What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
More information about Insurer
When should I call a Harrisburg injury lawyer after a car accident?
Car accidents can be a traumatic and overwhelming experience. In the immediate aftermath, victims often grapple with a whirlwind of emotions, from shock and disbelief to anxiety about the future. Amidst the chaos, one critical question emerges: “do I need a lawyer?” As the injured victim of a Harrisburg car accident, it can be difficult to know when it’s time to contact an injury lawyer for help. The truth is that it’s never too soon to call an injury lawyer – even if you don’t have all the information, even if you don’t yet know the full extent of the damage you’ve suffered, even if you don’t yet know whether you have a case. A Harrisburg car accident lawyer can offer guidance and help make sure your rights are protected as you determine what to do next.
In this article, we’ll outline the steps you should take immediately after a Harrisburg car accident, […]
Read MoreMore information about Insurer
Lower Merion Premises Liability Lawyer
Tucked amidst the picturesque landscapes of Montgomery County, Lower Merion Township is a vibrant community that boasts both historic charm and modern conveniences. However, like any bustling locale, accidents and injuries can occur, often leaving individuals grappling with complex legal matters.
When it comes to navigating the intricacies of premises liability cases in Lower Merion, one name stands out as a beacon of legal expertise and local knowledge: Munley Law. With a deep-rooted connection to the Lower Merion community, Munley is your trusted partner in seeking justice and compensation for injuries sustained due to negligent property conditions. If you or a loved one has sustained an injury due to hazardous conditions on someone else’s property, contact our legal team today. We can help you explore your legal options, and ensure that all responsible parties are held liable for their negligence. […]
Read MoreMore information about Insurer
How to ensure that you get a fair uninsured motorist settlement in Philadelphia
Leveraging the expertise of your Philadelphia car accident lawyer
Navigating the aftermath of an accident with an uninsured motorist in Philadelphia can be overwhelming. While the City of Brotherly Love has its unique charm, the intricacies of its legal system require specific understanding and strategy. Ensuring a fair settlement involves a combination of knowledge about local laws, meticulous documentation, and proactive advocacy. Navigating claims after an accident can be challenging, especially with uncooperative insurance companies. With over six decades of experience, Munley Law Personal Injury Attorneys advocate fiercely for clients, ensuring rightful compensation and accountability from at-fault drivers; contact us today for a free case evaluation.
Understand Pennsylvania’s Uninsured Motorist Laws
In Pennsylvania, auto insurance is a legal requirement to ensure that every driver can cover the costs if they cause harm to others on the road. Yet, despite these mandates, some drivers remain uninsured. […]
Read MoreMore information about Insurer
Lancaster Workers Compensation FAQs
Munley Law’s experienced Lancaster workers’ compensation attorneys are here to provide you with comprehensive and in-depth answers to frequently asked questions injured workers usually have regarding workers’ comp benefits in the PA.
If you or a loved one has encountered a work-related injury or illness in the heart of Lancaster County, you’ve come to the right place for answers.
Munley Law knows Lancaster county
Lancaster County is known for its rich heritage, from its picturesque farmland to its thriving arts and culture scene. However, whether you work in agriculture, manufacturing, healthcare, or any other industry, workplace injuries and illnesses can occur anywhere. It’s essential to be informed about your rights and options when facing these challenges, and that’s where we come in.
Below, you’ll find frequently asked questions on various aspects of workers’ comp, ensuring you have the knowledge you need to protect your rights. […]
Read MoreMore information about Insurer
Lancaster Workers Compensation Lawyer
Navigating the intricacies of workers’ compensation in Pennsylvania can be a challenge. When life throws you a curveball in the form of a workplace injury or illness, you need more than just legal representation. You need a dedicated ally who understands Lancaster, its people, and the industries that drive this region forward.
Munley Law, a Pennsylvania-based workers’ compensation law firm, is here to be that ally. With a deep connection to Lancaster County, our team of attorneys is committed to providing you with the local expertise and legal support you need during difficult times. We have been fighting for injured workers in PA for more than 60 years.
Lancaster, a home to diverse industries
Lancaster, Pennsylvania, is known for its diverse industries, including agriculture, manufacturing, and healthcare. The region boasts landmarks like the historic Central Market, where locals and tourists alike gather to enjoy the flavors of Lancaster’s culinary heritage. […]
Read More
