What is Personal Injury Protection (PIP)?
Personal Injury Protection is a type of auto insurance coverage that provides first-party benefits for medical expenses, loss of income, funeral expenses, and similar expenses without considering fault. In Pennsylvania, coverage includes $10,000 in medical benefits, $5,000 in death benefits, and $2,500 for non-emergency medical conditions.
According to the Insurance Information Institute (III), Personal Injury Protection is “an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages.” Importantly, this protection covers costs for policyholders regardless of who is at fault in an accident. PIP coverage is designed to ensure prompt medical treatment and financial support for individuals injured in auto accidents, without the need for lengthy legal proceedings to establish fault.
Personal Injury Protection is particularly beneficial for minor accidents where fault is unclear, and states with no-fault insurance law, as it provides immediate coverage, reduces litigation, and provides comprehensive protection. Understanding Personal Injury Protection is crucial for drivers to make informed decisions about their auto insurance coverage, ensuring they are adequately protected in the event of an accident.
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Philadelphia, PA – Truck Crash Causes Traffic on I-76
PHILADELPHIA, PA (March 11, 2025) —— A three-car crash on I-76 Westbound caused major traffic delays in Philadelphia.
A tractor trailer, a Mazda and a Chevrolet Cruise collided. Officials shared that the crash was likely caused by one of the drivers having a medical emergency.
The lane was blocked by the tractor trailer, contributing to the backup. Traffic has now cleared.
Officials continue to investigate.
Multi-Vehicle Accidents With Trucks in the Philadelphia Area
Truck accidents involving multiple vehicles have become an increasing concern for Philadelphia residents and commuters alike. These complex collisions, often occurring on major arteries like I-95, I-76, and the Schuylkill Expressway, can lead to catastrophic consequences, including severe injuries, fatalities, and extensive property damage. Unlike in simple two-car collisions, determining fault in multi-vehicle accidents with a truck often involves difficult investigations. […]
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Cranberry Township Pedestrian Accident Lawyer
If you’ve been hit by a car or truck in Cranberry Township, our experienced Cranberry Township pedestrian accident lawyers can help you get the compensation you deserve. Walking in our busy suburban community comes with risks – from distracted drivers to heavy traffic near the shopping centers on Route 19. When drivers fail to yield or watch for pedestrians, the injuries can be severe and life-changing.
Our legal team at Munley Law understands Pennsylvania’s insurance laws and how they affect your pedestrian accident claim. Over the past 65 years, we’ve helped injured Pennsylvania’s recover millions in compensation for medical bills, lost wages, and pain and suffering. We handle all communication with insurance companies, gather evidence to build your case, and fight for maximum compensation while you focus on recovery.
Don’t wait to get help after a pedestrian accident. […]
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Cranberry Township Car Accident Lawyer
Motor vehicle accidents always results in a loss: the loss of physical freedom, the loss of expensive property, the loss of emotional stability, the loss of financial security, and sometimes, even the loss of life. While a car accident lawsuit can’t undo what happened to you or your loved ones, it can help alleviate the unexpected financial burden of the car crash and it can give you some sense of justice and peace.
The Cranberry Township car accident attorneys at Munley Law are here to help pick up the pieces after a serious accident. Since opening our doors in 1959, we have helped clients throughout Butler County recover compensation for medical bills, lost wages, and other accident-related expenses. Contact us today for a free consultation about your Cranberry Township car accident case. We’ll review your options and explain how we can help protect your rights under Pennsylvania law. […]
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Lancaster County, PA – 5-Vehicle Wreck with Tractor-Trailer on Route 30 Injures 3
MANHEIM TOWNSHIP, PA (March 7, 2025) —A tractor-trailer and four other vehicles collided in Lancaster County, leading to the hospitalization of three people.
According to local news, the collision occurred on Route 30 Eastbound at the Lititz Pike/Route 501 exit around 6:30 a.m.
Officials reported that the tractor trailer crashed off the eastbound lanes, blocking Chester Road. A chain reaction was caused when vehicles failed to stop for the obstruction.
Three people were taken to the hospital, but no life-threatening injuries were sustained.
Officials continue to investigate.
Truck Accidents in Lancaster County
Chain-reaction crashes involving multiple vehicles frequently occur on Pennsylvania’s busy highways. The consequences become even more severe when commercial trucks become involved in multi-vehicle scenarios. This extreme weight disparity means truck accidents often result in catastrophic injuries or fatalities, particularly for occupants of smaller vehicles. […]
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Bucks County, PA – Person Rescued From Three-Car Crash
QUAKERTOWN, PA (March 6, 2025) — A crash between three cars in Bucks County occurred around 8:20 a.m., according to firefighters who were dispatched to the scene.
One person was trapped in their vehicle, requiring a side removal. Responders quickly stabilized the vehicle and freed the person before transferring them to EMS.
Hazard crews cleared the scene at the intersection of Park Avenue and South Main Street within an hour. The school bus involved in the crash reportedly did not have any children on it.
Officials continue to investigate.
Multi Car Accidents in the Philadelphia Area
Unlike simple two-car collisions, determining fault in multi-vehicle accidents often involves difficult investigations. Multiple parties may share varying degrees of responsibility, making these cases particularly challenging.
Pennsylvania’s comparative negligence laws add another layer of difficulty, […]
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