Deductible

What Is a Deductible?

A deductible is the portion of a claim the insured individual is responsible for paying before an insurance company covers all remaining costs. Once the deductible is met, the insured will pay nothing.

What Is a Deductible?

What Is a Deductible?

According to the Insurance Information Institute, “A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in.” For example, if you have a health insurance policy with a $1,000 deductible, you must pay $1,000 toward covered medical expenses before your insurance begins to pay for any remaining costs. Deductibles can vary widely based on the type of insurance policy and the terms agreed upon by the insurer and policyholder. 

Deductibles are typical in many insurance policies, including health, auto, and home insurance. The primary purpose of a deductible is to share the risk between the insurer and the insured. By requiring the insured to pay a portion of the costs, insurance companies encourage policyholders to avoid making small or unnecessary claims in an attempt to lower overall insurance costs. 

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Erie Uber Accident Lawyer

Residents and visitors enjoy the waterfront activities and attractions that Erie, PA, offers, and many frequently utilize rideshare services like Uber. Unfortunately, that increase in use has also led to more Uber accidents. If you or a loved one were injured in a rideshare car accident, an Erie Uber accident lawyer from Munley Law can guide you through the legal process.

Why Do You Need an Uber Accident Lawyer in Erie, PA?

Erie Uber Accident LawyerYou never have to hire an attorney for a car accident; however, when it comes to wrecks with rideshare vehicles, it can be beneficial to work with an attorney.

The most complicated part of an Uber accident is knowing what coverage applies to you. Further, there is the question of who was involved during the crash and why it occurred. Of course, there are also general car accident concerns such as injury severity, […]

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What Kind of Compensation Can You Receive For a Lyft Accident in Easton?

Car accidents can be traumatizing experiences, leaving accident victims with both serious physical injuries and immense emotional distress. They can also be expensive: medical expenses, lost wages, property damage, and more can pile up after a car accident, adding a financial burden to an already stressful situation.

The situation takes on another layer of complexity if you have been in a Lyft car accident. When a large company like Lyft is involved, what does the legal process look like? How can you receive compensation for your losses? And when you do, what kind of compensation will it be? It’s important to speak with an Easton Lyft accident lawyer to learn what compensation is available following a Lyft accident in Easton.

How Much Compensation Could I Receive in a Lyft Accident?

What Kind of Compensation Can You Receive For a Lyft Accident in Easton?There is no way to provide an accurate compensation estimate without knowing the case details, […]

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Bensalem Uber Accident Lawyer 

Understanding What to Do After an Uber Accident in Bensalem, PA

Uber offers a convenient solution for both residents and visitors wanting to explore Bensalem, but accidents can happen. When navigating the complex legal landscape following an Uber accident, you want a Bensalem Uber accident lawyer who is not only familiar with our community but also deeply versed in the intricacies of personal injury law.

Our Munley Law personal injury team is a leading force in the Bensalem and Philadelphia Uber accident realm, standing out as a prominent advocate for those injured in rideshare collisions. With our vast experience in personal injury law and deep understanding of the specific regulations and complexities involved in rideshare accidents. We provide top-notch legal representation that is both aggressive and compassionate.

Our attorneys at Munley Law are committed to holding responsible accountable and securing the maximum compensation for our clients. […]

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Hazleton Rideshare Accident Lawyer

Rideshare Accidents Are Common – Do You Know What to Do?

Rideshare apps seem to multiply by the day.  Be it Uber, Lyft, or one of the smaller rideshare apps on the market today, many, maybe even most, people use these apps to get around. Of course, when you enter a rideshare vehicle, you expect your driver to take you to your destination–be it in Hazleton or outside of it–safely.

The Hazleton rideshare accident lawyers at Munley Law know how to get you the compensation you need to recover from your injuries. For over 60 years, car wreck victims in the Hazleton area have come to Munley Law, where our team of accident attorneys consistently ranks among the Best Lawyers in America. We have earned the highest possible client satisfaction rankings and are board certified by the National Board of Trial Advocacy. If you get into a car accident with a rideshare driver, […]

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How Long Does It Take Lyft to Investigate an Accident?

Lyft Accident Lawyer

With the increased utilization of rideshare services, it’s no wonder there has been an increase in the amount of accident fatalities. One study concluded that from 2011 to 2016, there was an increase in occupant and pedestrian fatalities of two to three percent.

Suppose you are injured in a car accident while a passenger in a Lyft or in a collision with a Lyft driver. In that case, you may wonder how long it takes to investigate an accident and, ultimately, allow you to secure compensation. The Lyft accident lawyer of Munley Law is here to explain.

How to Report An Accident With Lyft

According to Lyft’s website, for riders or other drivers involved in collisions with a Lyft driver, you should call 911 if the accident is severe. As a passenger in the Lyft, you can call 911 utilizing the Safety Center in Lyft’s app. […]

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