What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
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York Product Liability Lawyer
When product manufacturers, distributors, or retailers put unsafe products on the market and consumers get hurt, the negligent parties must be held accountable.
A product liability lawyer helps injured individuals recover compensation for their injuries from defective or dangerous products.
At Munley Law, we’ve successfully represented clients harmed by everything from defective medical devices to faulty automotive parts, securing the compensation they need for medical bills, lost wages, and other damages.
Whether you’ve been injured by a poorly designed product, manufacturing defect, or inadequate warning labels, we’ll carefully investigate your case and hold the responsible parties accountable. We work on a contingency fee basis, which means you don’t pay unless we win your case. Contact a York product liability attorney at Munley Law today to schedule a free consultation.
How Munley Law Can Help With Your Product Liability Case in York, Pennsylvania
When you work with Munley Law on your product liability case, […]
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Bensalem Motorcycle Accident Lawyer
Motorcycle accidents in Bensalem can shatter your life instant. In one moment, you’re going for a ride and in the next, you’re left with devastating injuries, massive medical bills, and an uncertain future. When the worst happens, you need the best help on your side. The Munley Law Bensalem motorcycle accident lawyers are committed to fighting for your rights, seeking a fair settlement, and helping you rebuild your life after a motorcycle crash. Call or fill out our online form for a free consultation today.
What Can Our Bensalem Motorcycle Crash Attorneys Do For You?
The Munley law firm handles every aspect of a personal injury case, from the initial investigations to courtroom litigation. Here’s what your lawyer will do to secure a settlement or verdict in your favor:
Handle the paperwork: Filing the paperwork for a personal injury claim is confusing and overwhelming. […]
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What Happens If You Fail to Report a Car Accident in Pennsylvania?
If you’re a driver in Pennsylvania, you’re required by law to report a car accident, no matter how minor the collision, and no matter whether you caused it or not. Failing to report a car accident can lead to serious legal and financial consequences: suspension of your driver’s license, fines up to $2,500, and potential criminal charges.
Your insurance company could use the lack of report as the basis for denying your claim, leaving you responsible for medical and repair costs.
Our seasoned Pennsylvania vehicle accident attorneys at Munley Law can help ensure you meet all reporting requirements and follow the rules for the best outcome. Contact our legal team for a free consultation about your case.
Pennsylvania’s Accident Reporting Laws
What do you need to know if you’re a driver involved in a vehicle accident? […]
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Philadelphia, PA – Person Struck and Killed By SEPTA Train
Philadelphia, PA (January 23, 2025) – A person died after being struck by a SEPTA Broad Street Line train in Center City, Philadelphia, on January 23.
According to news reports, the accident happened around 5 a.m. in the 300 block of North Broad Street at the Race-Vine Station. Rescue crews responded to reports of a person under a train. The person was pronounced dead at the scene.
Express service was temporarily suspended in both directions as SEPTA police investigated the accident. It has since resumed.
SEPTA Train Accidents in Philadelphia
SEPTA train accidents can be quite complex. Under Pennsylvania law, SEPTA is considered a “commonwealth agency,” which affects how the claim is handled. Unlike a personal injury claim against another individual or private business, there are special notices and shorter deadlines when filing claims against the agency. […]
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