Insurer

What is an Insurer?

An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.

Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms. 

Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.

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Lancaster Workers Compensation Lawyer

Lancaster workers compensation lawyerNavigating the intricacies of workers’ compensation in Pennsylvania can be a challenge. When life throws you a curveball in the form of a workplace injury or illness, you need more than just legal representation. You need a dedicated ally who understands Lancaster, its people, and the industries that drive this region forward.

Munley Law, a Pennsylvania-based workers’ compensation law firm, is here to be that ally. With a deep connection to Lancaster County, our team of attorneys is committed to providing you with the local expertise and legal support you need during difficult times. We have been fighting for injured workers in PA for more than 60 years.

Lancaster, a home to diverse industries

Lancaster, Pennsylvania, is known for its diverse industries, including agriculture, manufacturing, and healthcare. The region boasts landmarks like the historic Central Market, where locals and tourists alike gather to enjoy the flavors of Lancaster’s culinary heritage. […]

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FAQs About Workers’ Compensation in Harrisburg, PA

Harrisburg, Pennsylvania: Your Workers’ Compensation Questions Answered

As your dedicated workers’ compensation lawyers in Harrisburg, we understand that navigating the intricacies of workers’ compensation law can be challenging. That’s why we’ve compiled this extensive guide to provide you with essential insights and guidance tailored to our local community.

When it comes to workers’ compensation, you need information that’s not only accurate but also relevant to your specific circumstances. Munley Law’s Harrisburg-based legal team has deep roots in the local community and a wealth of experience assisting injured workers and their families throughout the Susquehanna Valley.

Why Choose a Local Harrisburg Attorney for Workers’ Compensation?

Before we dive into your questions, let’s address why having a local workers’ compensation attorney in Harrisburg, Pennsylvania, matters when dealing with workers’ compensation. The nuances of workers’ comp law can vary from one state to another, […]

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Third Party Claims in Workers’ Compensation Cases in Harrisburg

Workers’ Compensation Third-Party Claims: Maximizing Your Compensation in Harrisburg, PA

Harrisburg Workers Compensation Third Party ClaimsIf you’re facing the complexities of workers’ compensation issues right here in our state’s capital, you’re not alone. Our team at Munley Law understands the unique challenges that Harrisburg workers may encounter when navigating the workers’ compensation system and dealing with third-party claims. We’re here to guide you through the process, providing you with the knowledge and expertise needed to protect your rights and secure the compensation you deserve.

Harrisburg, the vibrant capital city of Pennsylvania, is a city teeming with diverse industries, from government and healthcare to manufacturing and education. With so many workers contributing their skills and dedication to our community, workplace accidents and injuries can unfortunately happen. When they do, it’s crucial to have a trusted Harrisburg workers’ comp lawyer by your side to ensure you receive the full benefits and protections you’re entitled to under Pennsylvania law. […]

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Lancaster Pedestrian Accident Lawyer

Get the representation to get the maximum compensation you and your family deserve

Lancaster Pedestrian Accident LawyerLancaster, Pennsylvania, boasts a rich history with landmarks like the Central Market and the Wheatland estate, home to the 15th U.S. President, James Buchanan. The Fulton Opera House stands as a testament to the city’s cultural heritage, while the Railroad Museum highlights its pivotal role in railway evolution. Visitors to the serene Amish farms are transported to an era of simplicity and tradition. Yet, these attractions bring a surge in pedestrian traffic. 

The blend of modern and historical roads increases the risk of pedestrian accidents. Such incidents near landmarks can detract from Lancaster’s charm. Local officials prioritize safety, emphasizing the balance between preserving history and ensuring public well-being. Victims of such accidents need adept legal representation. Firms like Munley Law champion these victims, ensuring their rights amidst Lancaster’s iconic backdrop. […]

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What steps to take after a hit and run accident in Scranton

Hit and run accidents are a troubling reality in any city, and Scranton is no exception. Located at the heart of northeastern Pennsylvania, Scranton is known for its bustling downtown, historic Scranton Iron Furnaces, and vibrant community. But like many urban areas, Scranton is also not immune to the challenges of traffic accidents, specifically the occurrence of hit and run incidents.

Understanding what to do in a hit and run situation in Scranton can be overwhelming, especially when dealing with specific local laws and regulations. Whether it’s on the busy North Washington Avenue or near the scenic Nay Aug Park, knowing the right course of action to take is crucial. In such stressful circumstances, the Scranton car accident attorneys at Munley Law stand as a beacon of support for those affected, guiding them through the complex aftermath of a Scranton hit and run.

Whether you’re a local resident or just passing through the Electric City, […]

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