What is Personal Injury Protection (PIP)?
Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions.
According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.
Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.
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Carbondale Lyft Accident Lawyer
Lyft Accident Lawyer in Carbondale
Rideshare services like Lyft are a modern convenience and a popular alternative to public transportation. When you need a ride, Lyft can pick you up. But if you get into an accident in a Lyft, they might leave you to fend for yourself. A Lyft accident lawyer can make sure you get the help you need and the compensation you deserve from the at-fault parties, including Lyft.
Because Lyft considers itself a tech company (not a transportation company) and its drivers are independent contractors (not employees) it can be difficult to hold the company accountable for its drivers’ actions. But if you find yourself in this situation, you don’t need to worry – fighting for victims’ rights is what we do best.
Since 1959, Munley Law has fought for the legal rights of people in Carbondale and throughout Pennsylvania. […]
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Hazleton Distracted Driving Accident Lawyer
Driver distraction is one of the leading causes of motor vehicle accidents. Driving requires focus and undivided attention, but too many people choose to endanger themselves and others by multitasking behind the wheel.
If a distracted driver hits you or someone you love in Hazleton, you need a Hazleton distracted driving accident lawyer who can prove negligence and win you maximum compensation. The Hazleton car accident lawyers at Munley Law have decades of experience representing car accident injury victims, and we have won numerous multimillion-dollar settlements and verdicts. Our attorneys have earned the industry’s highest ratings from Martindale-Hubbell, and have been named the Best Lawyers in America. Let us get you the justice you need.
Get the help you need today. Contact Munley Law for a free consultation. We will listen to your story and give you advice as to how to proceed, […]
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When Should I Hire a PA Trucking Accident Lawyer?
If you are involved in an accident with a heavy truck, you are likely to be experiencing a mix of emotions–shock, confusion, and generally being overwhelmed with the process of recovery. You need to figure out medical care, time off work, motor vehicle repairs, and insurance.
With all the questions swirling around the aftermath of the accident, you may also wonder about whether you should hire a lawyer to help you with legal counsel through the process, and if so when. You may be tempted to put off that decision until you deal with your insurance first. However, especially in a serious truck accident, it can often be advantageous to hire a lawyer after the accident.
If you’re interested in hiring a Pennsylvania truck accident lawyer or wondering whether you should obtain legal counsel, don’t hesitate to give us a call. […]
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How Does an Insurance Company Decide Who Was at Fault for a Scranton Car Accident?
Who Determines Who is At Fault After a Car Accident?
Imagine you are pulling out of a driveway, with your view partially obscured by a snowbank. As you do, another car comes around the corner and hits you. Who’s at fault for the car accident?
The answer may not always be that easy to determine–but answering it may be crucial in deciding who is ultimately responsible for paying for medical expenses and vehicle damage. Answering the question of who is at fault for auto accidents can also change depending on who is answering it, the traffic laws applicable to the situation, or the state in which the auto accident occurs. It can get even more complicated when multiple vehicles are involved.
While police and insurance companies may weigh in with their own assessment of who is at fault in car accidents, […]
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Is Pennsylvania an At-Fault State?
Who Will Pay My Insurance Claim After a Car Accident in Pennsylvania?
All car accidents are, without a doubt, stressful experiences. Even once the initial shock has warn off, you still have so much to consider, including your physical, mental, and emotional recovery. There may be medical expenses and medical bills, property damage, and more. A car accident is not something anyone wants to endure.
Navigating the insurance process can be one of the most overwhelming parts of any car accident case. If you’ve never gone through the claims process before, it can be confusing; and even if you have, no two cases are alike. It’s not uncommon to start getting calls from the insurance company just a day after an accident.
One of the things that can make understanding the claims process so difficult is that it’s incredibly different from state to state. […]
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