What are Specific Loss Benefits?
Specific Loss Benefits are a kind of worker’s compensation benefit. As outlined in the Pennsylvania Workers’ Compensation Act, they are considered when a worker loses a particular bodily function or body part from a work-related injury or disease. These benefits compensate for both the loss itself and any other disability benefits that the worker may receive.
Specific loss benefits are considered only under extreme circumstances. The loss of the bodily function or part must be permanent in nature, and can even include amputation. When a claim for specific loss benefits is filed, the injured party must only have proof that they have suffered a permanent loss. They do not need to prove any monetary loss. In Pennsylvania, the level of benefits a person may be eligible for is calculated based on a predetermined number of weeks of compensation for each specific loss. For instance, loss of a thumb constitutes two-thirds of wages during one hundred weeks, loss of a hand constitutes two-thirds of wages over three hundred thirty-five weeks, and loss of vision in one eye constitutes two-thirds of wages over two hundred seventy-five weeks.
Because proof of monetary loss is not necessary to receive specific loss benefits, it is important that an injured party collects the proper medical information to prove the permanence and severity of their injuries. In certain circumstances, an injured party can receive both specific loss benefits and wage loss benefits. They are both ways that the legal system tries long-term health and well-being of injured parties.
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Can I File for Unemployment While Receiving Workers’ Compensation?
If you get injured at work, workers’ compensation may be an option for you. Often referred to as workers’ comp, this is a state-mandated insurance program that offers payment to those who have been hurt or experienced an occupational disease while at work. It’s an extremely common way for workers who have been injured on the job to cover medical expenses and make up for lost wages. But some workers may wonder: Can I collect both unemployment and workers’ comp benefits?
In Pennsylvania, workers’ comp payment areas include wage replacement benefits, death benefits, the coverage of medical expenses, specific loss benefits, and more. Private insurance companies can pay out workers’ compensation, the State Workers’ Insurance Fund, or self-insured employers, and most PA workers (with some exceptions) are guaranteed coverage by the Pennsylvania Workers’ Compensation Act. However, the system does require you to follow very specific rules in order to make a claim or receive your due successfully. […]
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Reading Workers’ Compensation Lawyer
If you’ve been injured on the job in Reading, Pennsylvania, a Reading workers compensation lawyer at Munley Law can be your most powerful advocate. At Munley Law, we understand the physical, emotional, and financial toll a workplace injury can take on you and your family. Our board-certified workers’ compensation attorney is committed to helping you get the compensation you need to recover and move forward with your life.
If you were injured at work and are having issues with your workers’ compensation claim, contact our Reading worker injury lawyer today to schedule a free consultation.
What Our Reading Workers’ Compensation Attorneys Can Do For You
Hiring a Reading workers’ comp lawyer can significantly improve your chances of receiving fair compensation. During your free consultation, we’ll review your case, explain your rights, answer your questions, and help you understand what benefits you may be entitled to. […]
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Easton Workers’ Compensation Lawyer
When you are injured at work, medical expenses can quickly add up. Workers’ compensation benefits are designed to help workers with financial support in the event of a workplace injury due to an accident or repetitive stress (such as back injuries or carpal tunnel) or work-related illnesses from poor, unsanitary, or unsafe working conditions.
Whether your injury occurred in Easton, Allentown, or elsewhere in the Lehigh Valley, finding an experienced Easton workers’ compensation lawyer can help. The team of dedicated attorneys at Munley Law’s Lehigh Valley law office will work tirelessly to ensure you receive maximum workplace injury benefits.
If your workers’ comp claim is denied, don’t panic. The experienced attorneys at Munley Law in Easton can help you appeal the decision and fight for the benefits you are entitled to. We have a strong track record of successfully handling denied claims and will use our expertise to advocate for you. […]
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What is a Workplace Injury in Harrisburg, PA?
Harrisburg, the capital city of Pennsylvania, has a diverse employment landscape, from its bustling transportation hubs and manufacturing plants to administrative roles in government sectors. Despite safety measures, workplace injuries are not uncommon. A work related injury is defined as any harm or illness sustained due to job-related activities.
Such incidents can range from minor cuts or bruises to more severe traumas. Harrisburg residents, when facing the repercussions of such misfortunes, often find themselves in a complex works compensation claim. This inevitable adds extreme amounts of stress to an already-stressful situation.
In these trying times, it is essential for injured workers to understand their legal rights. The Harrisburg workers compensation lawyers at Munley Law have extensive knowledge of Pennsylvania law. Our attorneys will work to ensure that the injured workers’ rights are protected and they secure fair compensation for their work related injuries. Call today for a free consultation with a Munley workers compensation lawyer to get your case started. […]
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Workers’ Compensation Specific Loss Benefits
Workers’ compensation is a vital safety net for employees who suffer work-related injuries or illnesses. In Pennsylvania, this system ensures that injured workers receive financial support and medical care without needing to prove fault.
Among the various types of workers comp benefits, there is a special type of insurance called “specific loss benefits.” These benefits address severe, permanent injuries.
Understanding Specific Loss Benefits in Pennsylvania Workers’ Compensation
Specific loss benefits are a category of workers’ compensation benefits designed to compensate for permanent injuries that result in the loss of a body part or the loss of use of a body part, including those due to injury, occupational disease, repetitive stress, amputation, or permanent disfigurement.
Unlike general disability benefits, which compensate for lost wages, specific loss benefits are paid through your employer’s workers’ compensation insurance regardless of whether the worker can continue working. […]
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