getting into an accident can be costly to all involved. 

If you get into a severe car accident in Pennsylvania with an uninsured motorist, your first concern may be how will you pay for your medical expenses. Will you be stuck with the bill? 

Fortunately, there are provisions in your insurance policy that will pay for any of the injuries you may receive. And if your underinsured and uninsured motorist coverage is stacked, then you won’t have to worry about paying for the large medical bills.

But what is stacked insurance? […]

Why Do Most Personal Injury Cases Settle?

Will my personal injury case settle?

Although popular television shows and movies give the illusion that every legal case culminates with a dramatic trial, the reality is that over 95% of all cases and almost 96% of personal injury cases settle out of court. While many personal injury plaintiffs are eager for an opportunity to have their day in court so that they can tell their story to a judge and jury, it is important to understand the benefits and drawbacks of both trials and settlements. Our Wilkes-Barre personal injury lawyer explains.

Why Do You Need a Personal Injury Lawyer From Munley Law?

It is also important that victims of catastrophic accidents choose a legal team that understands these nuances and knows how to negotiate with hospitals, businesses, and insurance companies in order to maximize their clients’ winnings. Time and time again, […]

Teenage Traffic Fatalities Increase Dramatically During Prom-Graduation Season

Prom and graduation season is here again, and although it is a time for celebration, it is also the most dangerous time for teens in regards to traffic fatalities. The biggest danger teens face on prom or graduation night is auto accidents, either because the driver has been drinking, is tired, or is simply distracted by a carload of friends.

How Likely is a Teen Driver to Get into a Fatal Car Accident?

In the United States, although teenagers drive less than their parents, the number of crash deaths involving teens is disproportionately high. According to the Insurance Institute of Highway Safety, in the U.S., the fatal crash rate per mile driven for 16-19-year-olds is nearly 3 times the rate for drivers ages 20 and over. The fatal crash rate per mile drove is nearly twice as high for 16-17-year-olds as it is for 18-19-year-olds. […]

Caroline Munley Certified as a Workers’ Compensation Law Specialist by Pennsylvania Bar Association’s Section on Workers’ Compensation Law

Munley Law Personal Injury Attorneys is pleased to announce that Caroline Munley was certified as a specialist in the practice of workers’ compensation law by the Pennsylvania Bar Association’s Section on Workers’ Compensation Law as authorized by the Pennsylvania Supreme Court.

Caroline had successfully completed the 2022 certification process by submitting a variety of documents showing that at least 50 percent of her legal practice is in the specialty field of workers’ compensation, that she has practiced in the field for more than five years, and that she actively participates in Mandatory Continuing Legal Education in workers’ compensation law and related fields. Caroline also passed the certification examination that focuses on workers’ compensation law and rules, and leading case law.

In 2012, the Pennsylvania Supreme Court approved the Pennsylvania Bar Association Workers’ Compensation Law Section as the first bar association entity in Pennsylvania to certify lawyers in the area of workers’ […]

How Can I Prove My Pain and Suffering?

The effects of an accident, whether it is a car wreck, slip and fall, medical error, or workplace accident, can have lasting effects on the victim. Debilitating physical injuries and emotional trauma can plague the victim for years to come.

Pain and suffering refers to physical discomfort and emotional toll the victim faces after an accident. These “non-economic damages” accompany the victim after an injury and can include physical pain, discomfort, mental anguish, inconveniences, and emotional distress.

Pain and suffering claims tend to be a bit more complicated than a regular injury claim. You will need a team of pain and suffering lawyers behind you in order to prove you are owed compensation for your trouble. This is where the personal injury lawyers at Munley Law Personal Injury Attorneys come in. They have a deep knowledge of Pennsylvania law and insurance policies and will fight for the proper amount of compensation for your pain and suffering following an accident. […]