What is Insurance?
Insurance is, “a contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the “insurer” or “underwriter;” the other, the “insured” or “assured;” the agreed consideration, the “premium;” the written contract, a “policy;” the events insured against, “risks” or “perils;” and the subject, right, or interest to be protected, the “insurable interest.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968)
An insurance policy is a contract in which an individual or entity (the policyholder) pays an insurance company (the insurer) in regular payments in exchange for financial protection over specific risks or losses. For example, medical insurance helps to cover medical costs, such as hospital visits, hospital stays, and medications. Similarly, auto insurance helps to cover damages incurred from car accidents. Insurance payments are known as premiums. Insurance contracts typically limit the amount of costs that an insurance provider may be required to pay.
The McCarran-Ferguson Act (15 U.S.C. § 1011) grants many aspects of insurance regulation to individual state governments. However, federal laws like federal taxes do apply to insurance, and must be acknowledged. Insurance is important to the legal system, as it helps protect individuals, those who cause harm to individuals through negligence, and any third party that is faced with the burden of compensating for an injury.
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Surgical Errors in Scranton, PA
We are fortunate to have access to world-class medical treatment in Northeast Pennsylvania. However, even in the best facilities, medical professionals can make mistakes that lead to serious harm. When you select a hospital, surgeon, and surgical team to operate, you trust they will treat you with professionalism and the utmost care.
Unfortunately, the surgical team sometimes makes a mistake, which can have devastating, even deadly, consequences for the patient and their family.
If you or a loved one has suffered harm or loss of life from a surgical error in Scranton, it’s important to understand your rights and options under PA personal injury law for holding the responsible parties accountable.
An experienced medical malpractice attorney at the Scranton Law offices of Munley Law can help. Call us for a free case evaluation. We will discuss the specifics of your medical malpractice claim, […]
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Misdiagnosis Claims in Wilkes-Barre, PA
Misdiagnosis of medical conditions can lead to incorrect treatments, inappropriate drug prescriptions, and even medicines or medical treatments that can make your condition worse.
If you or a loved one has suffered as the result of a medical misdiagnosis in Wilkes-Barre, you might be able to seek financial compensation by filing a medical malpractice claim against your healthcare provider for medical misdiagnosis.
A Wilkes-Barre medical malpractice attorney from Munley Law can help.
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An inaccurate diagnosis can have devastating consequences. It can deprive you of the necessary medical care for your actual condition and expose you to harmful drugs and therapies for conditions you don’t have, potentially worsening your health. In egregious cases, a medical error can lead to wrongful death.
At Munley Law Firm, […]
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East Stroudsburg, PA Personal Injury Lawyers
Whether you’ve been involved in a car or motorcycle accident or experienced medical malpractice such as a surgical error, you might be overcome with the many new challenges you now have to deal with. The physical toll your injury has taken on you and your family, the mounting medical bills, and lost wages due to missed work, coupled with trying to understand your legal rig,hts can become overwhelming. If you have tragically lost a loved one, you might be considering a wrongful death case, but you don’t know where to begin.
At Munley Law, we’ve been fighting for personal injury victims since 1959, earning national recognition for our expertise in personal injury litigation. Our attorneys have been named among the Best Lawyers in America, Pennsylvania Super Lawyers, and are board certified by the National Board of Trial Advocacy. Our proven track record has secured numerous multi-million dollar settlements and verdicts for our clients. […]
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Hospital Negligence Claims in Wilkes-Barre, PA
Going to the hospital is scary. One of the few comforts is knowing that you’re in the hands of medical professionals whose job is to make you feel better. So, where do you turn when the medical care harms you?
Hospital and medical negligence is becoming more prevalent in Wilkes-Barre, Pennsylvania, and the United States. Hospitals are consistently understaffed, and the healthcare and insurance systems strain doctor-patient relationships. There is an increasing problem with systemic negligence in medical clinics, emergency departments, and hospitals. Hospital negligence leads to misdiagnosis, delayed diagnosis, medication errors, surgical errors, and more. The results may not be a reversible error and can be devastating to the patient.
If hospital negligence resulted in an injury or worsened illness, you have the right to pursue a medical malpractice lawsuit against the liable parties. […]
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Cancer Misdiagnosis Claims in Wilkes-Barre, PA
Cancer is one of the “big three” categories that account for nearly half of all serious misdiagnosed illnesses in Wilkes-Barre, Pennsylvania, and across the United States. A cancer misdiagnosis can delay cancer treatment, allowing the
cancer to spread unknowingly in the patient. As we all know, this can significantly reduce the patient’s chances of survival.
If you or your loved one were a victim of medical malpractice where your cancer worsened due to a misdiagnosis, you may have a valid medical malpractice claim. At Munley Law, a Wilkes-Barre cancer misdiagnosis lawyer will investigate your case, determine the liable parties, and hold the responsible medical professionals accountable. Call today for a free consultation with an experienced Wilkes-Barre medical malpractice lawyer who will offer legal advice and work around the clock to recover the compensation you deserve.
Cancer Misdiagnosis and Medical Malpractice in Wilkes-Barre
According to the Centers for Disease Control and Prevention (CDC), […]
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