What is Limited Tort Insurance?
Limited tort insurance is a car insurance option in Pennsylvania that prevents the injured party from filing a personal injury claim against the at-fault party for pain and suffering.
According to the Insurance Information Institute (III), limited tort insurance allows policyholders “to save on their premiums by agreeing to limit their right to sue for non-economic damages, except in cases of serious injury.” As such, it restricts the ability of a policy holder to seek compensation for non-economic damages, like pain and suffering. For example, if Sandra has a limited tort insurance, and is in a car accident, she can only sue the person who injures her for her injuries and the car, not any emotional distress.
Limited tort insurance allows for cost savings with lower premiums compared to full tort insurance because they agree to limit their rights to sue for non-economic damages, while still allowing an injured party to sue for economic damages. However, this restricts compensation for the policyholder. Understanding limited tort insurance is essential for drivers evaluating their auto insurance options. It involves balancing the benefits of lower premiums against the potential limitations in legal recourse for non-economic damages, requiring careful consideration of individual risk tolerance and financial protection needs. Legal professionals and insurance agents can provide guidance to help policyholders make informed decisions about their coverage choices.
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Car Accident Lawyer
When you’re dealing with mounting medical bills, lost wages, and the aftermath of a serious collision, you can’t afford to work with inexperienced car accident lawyers who settle for less. Munley Law’s veteran trial attorneys have recovered millions for auto accident victims. We are unafraid to take on insurance companies to obtain fair compensation for our clients. Our aggressive approach and decades of courtroom experience mean we know exactly how to build an ironclad case that gets results.
Our award-winning legal team will investigate every detail of your case. We work with top accident reconstruction experts and refuse to let insurance companies pressure our clients into unfair settlements. We handle everything so you can focus on healing while we fight relentlessly for the full compensation you deserve.
An experienced car accident lawyer at Munley Law is ready to fight for you today. Getting injured in a car accident can be a frightening and devastating experience, […]
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Philadelphia Car Accident Lawyers
If you were involved in a severe car accident in Philadelphia, contact a Philadelphia car accident lawyer at Munley Law to get the help you need following a car crash. Your primary focus should be your health; you should not have to manage the claims process alone.
At Munley Law, we have 65 years of experience helping car injury victims get compensation following a car accident. Our board-certified car accident attorneys understand what you are going through, and we will not rest until you receive the compensation you need to recover from the accident. Now is the time to schedule a free consultation with a car accident attorney at Munley Law. You do not owe a fee unless we win your case.
Call the Philadelphia car accident lawyers of Munley Law for a no-obligation, free case evaluation.
Why You Need a Car Accident Attorney in Philadelphia, […]
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Wilkes-Barre Car Accident Lawyer
If you were in a car accident in Wilkes-Barre, PA, you must speak to a Wilkes-Barre car accident lawyer as soon as possible. They can give you legal advice and help you get the most compensation you’re entitled to.
Munley Law is well-versed in the legal aspects of car accidents and understands the unique characteristics of Wilkes-Barre’s highways and traffic patterns, providing unparalleled service to our clients. If you were involved in a car accident anywhere in Luzerne County, don’t delay. Contact Munley Law to speak with our car accident lawyer. The first consultation is free, and we do not get paid until we win your case.
Why You Need a Wilkes-Barre Car Accident Attorney
Car accident lawyers can get evidence to prove who is at fault, negotiate with the insurance company, and file a personal injury lawsuit on your behalf. […]
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Hazleton Car Accident Lawyer
If you or someone you love suffered a serious injury in a car crash in Hazleton, don’t settle with the insurance company before speaking with a Hazleton car accident attorney at Munley Law. At Munley Law, we understand your concerns when you’ve been involved in a car crash. You may face unpaid medical bills, physical pain, emotional trauma, and an inability to work. Since 1959, we have represented hundreds of auto accident victims throughout Luzerne County. We have won multimillion-dollar settlements for injured car accident victims across our area.
If you were hurt in a car wreck and are unsure what to do next, call our Hazleton office for a free consultation with a car crash attorney. We will answer your questions free of charge and help you decide what to do next. We are available to speak with you any time of the day or night. […]
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Stroudsburg Car Accident Lawyer
If you or someone you love suffered a severe injury in a car crash, our Stroudsburg car accident lawyers are here to help. For 65 years, car accident victims throughout the Poconos have trusted Munley Law to protect their legal rights following a motor vehicle accident. At Munley Law, we do not charge a fee unless we obtain compensation for you. Call, chat, or fill out our contact form today to schedule a free consultation with our Stroudsburg personal injury lawyer.
The Role of a Car Accident Attorney in Stroudsburg, PA
Hiring a car accident attorney can provide you with expert legal guidance, increase your chances of a favorable outcome, and alleviate much of the burden associated with the legal process following an accident. If you’re still unsure if a car accident lawyer is right for you, here are a few benefits to remember.
- Investigate and Gather Evidence: Not only can we collect witness testimonies, […]
