What is a Claim?
A claim is a legal action concerning physical or mental harm suffered by the plaintiff due to the defendant’s negligence. In the case of insurance claims, it is a request made by the insured to the insurance company for coverage and compensation for damage or injury. A claim is sometimes also referred to as a Cause of Action.

What is a Claim?
Cornell Law School’s Legal Information Institute defines a claim as, “a set of operative facts creating a right enforceable in court.” Making a claim is how the process of a plaintiff filing a lawsuit and eventually receiving damages from a defendant begins. A claim must be present in order for a lawsuit to go forward. If one is not present in a specific instance, then that lawsuit will be dismissed. Examples of types of claims include claims to insurance companies, personal injury claims in cases of negligence, claims on breaches of contract, property claims, and employment claims such as unpaid wages, wrongful termination, or discrimination. A defendant may make a counterclaim against the claim of a plaintiff.
Claims can sometimes be dismissed even if there is an intent to file a lawsuit. Rulings in cases such as Ashcroft v. IQBAL and Bell Atlantic v. Twombly have determined that claims need to contain important information. They must be plausible on their own and establish a likelihood of liability. This is how claims can lead to fair compensation, resolution of disputes, and protection of rights.
More information about Claim
Bensalem Motorcycle Accident Lawyer
Motorcycle accidents in Bensalem can shatter your life instant. In one moment, you’re going for a ride and in the next, you’re left with devastating injuries, massive medical bills, and an uncertain future. When the worst happens, you need the best help on your side. The Munley Law Bensalem motorcycle accident lawyers are committed to fighting for your rights, seeking a fair settlement, and helping you rebuild your life after a motorcycle crash. Call or fill out our online form for a free consultation today.
What Can Our Bensalem Motorcycle Crash Attorneys Do For You?
The Munley law firm handles every aspect of a personal injury case, from the initial investigations to courtroom litigation. Here’s what your lawyer will do to secure a settlement or verdict in your favor:
Handle the paperwork: Filing the paperwork for a personal injury claim is confusing and overwhelming. […]
Read MoreMore information about Claim
What Happens If You Fail to Report a Car Accident in Pennsylvania?
If you’re a driver in Pennsylvania, you’re required by law to report a car accident, no matter how minor the collision, and no matter whether you caused it or not. Failing to report a car accident can lead to serious legal and financial consequences: suspension of your driver’s license, fines up to $2,500, and potential criminal charges.
Your insurance company could use the lack of report as the basis for denying your claim, leaving you responsible for medical and repair costs.
Our seasoned Pennsylvania vehicle accident attorneys at Munley Law can help ensure you meet all reporting requirements and follow the rules for the best outcome. Contact our legal team for a free consultation about your case.
Pennsylvania’s Accident Reporting Laws
What do you need to know if you’re a driver involved in a vehicle accident? […]
Read MoreMore information about Claim
Philadelphia, PA – Person Struck and Killed By SEPTA Train
Philadelphia, PA (January 23, 2025) – A person died after being struck by a SEPTA Broad Street Line train in Center City, Philadelphia, on January 23.
According to news reports, the accident happened around 5 a.m. in the 300 block of North Broad Street at the Race-Vine Station. Rescue crews responded to reports of a person under a train. The person was pronounced dead at the scene.
Express service was temporarily suspended in both directions as SEPTA police investigated the accident. It has since resumed.
SEPTA Train Accidents in Philadelphia
SEPTA train accidents can be quite complex. Under Pennsylvania law, SEPTA is considered a “commonwealth agency,” which affects how the claim is handled. Unlike a personal injury claim against another individual or private business, there are special notices and shorter deadlines when filing claims against the agency. […]
Read MoreMore information about Claim
Helicopter Crash Lawyer
Helicopter accidents often result in severe injuries and long-term physical, emotional, and financial challenges. An experienced attorney can help you understand your legal options if you’ve been involved in a helicopter crash.
Several factors can contribute to these accidents, including mechanical failures, maintenance issues, or operational errors. At Munley Law, our helicopter accident lawyers have the expertise to thoroughly investigate the cause and help determine if you’re entitled to compensation.
Our aviation accident attorneys understand the complexities of aviation law and regulations. We’ll guide you through each step of your case, from investigation to resolution. Contact us for a free consultation to discuss how we can assist with your helicopter accident claim.
Investigating Helicopter Crashes and Determining Liability
After a helicopter crash, local law enforcement and emergency services may be the first on the scene. Although these parties are unlikely to handle the entire investigation, […]
Read MoreMore information about Claim
Building Collapse Lawyer
When a building collapse occurs, the consequences are devastating – often resulting in catastrophic injuries, loss of life, and overwhelming financial burdens for victims and their families. At Munley Law, we understand the profound and life-altering impact of these accidents on your health, finances, and future. Our building collapse lawyers thoroughly investigate the cause of the collapse and identify all potentially liable parties, from property owners to contractors, engineers, and construction companies.
Working with structural engineering experts, we determine negligence and safety violations while gathering critical evidence, such as accident reports and witness accounts. Munley Law vigorously advocates to secure just payment for victims’ medical bills, lost income, emotional distress, and long-term care needs. With extensive experience handling catastrophic injury cases, we provide personalized, compassionate support throughout the legal process.
Our Approach to Building Collapse Cases
At Munley Law, […]
Read More