What is an Insurer?
An Insurer is, “the underwriter or insurance company with whom a contract of insurance is made.” (Black’s Law Dictionary 946. 4th Ed. Rev. 1968). It is important not to confuse the insurer with the insured. The insurer is the party offering insurance, while the insured is the individual who receives insurance (the policyholder). Usually the insurer is an insurance company.
Insurers usually have a pool of policyholders at any given time. Insurers draft policies and agree to terms with policyholders. When a policyholder experiences a loss covered by the policy, they file a claim with the insurer. The insurer reviews the claim and covers the loss if it meets the policy’s terms.
Insurers are subjected to legal obligations. They, like the policyholders, are legally bound by insurance contracts. They are also regulated by government agencies, which serve to make them operate legally and fairly. If an insurer fails to process claims fairly, unreasonably denies claims, or delays payments, it may be acting in bad faith. Policyholders can take legal action against insurers for such practices.
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Reading Workers’ Compensation: Specific Loss Benefits
A work injury can be devastating to you and your family. Missed work for recovery, medical visits, and the mountain of medical expenses related to your injury can lead to anxiety and fear for the future.
When you are hurt at work in Pennsylvania, you have a financial safety net called workers’ compensation insurance. Under Pennsylvania law, almost all employers in the commonwealth are required under the PA Workers Compensation Act to carry workers’ compensation insurance for all of their employees. Most employees, full-time, part-time, and even seasonal workers are eligible to receive workers’ compensation benefits for a work-related injury or illness.
Many different types of injuries are covered by PA workers’ compensation laws, including when a specific part of the body is hurt even when that injury does not cause you to miss work.
Injuries that cause loss of use of a body part, […]
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Carbondale Uber Accident Lawyer
Carbondale Uber Accident Lawyer
Companies like Uber provide a convenient service to the public, but they can also go to great lengths to avoid liability when things go wrong. Large companies including Uber have extensive resources and large defense teams to protect their interests. You deserve the same level of protection.
If you were injured in a car accident involving an Uber driver in Carbondale, call Munley Law for a free consultation today. We can establish liability and negligence, determine whose insurance should pay for your damages, and fight for the maximum recovery for you. Our attorneys have decades of experience fighting for people like you against large, powerful companies.
We offer virtual consultations, as well as in-person meetings in our Carbondale office location. Or, if you are seriously injured and cannot travel, we can come to meet with you in the hospital or at your home. […]
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Philadelphia Workers’ Compensation Death Benefits
Benefits are available to help protect your family’s future
Pennsylvania workers’ compensation death benefits provide financial support to families affected by the death of a loved one in a work-related injury or due to a work-related illness.
If you have lost a spouse or loved one due to a work injury or an occupational illness that they contracted during the scope of their regular job responsibilities in their Philadelphia workplace, you may be entitled to file for a claim to receive death benefits from their employer’s workers compensation insurance.
The Pennsylvania Workers’ Compensation Act requires that all PA employers carry workers’ compensation insurance for all of their employees. Workers compensation insurance covers all full time, part time and seasonal employees from the first day of their employment.
If you have lost a loved one in a tragic work-related accident or due to a sudden onset or long-term occupational disease, […]
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UHaul Truck Accident Lawyer
If You Were Hurt in a Truck Accident, Contact a U-Haul Truck Accident Lawyer Today
U-Haul trucks are convenient for anyone needing to move or haul furniture or other large items that don’t fit into smaller vehicles. It is a cost-effective way to use a truck without needing to purchase one. Unfortunately, many people who drive U-Haul trucks are not experienced in driving large vehicles and may cause a truck accident that injures other drivers, motorcyclists, and pedestrians. Sometimes, the companies that rent out U-Haul trucks do not properly maintain the trucks. This can lead to crashes that may injure others and the driver and passengers in the U-Haul truck.
If you or a loved one were injured in a U-Haul truck accident, or if a family member was killed, contact an experienced truck accident lawyer at Munley Law Personal Injury Attorneys for a free, […]
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Delivery Truck Accident Lawyer
Our Delivery Truck Accident Attorneys Will Fight For Your Rights
It’s not hard to imagine why a collision between a passenger vehicle and a delivery truck can be a horrifying and hugely damaging incident. Even a relatively small truck is significantly larger and heavier than a passenger vehicle, which puts the members of the smaller vehicle at great risk if a truck accident does occur. In fact, data shows that in accidents between trucks and passenger vehicles, the driver and occupants of the truck are far less likely to be hurt.
If you or a loved one has experienced the trauma of a delivery truck accident, a delivery truck accident lawyer at Munley Law Personal Injury Attorneys is here to help. There’s no way to undo the pain you’ve experienced, but there is a way to seek both justice and compensation for your suffering. Our truck accident lawyers will fight tirelessly to protect your rights in the wake of your accident. […]
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